Nelson Fisher is a Financial Consultant at Fidelity Investments, where he partners with clients to develop and implement personalized financial plans and clear investment strategies tailored to their unique goals. He has been with Fidelity Investments since 2022, progressing through roles including Investment Consultant, Relationship Manager, and High Net Worth Associate before assuming his current position in 2025. Prior to joining Fidelity, Nelson worked as a Client Service Associate at Davenport and Company LLC from 2017 to 2022. His professional experience spans client service and investment consulting within the financial services industry. Outside of his professional work, Nelson enjoys spending time at the beach, engaging in family activities, playing golf, and traveling.

Gloria Ramirez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and eight years of industry experience. She has worked with Wells Fargo Clearing Services since 2018 and has been affiliated with Wells Fargo Bank NA since 2013. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Michael Casey is a CFP® and ChFC® with 40 years of industry experience. He is currently with Cetera, where he has worked since 2021, following prior roles at VOYA Financial Advisors and Fidelity Union. In addition to his advisory work, he sells health, disability, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management, financial planning, and retirement services, operating as a multi-manager platform with diverse program options and over $256 billion in assets under management.

William Barber Jr. is a financial advisor with LPL Financial in Richmond, VA. He holds the PFS™ designation along with Series 63 and Series 66 licenses and has two years of industry experience. Prior to joining LPL Financial, he worked at Barber Accounting & Advisory Services LLC and Rescom Real Estate Services LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers, supported by various operational tools and a large network of over 22,800 advisors.

Joseph Andriano is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to develop personalized financial plans that align with their unique short-, mid-, and long-term goals. His approach emphasizes understanding each client's priorities and perspectives to guide them through wealth planning with clarity and transparency. Joseph specializes in areas including college education planning, equity compensation services, legacy planning, and tax minimization. He serves as a comprehensive resource for investment strategies, retirement preparation, and unexpected financial needs, also facilitating access to Bank of America specialists for additional banking, credit, home financing, and small business solutions. He holds a Bachelor's Degree from Hampden-Sydney College and has earned the CERTIFIED FINANCIAL PLANNER (CFP) designation as well as the Personal Investment Advisor (PIA) credential. Outside of his professional work, Joseph enjoys fishing, hiking, skiing, and tennis.

William Rice Jr. is a CFP® professional with 31 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances.

Ian Coleman is a Series 66-licensed financial advisor with 24 years of industry experience. He is currently with Cambridge Investment Research Advisors and has previously worked at Truist Advisory Services and LPL Financial. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services. The firm offers multiple investment solutions through independent financial professionals, combining proprietary models with access to third-party managers and customized strategy implementation.

Monica Handy is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors before joining Morgan Stanley in 2021. Outside of her advisory role, she owns MJHandy Marketing, Planning & Consulting and Fora Travel, where she acts as a travel advisor. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets and employing structured planning tools without offering individual security recommendations as part of its standalone planning program.

Peter Marotta is a financial advisor with Ameriprise in Richmond, VA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement who meet specific asset criteria. The firm combines research and modeling with tax-efficient strategies to deliver written, non-discretionary recommendation reports through a centralized consulting team, supporting advisors like Marotta in serving clients with substantial investable assets.

Ryan Blackman is a Financial Consultant at Fidelity Investments, where he focuses on building and maintaining client relationships and developing customized financial plans tailored to individual needs. He has been with Fidelity Investments since 2021, progressing through roles including Investment Solutions Representative and Planning Consultant before his current position. Prior to joining Fidelity, Ryan worked at Wells Fargo Bank from 2011 to 2021, serving as a Branch Manager and later as a Premier Banker. His professional experience spans financial consulting, planning, investment solutions, and banking management. Outside of his professional work, Ryan engages in personal interests such as baseball, family activities, reading, theater, traveling, and volunteering.

Christopher Dennis is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 19 years of industry experience. He worked at TIAA and TIAA-CREF from 2007 to 2020 before joining Wells Fargo Clearing in 2020. Outside of his advisory role, he co-owns a business selling fishing gear and attire. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

William Irby is a financial advisor with RBC Capital Markets, holding a Series 66 license and bringing 12 years of industry experience. He has been with RBC since 2012 and also has experience with City National Bank. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations, offering various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Christin Bonomonte is a financial advisor at Fidelity with 10 years of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments since 2021, with prior experience at Kestra Financial, LPL Financial, and The Main Street Group. Bonomonte serves on the board of directors for Forward Foundation RVA, a nonprofit organization supporting women through classes, counseling, and family services. Christin is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios using mutual funds, ETFs, and ETPs.

Sherri Nichelson is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. Prior to joining Fidelity, she worked at First Command Financial Services and First Command Brokerage Services. Outside of her advisory role, she has experience in education, including roles as a private tutor and workshop planner. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Stephen Molinelli is a financial advisor at Cambridge Investment Research Advisors with 38 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Main Street Private Advisors, APW Capital, Purshe Kaplan Sterling Investments, and Insight Private Advisors. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing various portfolio management strategies and platform arrangements.

Arlen Penfield is a CFP® professional with 19 years of experience, currently serving at Raymond James Financial Services Advisors, Inc. He previously worked at TowneBank and Wells Fargo in various capacities over an 18-year span. Outside of his advisory role, Penfield serves as a deacon and member of the finance and investment committee at Salem Baptist Church. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm utilizes risk profiling and analytical modeling to tailor non-discretionary advice aligned with client goals and supports a wide network of advisors and affiliated firms.

Austin Offnick is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Before joining LPL Financial in 2025, he held various roles in healthcare and academic institutions, including positions at Atrium Health Wake Forest Baptist and Wake Forest University School of Medicine. He is currently pursuing additional licenses to become a registered representative. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to institutional platforms, supported by technology and a broad spectrum of financial activities.

Maxim Stupak is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Bank, J.P. Morgan Securities, and JPMorgan Chase Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to guide its investment approach.

Carlton Brown is a CFP® professional with 28 years of industry experience, currently serving as an advisor at Raymond James & Associates since 2014. He is involved with the finance and investment committee of Discovery United Methodist Church and holds an officer and director position at a family-owned retail pharmacy in Gretna, Virginia. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and investment consulting through various advisory programs.

Maura Norford is a financial advisor with Ameriprise, holding a Series 66 designation and 12 years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2013. Outside of her advisory role, she serves on the Board of Directors for Richmond Community Rowing and works as an indoor rowing instructor. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement income advice, with an emphasis on assets held in Ameriprise Managed Accounts.