Shane Powers is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Goldman Sachs Ayco Personal Financial Management and various organizations in financial and non-financial capacities. Outside of advisory work, he is a contracted delivery driver for DoorDash. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, employing proprietary models and various customization options, while managing a large client base through a combination of digital platforms and advisor teams.

Ronald Barnes is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses and three years of industry experience. His prior roles include positions at Capital Group and Navient. He is currently based in Malvern, PA. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, primarily using Vanguard funds and ETFs, and serves a large client base through a combination of digital platforms and advisory teams.

Addison Lynch serves as Vice President and Branch Leader. In this role, Addison focuses on fostering a high-performance work culture by empowering associates to maximize their talents and support clients in planning for long-term financial well-being. Addison has held several positions in the financial services industry. Prior to the current role, Addison was a Branch Leader at Fidelity Investments starting in 2022. From 2018 to 2022, Addison worked as a Client Relationship Manager at Charles Schwab. Earlier roles include Supervisory Manager at JPMorgan from 2016 to 2018 and Client Service Associate at JPMorgan from 2012 to 2016.

Robert Fried is a financial advisor with Raymond James Financial in Malvern, PA, holding a Series 66 designation and 24 years of industry experience. He has been with Raymond James Financial since 2009 and with Raymond James Financial Services since 2004. Outside of his advisory role, he works as an independent contractor supporting Anchor Investment Group LTD. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research, and is notable for its substantial non-discretionary advisory business.

Benjamin Skupp is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His prior roles include positions at MetLife Securities Inc. and New England Securities. He is also the owner of MindShift Financial Coaching, a financial coaching business. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative annual planning engagements and offers programs including wrap and money-manager services as well as educational seminars.

Kyle Banal is a financial advisor with LPL Financial in Wilmington, DE, holding a Series 66 designation and having two years of industry experience. He previously worked at Bank of America for one year and was involved with Young Life for seven years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide through its network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Patrick Di Giacomo is a financial advisor at UBS Financial Services with four years of industry experience. He holds a Series 66 designation and has worked at UBS Financial Services since 2021. His prior roles include positions at Tres Commas, LLC and DiGiacomo Bookkeeping Associates, LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and portfolio management.

Nicholas Del Viscio is a financial advisor at OSAIC with six years of industry experience. He holds Series 63 and Series 65 licenses. His prior work includes roles at Pacific Life Insurance, Equitable Distributors, and AXA Distributors. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, utilizing proprietary asset-allocation tools and offering access to multiple advisory platforms and third-party managed account solutions.

Jake Armstrong is a financial advisor at Merrill with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Merrill, he worked at The Vanguard Group, Inc. and has experience in various roles including positions at Matt's Fish Camp and Wilmington Blue Rocks. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Benjamin Glenn is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Vanguard Advisers, Glenn worked at The Vanguard Group and Vanguard Marketing Corporation, and he has experience with Bryn Athyn College Theological School, Safeware Inc., and the Academy of the New Church. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and managing a large client base through its digital platform and team model.

Dean Mioli is a CFP® professional with 22 years of industry experience, currently affiliated with Cetera. His prior experience includes over 16 years at SEI Investment Management and related entities. He also serves as an adjunct professor for the American College of Financial Services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, supporting both discretionary and non-discretionary authorities across multiple program structures.

Michael Musial is a CFP® with 21 years of industry experience and has been with The Vanguard Group, Inc. since 2004. He is based in Malvern, PA and holds a Series 63 license. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and focuses on portfolios constructed mainly from Vanguard funds and ETFs, offering various customization options.

Shawn Pearson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He previously worked at PNC Investments LLC before joining Wells Fargo in 2018. Outside of his advisory role, he co-owns KLHS Capital Management, an investment-related business, with his spouse. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ryan Flynn is a financial advisor with LPL Financial in Newton Square, PA, holding Series 63 and Series 66 credentials and 18 years of industry experience. He previously worked at Fs2 Capital Partners, LLC from 2011 to 2017 before joining LPL Financial in 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning services, and brokerage solutions, utilizing research and model portfolios to provide both discretionary and non-discretionary management.

Christopher Mitchell is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at OSAIC since 2018. Prior to that, he worked at Sii from 2016 to 2018. Outside of his advisory role, Mitchell is actively involved in baseball as an independent consultant and a certified MLBPA agent, and he serves as president of the Philadelphia chapter of the Association of Professional Ball Players of America. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and risk assessment methodologies to construct diversified portfolios across multiple asset classes.

James Coll is a financial advisor with 32 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 licenses and has previously worked at Avantax, Ameriprise Financial Services, and H.D. Vest. In addition to advisory work, he owns and operates James J Coll & Associates LLC, providing accounting services and tax preparation. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors and employs a multi-manager platform approach with access to affiliated and third-party investment managers.

Corey Kreston is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 63 and Series 66 licenses and has been with Vanguard and its affiliates since 2019. His prior work includes positions at 84 Lumber, Citi, the University of Delaware, Penske Automotive, and Blue Chip Sports. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, primarily constructing portfolios from Vanguard funds and ETFs with various customization options.

Crystal Lawrence is a CFP® with nine years of industry experience, currently serving as a financial advisor at Vanguard Advisers. She has been with Vanguard Advisers since 2026 and has involvement with the Jamaican Vybez Sauce Company since 2019. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisory services, serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach, primarily employing Vanguard funds and ETFs, with a focus on scalable digital delivery and customized client portfolios.

Paul Karcher is a financial advisor with RBC Capital Markets in Chadds Ford, PA, holding a Series 63 designation and over 43 years of industry experience. He has previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory role, he operates a garden business building raised beds and conducts self-defense workshops through a personal safety company; he also serves as a committee member focused on voter outreach in his local precinct. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individuals, institutions, and charitable organizations, offering customized portfolio management and financial planning services through various advisory programs.

Zachary Golen is a financial advisor with Mass Mutual Investors Services in Radnor, PA, holding Series 63 and Series 65 registrations and bringing 21 years of industry experience. He has worked with MML Investors Services and MassMutual Life Insurance Company since 2005. In addition to his advisory role, he is involved in sales of life and health insurance products. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative planning engagements using firm-approved analytical tools and a range of investment and insurance solutions.