Terry Verax is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity Investments and its affiliates since 2011. Prior to his current role, he worked at Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, employing model portfolios composed of mutual funds, ETFs, and ETPs.

Connor Fox is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. His prior work includes positions at Performance Lexus RiverCenter and Jaguar Land Rover Cincinnati. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also serves as a registered commodity pool operator and adviser to multiple registered investment companies.

Amanda Fessler is a financial advisor with Merrill in Cincinnati, OH, holding a Series 66 designation and 13 years of industry experience. She has worked at Bank of America, N.A. since 2019 and has been affiliated with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2011. Outside of her advisory role, she serves as Chair of the Board of Directors for Kenzie’s Closet, a charitable organization in Cincinnati. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated within Bank of America’s corporate platform.

Bethany Strunk is a financial advisor with Wells Fargo Clearing in Cincinnati, OH, holding Series 63 and Series 65 designations and 18 years of industry experience. She has worked at Wells Fargo Clearing Services LLC since 2017 and previously at Citigroup, Inc. and Mary Kay. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Debra Mohr is a financial advisor at Fidelity with 22 years of industry experience. She holds a Series 66 designation and has worked at various Fidelity entities since 2016. Outside of her advisory role, she is a member of Astronomics, LLC, a credit counseling organization, though her duties there are inactive. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, often utilizing model portfolios composed of mutual funds, ETFs, and ETPs.

Margaret Vanluit is a financial advisor with Fidelity in Cincinnati, OH, holding Series 63 and Series 66 licenses and two years of industry experience. Her prior work includes roles at Roosters, Country Bow Brewing, and Texas Roadhouse. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory role to multiple registered investment companies and its use of systematic methodologies and AI in portfolio management.

Preston Nash is a Financial Consultant at Fidelity Investments, where he collaborates with clients to understand their financial priorities and develop tailored financial plans. He has held various roles at Fidelity Investments since 2021, including Planning Consultant, Fixed Income Specialist, Investment Solutions Representative, and Customer Relationship Advocate. He holds insurance licenses in Arkansas and California, supporting his work in financial consulting and planning. Information about his education and personal interests has not been provided.

Janey Kegley is a financial advisor with Cambridge Investment Research Advisors in Burlington, KY, holding Series 63 and Series 66 licenses and 21 years of industry experience. Her prior work includes roles at SagePoint Financial, Northern Lights Distributors, and Orion Portfolio Solutions. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts, providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals. The firm offers a range of implementation options including proprietary and third-party model strategies, with discretionary and non-discretionary portfolio management tailored to client objectives.

Harris Disken is a Planning Consultant at Fidelity Investments' National Investor Center. In this role, he collaborates with his team to support clients in achieving improved financial outcomes. He has experience as a Workplace Planning Consultant at Fidelity Investments from 2022 to 2024. Harris holds insurance licenses in Arkansas and California. Outside of his professional work, Harris has personal interests in boating, fitness, music, singing, and traveling.

Jon Hemmer is a Financial Consultant currently working with Fidelity Investments. He collaborates with individuals and families to develop comprehensive financial plans that address various life changes and priorities, focusing on balancing risk with what is most important to his clients. Jon has extensive experience in the financial services industry, having held multiple roles at Fidelity Investments since 2013, including Investment Management Consultant, Portfolio Specialist, Client Management Representative, Workplace Planning Consultant, Investment Solutions Representative, and Financial Representative. Prior to joining Fidelity, he worked as a Financial Advisor at Merrill Lynch from 2012 to 2013. He holds insurance licenses in Arkansas and California. Outside of his professional work, Jon enjoys cooking and baking, participating in family activities, and engaging in fitness pursuits such as golf, running, and skiing.

Bryan Keegan is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He has worked in the financial services industry for over 15 years, focusing on building long-term relationships with clients and their families to help them define and pursue their personal financial goals. Prior to his current role, he served as a Director Retirement Planner at Fidelity Investments from 2011 to 2020. Keegan's approach involves understanding clients' wishes and concerns to create financial plans tailored to their evolving needs at every stage of life. He holds insurance licenses in Arkansas and California. Outside of his professional work, Bryan enjoys camping, cooking and baking, golf, hiking, reading, and snowboarding.

Jon Oravec III is a Series 66-credentialed financial advisor with 10 years of industry experience. He has been with Fidelity in various roles since 2015, including positions at Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and Fidelity Investments. He works at Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios spanning mutual funds, ETFs, and ETPs.

James Owens is a financial advisor with Raymond James Financial in Cincinnati, OH, holding a Series 66 designation and 14 years of industry experience. He previously worked at Edward Jones for 11 years before joining Raymond James in 2023. Owens is also president of J.Owens Wealth Planning, a support company providing advising services. Raymond James Financial Services Advisors, Inc. serves a wide range of clients including individual investors, high-net-worth individuals, pension plans, charitable organizations, corporations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored recommendations supported by extensive research and a broad affiliate network.

Justin Mcclure is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and 14 years of industry experience. He has been with various Fidelity entities since 2011 and currently teaches business and investment courses as an adjunct professor at Northern Kentucky University and Thomas More College. Mcclure is also the owner and operator of Kentucky Gunslingers LLC, where he manages operations and creates educational content. Strategic Advisers LLC, a Fidelity Investments company where Mcclure works, provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage funds, serving a broad range of investors including registered investment companies and charitable funds.

Mark Schweinberg is a Planning Consultant at Fidelity Investments, a role he has held since 2026. He began his career at Fidelity Investments in 2022, progressing through several positions including Customer Relationship Advocate and various levels of Investment Solutions Representative before his current role. His work centers on helping clients develop, implement, and maintain long-term financial plans that can endure challenging market conditions and accommodate life changes. Mark holds an Arkansas Insurance License, which supports his capacity to guide clients through financial planning that may include insurance considerations. His professional focus is on a comprehensive approach to financial planning tailored to clients' individual goals and circumstances. Outside of his professional life, Mark has personal interests in board games, fitness, music, and running.

Jessica Brennan is a financial advisor at Fidelity with 15 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at various Fidelity entities since 2010. Outside of her advisory role, she serves as a trustee on the Franklin County School Board and is a consultant selling nutrition products with Shaklee. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad range of investment vehicles.

Dana Depenbrock serves as the Branch Leader at the Cincinnati Investor Center for Fidelity Investments, a role she has held since 2024. In this capacity, she coaches and develops associates to accomplish their career goals and supports clients in working toward their financial objectives. Dana's experience at Fidelity Investments spans multiple roles, including Investment Solutions Team Leader, Client Services Team Leader, Central Relationship Manager, Workplace Planning Consultant, High Net Worth Service Associate, and Customer Relationship Advocate, with her tenure at the company beginning in 2018. Outside of her professional responsibilities, Dana has personal interests that include baseball, fitness, football, social events with friends, golf, and outdoor adventures.

Matthew Wong is a financial advisor at Fidelity with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Fidelity Investments in various roles since 2006. Outside of his advisory work, he is involved as a co-owner in a real estate renovation and rental business in Cincinnati. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a systematic investment process combining fundamental research and quantitative analysis, and it offers services such as discretionary portfolio management and fund advisory.

Caleb Maletta is a financial advisor with Ameriprise in Cincinnati, OH, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, he held various roles including positions in housing and residence life at the University of Dayton and client support roles through Beyond Wealth Advisors. His background also includes experience in education and service industries. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice.

Carl Smith is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has been with LPL Financial since 2014. Outside of his advisory role, he is involved in real estate activities, including serving as a sales agent for a mortgage and real estate services firm and participating in a partnership focused on property transactions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by proprietary and third-party research and a variety of institutional services.