Gerad Thorell is a financial advisor with LPL Financial in Wayne, PA, holding a Series 63 license and 28 years of industry experience. He has worked with LPL Financial since 2015 and is also associated with Global Retirement Partners, LLC since 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, retirement consulting, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Joseph Borgese is a CFP® professional with 34 years of experience in the financial services industry. He is currently with Cetera and has held roles at Contour Capital Holdings, LLC, Cetera ADVISORS LLC, and National Planning Corporation. Borgese is also the owner of Contour Wealth Management, LLC, where he provides investment management and financial planning services, and he operates a tax preparation business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supported by a nationwide network of over 10,000 advisors and substantial assets under management.

Jason Pepe is a financial advisor with Stifel in Conshohocken, PA, holding a Series 66 designation and 23 years of industry experience. He previously worked at Truist Advisory Services Inc, Truist Investment Services, Inc, and BB&T Securities. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

John Banks III is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Stifel Nicolaus & Co Inc, Wells Fargo Clearing, and Wells Fargo Advisors LLC. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, supported by a centralized consulting team and algorithmic tools, with a focus on assets held in Ameriprise Managed Accounts.

Elena Sickles is a CFP® professional with 19 years of industry experience, serving as a financial advisor at Edward Jones since 2006. She holds a Series 66 license and is based in Blue Bell, PA. Outside of her advisory work, she manages a rental property in Blue Bell. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with a nationwide network of over 23,700 financial advisors.

Michael Dimenna is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Prior to that, he worked at Citigroup Global Markets beginning in 2001. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and financial planning services to individuals and institutional clients. The firm employs a structured planning process and offers a range of investment products alongside its advisory services.

Paul Smith is a financial advisor at Stifel with 43 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. His prior experience includes over 14 years at Raymond James & Associates before joining Stifel in 2021. Stifel serves a broad client base, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses to support client decision-making.

Vincent Giarrocco Jr. is a financial advisor with Cetera, holding CPA credentials and three years of industry experience. He has worked at Avantax Advisory Services and operates his own tax preparation and business planning practice. Prior to his advisory career, he spent over three decades at Great Atlantic Graphics Inc. Cetera Investment Advisers LLC is a nationwide, SEC-registered firm serving individual, institutional, and retirement plan clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party managers.

John Kraus is a financial advisor at Morgan Stanley with over 50 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients through a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by proprietary tools and analysis.

Justin Musselman is a financial advisor with Cetera who holds Series 63 and Series 66 designations and has 12 years of industry experience. He has worked at Voya Financial Advisors and Cetera Wealth Services, LLC before joining Cetera and leading Musselman Financial Solutions as Vice President of Operations, where he provides financial services including assistance with Medicare Part D plans. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients nationwide, offering a variety of portfolio management and retirement services through a multi-manager platform with both discretionary and non-discretionary strategies.

Sara Moyer is a financial advisor with UBS Financial Services in Conshohocken, PA, holding a Series 66 designation and 17 years of industry experience. She has worked at UBS since 2019 and was previously with Morgan Stanley beginning in 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research and a broad range of capital markets and lending activities.

Stephanie Gay is a financial advisor with Morgan Stanley Wealth Management in West Conshohocken, PA. She holds Series 63 and Series 65 designations and has 32 years of industry experience. Her tenure at Morgan Stanley Smith Barney LLC spans from 2014 to the present. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and a structured discovery process.

Orlando Maldonado is a financial advisor with Wells Fargo Advisors in Collegeville, PA, holding Series 63 and Series 65 designations and over 45 years of industry experience. His prior experience includes roles at Bank of America and Merrill. He is also involved in managing a living facility for elders in Nevada as part of his non-investment business activities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Stephanie Brodof is a financial advisor at Ameriprise with 20 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2012. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Samantha Frick is a financial advisor at Ameriprise with 12 years of industry experience. She holds a Series 66 designation and has been with Ameriprise since 2012. Outside of her primary role, she is also an Associate Financial Advisor at KSP MLS LLC, where she spends significant time on financial planning activities. Ameriprise serves clients primarily through its retirement-income planning service aimed at individuals with substantial investable assets, offering tailored Recommendation Reports that incorporate research, modeling, and tax-efficiency strategies. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Matthew Mehallick is a Series 66-credentialed financial advisor with 11 years of industry experience, currently with UBS Financial Services since 2014. He is based in Conshohocken, PA. UBS Financial Services serves individual, corporate, and institutional clients through a blend of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and supports its advisors with proprietary research and model-based asset allocations.

Patrick Dinan is a financial advisor with Merrill in Blue Bell, PA, holding a Series 66 designation and 10 years of industry experience. He has been with Bank of America, N.A. and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robyn Rose is a financial advisor at Ameriprise with 29 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Ameriprise since 2022, following previous roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Ameriprise provides retirement-income planning services focused on individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Jonathan Sklar is a financial advisor at Merrill with a Series 66 designation and 11 years of experience at the firm. He is based in Blue Bell, PA. Outside of his advisory role, he is a co-owner of a family rental property in Philadelphia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using both model-based and discretionary investment strategies.

Kristin Hillsley is a financial advisor at Robert W. Baird & Co. with 21 years of industry experience and holds the Series 66 designation. She has been with Robert W. Baird & Co. since 2015. Outside of her advisory role, she is a partner in a self-published book project called Winning at Retirement, where she manages the website and Facebook advertising. She is part of the DDK Group within Robert W. Baird’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients. The firm offers a range of financial planning and portfolio management services, utilizing a mix of manager-traded and model-traded strategies, tax management, and internal research including artificial intelligence tools.