Max Brand is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and five years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2021 and Charles Schwab Bank since 2023. Max also served as an advisory board member for the Business Transition Summit Arizona, where he provided input on educational events and participated as a panel speaker on financial planning. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Gregory Pearson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has been with Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Nayankumar Ranchhod is a financial advisor with Ameriprise, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm serves a broad client base with advisory, brokerage, and insurance solutions through its affiliated companies.

Isaac Carr is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding the Series 66 designation and having one year of industry experience. Prior to his current role, he has worked in various positions including self-employment and roles at Northern Arizona University and other companies. Outside of advising, he is involved in home renovation projects on a part-time basis. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a broad range of customizable portfolios largely composed of Vanguard funds and ETFs.

Carmine Manna Jr. is a financial advisor at Stifel with 39 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Stifel Nicolaus since 2008. Manna is involved with the Rotary Club of Scottsdale North, serving as Membership Chairperson. Stifel serves a broad range of clients, including individuals, institutional clients, and nonprofit organizations, providing brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group that supports asset allocation and planning analyses used as a basis for client decisions.

Kirk Diller is a financial advisor with Robert W. Baird & Co. in Scottsdale, Arizona, holding Series 63 and Series 65 designations and having 32 years of industry experience. Prior to joining Baird in 2017, he worked at Morgan Stanley in various capacities from 2007 to 2017. The DDK Group at Robert W. Baird serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations with a range of services including financial planning, discretionary and non-discretionary portfolio management, and separately managed account programs. The firm employs a combination of manager-traded and model-traded strategies, overlay management, tax management, and direct indexing, supported by internal research and ongoing manager oversight.

Phyllis Kubey is a financial advisor with OSAIC in Scottsdale, AZ, holding four years of industry experience. She has been self-employed since 1989 and joined OSAIC in 2024. Outside of her advisory role, Kubey is president of the New York State Society of Enrolled Agents, serves as vice president on the board of Voices of Ascension, and works as a semi-retired musician and teacher of the Alexander Technique. OSAIC serves a diverse range of retail and institutional clients through an extensive network of financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs sophisticated portfolio construction tools and supports various managed account solutions, with a complex platform structure that includes multiple mergers and private-equity ownership.

Jennifer Dugan is a Series 66-licensed financial advisor at OSAIC with 17 years of industry experience. She has been with OSAIC since 2015. Outside of her advisory work, she serves as an instructor for glass fusing classes at the Phoenix Center for the Arts. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations, offering a range of brokerage and advisory services. The firm employs asset-allocation tools, risk-tolerance analysis, and automated rebalancing to manage portfolios across multiple asset classes, and supports a variety of advisory platforms and third-party solutions.

Neal Rodrigues is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo Clearing since 2016, following four years at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s IPS-driven advisory process incorporates modern portfolio theory and offers both discretionary and non-discretionary services, including investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking.

Dori Hammond is a financial advisor with Osaic Wealth, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. Prior to joining Osaic Wealth in 2023, Hammond spent 21 years at FSC Securities Corporation. She also serves as a non-public arbitrator for FINRA, acting as an independent third party in dispute resolutions. Osaic Wealth serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and nonprofits. The firm provides a range of services such as brokerage and advisory platforms, financial planning, retirement consulting, and access to third-party money managers, employing various investment tools and strategies to manage portfolios.

Rebecca Flint is a financial advisor at OSAIC with 30 years of industry experience. She holds the ChFC® designation as well as Series 63 and Series 66 licenses. Prior to joining OSAIC in 2024, she worked at Securities America Advisors and Securities America Inc. Flint serves as a board member of the CHI Health Missouri Valley Medical Services Foundation and is involved in local community organizations including the Kiwanis Club. She is also the head pie maker for MA Barker Famous Apple Pies, selling homemade apple pies during holidays. OSAIC Wealth, Inc. provides services to retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diverse portfolios across various asset classes, managing accounts on either a discretionary or non-discretionary basis.

Dennys Esquivel is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His prior roles include positions at Target, Townsquare Interactive, and Sunbit. He is based in Scottsdale, AZ. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants through a combination of automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering customization options such as ESG and tax-aware features.

Trenten Heiser is a financial advisor at Edward Jones in Scottsdale, AZ, holding Series 66 and Series 63 licenses with one year of industry experience. Prior to joining Edward Jones, he held positions at The Vanguard Group, Nike, and the Phoenix Suns. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm offers a range of advisory programs and investment options, supported by a large national network of advisors and branches.

Dylan Cazarez is a financial advisor at Vanguard Advisers with two years of industry experience. He holds the Series 66 designation and has previously worked with Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a range of customizable portfolios constructed mainly from Vanguard funds and ETFs.

Andrew Thom is a financial advisor at OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 licenses with 14 years of industry experience. He has worked at Lincoln Financial since 2015 and joined OSAIC in 2025. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and offers diverse services including brokerage, investment advisory, retirement plan consulting, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across various asset classes, supporting both discretionary and non-discretionary management.

Bojan Tuco is a financial advisor at Mass Mutual Investors Services with eight years of industry experience. He holds Series 63 and Series 66 credentials. His prior roles include positions at The Vanguard Group, Inc. and BestCompanies AZ. Mass Mutual Investors Services is an SEC-registered investment adviser and broker-dealer that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by firm-approved analytical tools.

Verla Richards is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, following four years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes preparation and review of investment policy statements, investment recommendations, performance reporting, and participant education, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gustavo Giron Andreu is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. He previously worked at Bank of America Corporation and has held various roles outside finance, including employment at a nightclub in Scottsdale, Arizona. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach that utilizes proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Patrick McCartney is a Financial Advisor and Chartered Retirement Planning Counselor™ (CRPC) professional with Merrill Lynch Wealth Management. He works with families, corporate executives, and retirees to design intentional financial plans that aim to build purposeful wealth and long-term confidence. Patrick partners with clients to navigate complex financial decisions and achieve meaningful goals, focusing on areas such as tax minimization strategies, concentrated stock strategies, estate planning and generational wealth, philanthropic gifting, risk management, professional investment management, and education planning. Leveraging the investment capabilities of Merrill and the banking services of Bank of America, Patrick provides integrated strategies including access to mortgages, custom lending, auto loans, and banking services to address all aspects of a client's financial life. He also collaborates with his clients' attorneys, accountants, and other professionals to ensure alignment across their financial affairs. Patrick holds a bachelor's degree from the Pennsylvania State University System and is active in his community and professional organizations, including the Blessed Sacrament Roman Catholic Parish, Scottsdale Leadership Inc., the McDowell Sonoran Conservancy, and the Penn State Alumni Association's Phoenix Chapter.

Kenneth Wharton is a CFP® with 17 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has been affiliated with Vanguard and its related entities since 2011. Outside of his financial advisory role, he owns a business specializing in the sale of portable generator parts. Vanguard Advisers delivers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies to construct diversified portfolios primarily from Vanguard funds and ETFs.