Glynis Wineinger is a financial advisor at Edward Jones with 29 years of industry experience. She has held her role at Edward D. Jones & Co., L.P. since 1996. She holds the Series 63 and Series 66 designations. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Mathew Mcclain is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment menus.

William Gerdts is a financial advisor with Raymond James & Associates in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 53 years of industry experience. He has worked at Raymond James since 2018, following previous roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm provides financial planning, non-discretionary investment consulting, and institutional fiduciary services, utilizing various portfolio management styles supported by extensive research and affiliated sub-advisers.

Khoi Le is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 66 designations and having 13 years of industry experience. He has worked with Wells Fargo entities since 2008, including Wells Fargo Advisors and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Calvin Shiu is a financial advisor at Wells Fargo Clearing in San Jose, CA, holding the ChFC® designation with 23 years of industry experience. His career includes multiple roles at Wells Fargo entities and Morgan Stanley Private Bank. Outside of his advisory work, he owns and operates an online coffee K-Cup sales business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader investment menu that features insurance-related products and bank deposit sweep options.

Daniel Dipietro is a financial advisor at Merrill based in San Jose, CA, with two years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including J.P. Morgan Securities, Northwestern Mutual, and Bank of America. Outside of finance, he has experience in the hospitality industry and has worked in restaurant operations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lawrence Lo is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citigroup Global Markets, Morgan Stanley Smith Barney, and Morgan Stanley Private Bank, N.A. since 1998. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs and tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in assets and offers services through its Financial Advisors and Estate Planning Strategies Group.

Eric Castillo is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 66 licenses and 10 years of industry experience. Prior to joining Morgan Stanley in 2026, he worked at J.P. Morgan Chase Bank and J.P. Morgan Securities from 2016 to 2026. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets.

Sirivanh Harris is a CFP®-credentialed financial advisor with 17 years of industry experience, currently serving clients at LPL Financial since 2021. Prior to joining LPL, Harris held roles at Waddell and Reed, Inc., various insurance carriers, and operated her own business, Sirivanh S. Harris, Inc. She was also involved with Los Gatos Power Partners for over a decade. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing a variety of investment strategies and technology tools to support its network of over 22,800 advisors.

Scott Caldwell is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding the CFP® and Series 66 designations and possessing 28 years of industry experience. He previously worked at Wells Fargo Advisors LLC, Morgan Stanley, and Citigroup Global Markets. Outside of his advisory role, he serves as trustee and executor for his mother’s estate. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Phuong Leyva is a Financial Consultant at Fidelity Investments, where she assists clients in navigating their unique financial situations. She focuses on planning and guidance to help clients work toward their overall goals, including preparations for retirement and beyond. Phuong has held several roles within Fidelity Investments, progressing from Investment Consultant in 2024 to Relationship Manager from 2022 to 2024, before becoming a Financial Consultant in 2025. Prior to joining Fidelity, she was a Private Client Banker and Assistant Vice President at JP Morgan Chase from 2009 to 2022. She holds a California Insurance License. Outside of her professional work, Phuong enjoys activities such as beach outings, football, running, snowboarding, traveling, and writing.

Randy Manzanares is a financial advisor with Charles Schwab in Sunnyvale, CA, holding Series 63 and Series 65 licenses and with six years of industry experience. His prior experience includes roles at JPMorgan Chase and JP Morgan Securities LLC. Outside of his advisory work, he is an independent sales representative for Amway. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios with strategic asset allocations.

Maximillian Walsworth is a financial advisor at Morgan Stanley with a Series 66 credential and one year of industry experience. Prior to joining Morgan Stanley, he held positions at PricewaterhouseCoopers and completed his education at Loyola Marymount University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and investment models. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Kyra Arielle Jaro is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. She has previously worked at Merrill and Evercore. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios and oversees multiple sub-advisers while maintaining governance and conflict-of-interest controls.

Behrooz Ighani is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he offers a comprehensive approach to managing wealth by understanding clients' financial situations and what matters most to them. He helps create customized wealth management strategies that are flexible to changing needs and market conditions, providing access to investment insights from Merrill and banking solutions from Bank of America. Ighani's expertise includes college education planning, divorce transition planning, executive compensation, institutional investment consulting, retirement planning, portfolio management, socially responsible investing, tax minimization, and retirement income strategies. He dedicates time to understanding each client's unique needs and educating them to develop achievable goals and implement effective financial strategies. He holds a Master's Degree from Santa Clara University and a Bachelor's Degree from the California State University System. Before entering financial services, he worked as a design engineer in Silicon Valley. Behrooz is involved in professional organizations such as the CFA Society and IEEE Organization, and community groups including Stratford Schools, the Zoroastrian Association of Northern California, and the Alzheimer's Association. In his personal time, he enjoys boating, cooking, golfing, skiing, tennis, and yoga, and values mental and physical well-being, as well as personal development.

Alan Coddington is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior experience includes roles at Charles Schwab, JP Morgan Chase, and First Republic Bank. Merrill and its affiliate, Managed Account Advisors LLC, provide managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Evan Harris is a financial advisor with Mass Mutual Investors Services in San Jose, CA, holding the ChFC® designation and Series 66 license. He has 10 years of industry experience and has worked with MML Investors Services LLC and MassMutual Life Insurance Company since 2015. Harris is also vice president of Harris Private Wealth Management & Insurance Solutions Inc., where he manages the firm and serves as a wealth management advisor. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative financial planning engagements using advanced software tools and offers a range of investment and planning programs.

Brennan Kurtela is a CFP®-certified financial advisor with 10 years of experience. He is currently with Wells Fargo Clearing and has previously worked at Strategic Wealth Advisors Group, LPL Financial, PFG Advisors, and Stanford Federal Credit Union. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with diversification and modern portfolio theory in its investment approach.

Sanaz Fasihiyazdi is a financial advisor with J.P. Morgan Securities in Palo Alto, CA, holding Series 63 and Series 66 designations and four years of industry experience. She has worked at J.P. Morgan Securities since 2021 and previously at Bank of America from 2017 to 2021. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Serop Kupelian is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo for 14 years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary advisory services supported by a centralized due-diligence framework.