Sabrina Allard is a CFA® and holds a Series 66 license with five years of industry experience. She is currently with Wells Fargo Advisors, where she has worked since 2023. Prior to that, she was affiliated with Merrill and Halstatt Legacy Partners, among other roles. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning options that include retirement, education, risk, and wealth-transfer planning. The firm uses proprietary research and planning tools to develop tailored recommendations delivered through in-person meetings and written reports.

Londyn Crowder Maree is a financial advisor at Morgan Stanley with 17 years of industry experience and holds the Series 66 designation. She has been with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools.

Robert Mills is a Series 66-licensed financial advisor at Morgan Stanley with no prior industry experience. His work history includes roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2024. Outside of finance, he has experience in education and food delivery services, having worked at Oaks Christian School, Malibu High School, Oregon State University, and Doordash. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools including scenario modeling to assist its clients.

Jonathan Archila is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 licenses and one year of industry experience. His prior firms include Citi Bank, Bank of America Merrill, Prudential Financial, and Morgan Stanley. Outside of finance, he has worked in diverse roles including professional soccer and dog training. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Michael Allan is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 38 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Armin Janani is a financial advisor at Equitable Advisors with a Series 66 credential and less than one year of industry experience. Prior to joining Equitable Advisors, Armin has been involved in various roles including real estate sales at Royas Realty, vehicle rental management as a Turo Vehicle Host, and service work in the restaurant industry. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering advisory and brokerage channels to meet client needs.

Greg Gutfleisch is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2009, including work with Morgan Stanley Private Bank, National Association since 2015. He serves as a board member for the Southeast Ventura County YMCA. Morgan Stanley Wealth Management provides a wide range of advisory services to individuals and institutions, offering tailored financial planning supported by firm-approved tools and extensive client assets under management.

Nelvine Ocampo is a financial advisor at OSAIC with 25 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at firms including Woodbury Financial Services, Questar Asset Management, and Voya Financial Advisors. Outside of advisory work, she is an insurance agent involved in the sales and service of fixed insurance products. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to multiple advisory platforms and third-party money managers.

Laurie Lujan is a financial advisor at Cambridge Investment Research Advisors with 27 years of industry experience. She previously worked at Western International Securities, Inc. for 17 years and had brief tenures at LPL Financial and Cambridge Investment Research, Inc. Lujan holds Series 63 and Series 65 credentials. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and platform options tailored to client objectives.

Anthony Minero is a financial advisor at Ameriprise with three years of industry experience. He holds the Series 66 designation and has previously worked at FosGro LLC, LPL Financial, and Floe Financial Partners. Outside of his advisory work, he is a co-owner of The Row House, a boutique fitness gym in Granada Hills, CA, and serves as a business consultant for AlphaInsights. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations.

Sherrie Holland is a financial advisor with Merrill in Westlake Village, CA, holding a Series 66 designation and 28 years of industry experience. She has been with Merrill since 1994. Outside of her advisory role, she serves as a trustee and co-trustee of a family trust. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional fiduciaries.

Manuela Ellen is a financial advisor at Osaic with a Series 66 designation and one year of industry experience. She has previously worked at KGE Wealth Management and Securities America, Inc. There are no additional outside activities reported. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to various managed account solutions, employing a range of asset-allocation tools and third-party platforms.

Gianni Stillo is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. He has worked at Wells Fargo Clearing since 2020 and previously was employed by Spireworks and the University of Oregon. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from internal and third-party sources.

Nathan Matthews is a financial advisor with Ameriprise in North Hollywood, CA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Thrivent Financial, Pruco Securities LLC, and OsteoStrong, as well as work with the Matthews Law Firm and the University of Oregon. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, utilizing a centralized consulting team to provide non-discretionary, research-driven income strategy recommendations.

Sirtaj Puri is a financial advisor at Charles Schwab with eight years of industry experience and a Series 66 designation. His prior roles include positions at TD Ameritrade Investment Management and ACRC Trials. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by centralized supervisory and custody services.

Christopher Fuchs is a financial advisor with LPL Financial in Santa Monica, CA, holding a Series 63 designation and possessing 31 years of industry experience. He has been with LPL Financial since 2002. In addition to his advisory role, he holds a property and casualty insurance license for writing non-variable insurance policies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, offering both discretionary and non-discretionary management with access to model portfolios and third-party research.

Robert Sall is a financial advisor with Equitable Advisors in Toluca Lake, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Equitable Advisors since 1999 and previously affiliated with Axa Advisors, LLC. Outside of his advisory work, he serves as a trustee of a personal family trust and acts as a fixed life settlement broker with Ashar Group LLC. Equitable Advisors serves individual investors across wealth levels, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model combining advisory and brokerage channels to tailor investment strategies to client goals and risk tolerance.

Charmaine Carino is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at J.P. Morgan Securities and JP Morgan Chase Bank. Outside of her advisory role, she owns a short-term rental property used for travel nurse and corporate housing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering an IPS-driven advisory process grounded in modern portfolio theory. The firm serves institutional clients with both discretionary and non-discretionary investment options and includes insurance-related products and bank deposit sweep options in its offerings.

Shana Mohsen is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012. Outside of her advisory role, she is a property owner involved in rental real estate. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Melissa Ruiz is a Series 66 credentialed advisor with 12 years of industry experience. She has worked at Merrill since 2012 and Bank of America, N.A. since 2017. Outside of her advisory role, she is involved in a family business making and selling tamales. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.