Gary Hutto is a financial advisor with GWN Securities Inc. in Orange, CA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with Millennium Advisory Group, LLC since 2008 and has been associated with GWN Securities and Hutto/Dean & Co for over two decades and three decades respectively. Outside of his advisory roles, he provides fixed annuities to select clients. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm features a broad network of approximately 423 advisors and manages about $3.65 billion across 37,000 client accounts, offering a range of investment programs that include traditional asset allocation and legacy momentum-based strategies.

Diego Conejo is a financial advisor with Transamerica Financial Advisors, holding Series 63, 65, and 66 licenses and over 14 years of industry experience. He has been with Transamerica since 2019 and also operates several small businesses, including a handmade candle company and an online used book and office supply store. In addition, he provides bookkeeping services for retail shops and markets various insurance products. Transamerica Financial Advisors serves a diverse client base ranging from individual investors to corporations, offering both advisory and broker-dealer services. The firm employs proprietary and third-party model portfolios, with discretionary and non-discretionary program options, and supports retirement plan clients through affiliated entities.

Travis Mceuen is a CFP® professional with nine years of industry experience. He is currently with EP Wealth Advisors, where he has worked since 2024, following prior roles at Financial Engines Advisors L.L.C. and Herrmann & Cooke. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients. The firm employs a customized investment approach utilizing fundamental, technical, and cyclical analysis, alongside options and alternative investments when suitable.

Allan Horner is a financial advisor at EP Wealth Advisors with 26 years of industry experience. He holds a Series 66 designation and has worked previously at Criterion Capital Advisors and Wells Fargo Advisors Financial Network. EP Wealth Advisors, LLC is a fee-only independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, managing roughly $35.57 billion in assets across approximately 14,094 clients.

Steven Jackson Jr. is a CFP® with 19 years of industry experience, currently serving as a financial advisor at D.A. Davidson & Co. since 2013. He is a member of the board of directors for the Estate Planning Council of San Gabriel Valley. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base, including retirement plans, individual and high-net-worth investors, and charitable organizations, with a focus on fiduciary standards and a variety of specialized financial planning and wealth management programs.

Tyler Polson is a CFP® professional with 23 years of experience in the financial industry. He currently works at &PARTNERS, having joined the firm in 2025 after eight years at Wells Fargo Advisors and eight years at Bank of America. He serves on the investment committee for the South Coast Botanic Garden Board. &PARTNERS serves a diverse range of clients including individuals, retirement plans, charitable organizations, and sovereign wealth funds. The firm offers investment advisory and brokerage services, employing a combination of proprietary and third-party strategies across fundamental, technical, and quantitative analysis.

Mark Woodfield is a financial advisor at Centaurus Financial, Inc. in Anaheim, CA, with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Centaurus Financial since 2008. Outside of his advisory role, he manages a business entity focused on income and expense management and is involved in sales and marketing of insurance products, including life insurance and annuities. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, businesses, trusts, and foundations. The firm offers financial planning and portfolio management through its CLASSIC Plus platform, employing various analytical approaches and both discretionary and non-discretionary arrangements.

Derrick Garcia is a financial advisor at EP Wealth Advisors with two years of industry experience. He holds a Series 65 designation and has worked previously at Litman Gregory Wealth Management and the University of Redlands. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Edward Zwickl is associated with Centaurus Financial, Inc. and holds the Series 66 designation. He has no prior industry experience. Outside of his professional affiliations, he has been involved with Crossline Community Church since 2017. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base that includes individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized services such as advisory management of annuity and variable life sub-accounts.

Osvaldo Cavazos is a financial advisor with First Command Advisory Services holding Series 65 and Series 63 licenses. He has one year of industry experience, previously working at First Command Insurance Services, Inc., and USCIS for 18 years. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, utilizing a centralized Investment Management Team to design and manage model portfolios and third-party manager selections.

Paul Apodaca is a financial advisor with Money Concepts Capital Corp in Brea, CA, holding a Series 66 designation and 10 years of industry experience. He has worked with Money Concepts Capital Corp since 2015 and also serves as a tax advisor and preparer at NorthPoint Tax, Wealth & Business Advisory, LLP. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm offers multiple managed programs utilizing model portfolios, third-party sub-advisers, and a combination of fundamental and technical analysis to manage assets for approximately 14,700 clients.

Daniel Aytekin is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds Series 63 and Series 66 credentials and has worked at several major firms, including JPMorgan Chase and Wells Fargo. Outside of finance, he was involved with RTR Bakery DBA Pandor Boulangerie & Cafe for five years. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with oversight committees and manages both discretionary and non-discretionary portfolios.

Carol Cory is a CFP® with 46 years of industry experience, currently with PlanMember Securities Corporation since 1998. She is also co-owner and secretary-treasurer of Surety Investment Services, where she has been involved since 1982. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary and offering participant-level investment options. The firm employs a strategic asset allocation framework and manages risk-based mutual fund portfolios, delivering education and support services including seminars and personalized retirement planning.

Erin Voisin is a CFP®, ChFC®, and holds a Series 66 license with 13 years of industry experience. She has worked exclusively at EP Wealth Advisors since 2016 in various capacities. Outside of her advisory role, she is involved with the CFP Board’s WIN Council, focusing on the promotion and advancement of women in financial services. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans with customized wealth management and financial planning. The firm combines fundamental, technical, and cyclical analysis in portfolio management and offers additional services such as tax preparation and estate-document preparation for qualified clients.

Sarah Penelope Grant is a financial advisor at Citigroup Global Markets with 12 years of industry experience. She holds a Series 66 designation and has worked at Citigroup since 2022, following prior roles at JPMorgan Chase Bank NA and JPMorgan Securities LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including functioning as a security-based swap dealer and futures commission merchant.

Richard Bean is a CFA® charterholder with over 30 years of industry experience. He is currently with EP Wealth Advisors, LLC and has previously worked at CornerCap Investment Counsel. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven process and a range of investment vehicles.

Christopher Toro is a financial advisor at EP Wealth Advisors with four years of industry experience. He holds Series 65 and Series 63 credentials and previously worked at Hennion & Walsh Inc. Prior to his advisory career, he held positions at several other companies including Costco and Mphasis Tech. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning. The firm uses a combination of fundamental, technical, and cyclical analysis to construct customized portfolios and provides additional services such as tax preparation and estate-document assistance for qualifying clients.

Katherine Salter is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She previously worked at Sagepoint Financial, Inc. for nine years before joining her current firm in 2018. Salter serves as a board member of St. Jude's Memorial Hospital, a nonprofit organization. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser providing brokerage, portfolio management, financial planning, and retirement plan services to individuals, charities, corporations, and plan sponsors. The firm offers advisory programs through its AccessPoint platform and third-party asset managers, serving a diverse client base with both discretionary and non-discretionary account management options.

Ray Joseph is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds Series 66 and Series 63 licenses. His prior roles include positions at Axxes Capital, City of Los Angeles Fire and Police Pensions, Foreside Fund Services, Wilshire Associates, and Barclays Capital. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as swap dealing and futures commission merchant activities.

Rita Reggio is a financial advisor with PlanMember Securities Corporation, holding a Series 63 designation and bringing 36 years of industry experience. She has been with PlanMember since 2002 and also works as a substitute teacher in the Long Beach Unified School District. Additionally, she is licensed to sell life, disability, and long-term care insurance. PlanMember provides retirement-plan advisory services to employers and participants, acting as a fiduciary for many plans and offering a range of risk-based mutual fund portfolios. The firm emphasizes education and support for plan sponsors and participants through seminars, personalized planning, and a strategic asset allocation investment process.