Paul Helfman is a financial advisor with Cetera Wealth Services LLC and Cetera, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. His prior roles include leadership at Helfman, Davis & Clanton CPAs and Roadmap Wealth Management. He is also active as a trustee for multiple trusts, administering assets and managing distributions in fiduciary capacities. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients nationwide. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with a range of customizable investment strategies and oversight structures.

Rachel Keable is a financial advisor at Fidelity with Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Fidelity, she held positions at Northwest ISD Education Foundation and O'Reilly Hospitality Management. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios including mutual funds, ETFs, and fund-of-funds.

Frank Uxa is a financial advisor with LPL Financial in Newport Beach, CA, holding a Series 66 designation and 16 years of industry experience. His career includes prior roles at Morgan Stanley, Wells Fargo, and Northwestern Mutual. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, supporting both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Xavier Manrique is a financial advisor at Merrill with Series 65 and Series 63 credentials and two years of industry experience. His prior roles include positions at Crossfirst Bank/Busey Bank, BOFA Securities, Inc., and a long tenure at Wells Fargo Bank, NA. Outside of his advisory work, he serves as an instructor guide facilitating introductory finance courses through a joint venture involving Catholic University of America and Pima Community College, and he holds board positions with the Tucson High Badger Foundation and the YMCA of Southern Arizona. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering a range of model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Yvette Juarez is a financial advisor with Morgan Stanley in Laguna Niguel, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets. Outside of her advisory role, she operates a retail and online store specializing in eCommerce and print-on-demand merchandise. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs that include tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers diverse investment and planning services alongside its broader institutional capabilities.

Sandro Pestana is a financial advisor at UBS Financial Services with 30 years of industry experience. He holds Series 63 and Series 66 designations and has been with UBS since 2014. Outside of his advisory role, he is a partner in Talia LLC, a company involved in the manufacture and sale of women's apparel. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

John Raring is a financial advisor with LPL Financial in Newport Beach, CA, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He previously worked at J.P. Morgan Securities and First Republic Investment Management, Inc. Outside of his advisory role, he is involved with HWYl Holding Company Inc., a business entity related to tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Jacqueline Shohdy is a financial advisor at Edward Jones with eight years of industry experience. She has worked at Edward Jones since 2019 and previously at Orange County's Credit Union from 2015 to 2019. She holds the Series 63 and Series 66 designations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, with approximately $1.01 trillion in assets under management and a nationwide network of more than 23,000 advisors.

James Fletcher is a CFA® charterholder with 14 years of industry experience. He is currently affiliated with J.P. Morgan Securities and Jpmorgan Chase Bank, N.A., having previously worked at First Republic Securities Company and First Republic Investment Management. Fletcher serves as Trustee and Chair of the Investment Committee for the Laguna Beach Community Foundation, where he oversees the management of donor and agency funds. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory capabilities with brokerage and investment management functions.

Jonathan Fernandez is a Financial Consultant currently working at Fidelity Investments since 2025. He has held various roles within the financial services industry, including Investment Consultant at Fidelity Investments from 2024 to 2025, Senior Acquisition Financial Advisor at Morgan Stanley in 2023, and Financial Consultant at E*Trade from Morgan Stanley between 2021 and 2023. He also served as a Managed Account Representative at E*Trade from Morgan Stanley in 2021 and as a Relationship Manager at Fidelity Investments from 2019 to 2021. Jonathan focuses on helping individuals and families navigate the complexities of financial planning by identifying unique financial goals, creating strategic plans to mitigate risk, and executing individualized strategies aimed at achieving a fulfilling life. He holds a California Insurance License.

Nicholas Trent is a Financial Consultant currently working at Fidelity since 2023. In this role, he acts as an advocate for his clients, working to develop customized financial plans tailored to meet the unique needs of each family. He emphasizes collaboration and open communication throughout the planning process. Prior to his current position, Nicholas worked as an Investment Consultant at Fidelity Investments from 2022 to 2023. Before that, he served as a Wealth Management Advisor at the Bank of Tennessee from 2021 to 2022. His professional experience spans various aspects of investment consulting and wealth management. Outside of his professional work, Nicholas has interests in attending concerts, football, golf, visiting museums, and traveling.

Jacob Pesicka is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments in 2026, he held positions at Canterbury Consulting and worked in educational roles at California State University Fullerton, Saddleback College, and San Clemente High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as a registered commodity pool operator and advises multiple registered investment companies.

Michael Scudder is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2020 after gaining experience in climate research at the Keck Isotope Geochemistry Laboratory while completing his degree in Earth & Planetary Science at the University of California system. Prior to this, Michael worked as a Teller at Bank of America during high school and college. Michael's expertise lies in advising clients on incorporating sustainability into long-term investment portfolios, focusing on areas such as personal retirement planning, philanthropic planning, portfolio management, and socially responsible, values-based, and ESG investing. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered SRI Counselor (CSRIC), and Personal Investment Advisor (PIA). Outside of his professional career, Michael is involved with community groups including Club Dust and Farm and Food Lab. His personal interests include photography, running, and surfing.

Heather Hilario is a financial advisor at UBS Financial Services with 19 years of industry experience. She holds a Series 66 designation and previously worked for Morgan Stanley from 2013 to 2023 before joining UBS. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates proprietary research and model-based asset allocation with institutional trading capabilities to deliver tailored investment solutions.

Diana Peters is a financial advisor at Edward Jones in San Juan Capistrano, CA, holding a Series 66 designation with four years of industry experience. She has been with Edward Jones since 2020 and previously worked at Fidelity Investments and Edward Jones Investments. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment strategies, and affiliated products through a nationwide network of over 23,000 financial advisors.

Paul Chung is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2015. Outside of his advisory role, he is involved with Palwaukee Liquor since 2020. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm utilizes structured planning tools and modeling techniques to support client financial plans, managing approximately $2.74 trillion in client assets.

Eric Meister is a financial advisor with J.P. Morgan Securities in Aliso Viejo, CA, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. since 2016 and serves as a soccer referee with CALSOUTH on weekends. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a non-discretionary program that integrates quantitative asset-allocation modeling, centralized due diligence, and an ESG eligibility framework.

Holly Cisneros is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and eight years of industry experience. She has worked at Charles Schwab Bank SSB and Charles Schwab since 2018, and previously held positions at Loyola Marymount University and Fresno State University. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and discretionary separately managed accounts with a multi-asset investment approach supported by centralized supervision and operational integration.

Matthew Brunwin is a Private Wealth Advisor with Merrill Private Wealth Management. He joined Merrill in February 2020, bringing experience from roles in London and the United States, including positions at BNY Mellon Wealth Management, Northwestern Mutual, Tilney Bestinvest, and Mazars. He serves on the portfolio strategy committee for his practice. Matthew’s expertise includes strategic wealth management planning, investment management, retirement planning, pensions, estate planning, and tax minimization strategies. He focuses on helping clients manage new wealth, plan for retirement, and pursue socially responsible and values-based investing approaches. His professional designation is Personal Investment Advisor (PIA). He earned a Bachelor of Science degree in economics and accounting with law from the University of Bristol in the United Kingdom. Originally from Cambridge, England, Matthew currently resides in Newport Beach, California with his two children. His personal interests include soccer and travel.

David Thompson is a financial advisor with RBC Capital Markets and City National Bank, holding a Series 66 designation and 26 years of industry experience. He has worked at RBC Capital Markets since 2009 and City National Bank since 2017. Outside of his advisory role, he is actively involved in managing a portfolio of rental properties through several LLCs. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, financial planning, and custody services, utilizing a combination of in-house and third-party investment managers.