Theresa Boulos is a Senior Financial Advisor at Merrill Lynch Wealth Management, leading the Fields Boulos and Associates team. The team offers wealth management services to high-net-worth families, focusing on retirement strategies, wealth management, asset preservation, and legacy planning. They serve affluent families nationwide and consist of a diverse, multigeneration group of wealth management professionals. Theresa holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She earned a bachelor's degree from Saint John's University. Theresa previously served as Chair of the Global Wealth Investment Management Women's Exchange at Merrill Lynch, a network of approximately 7,000 employees focused on business development, mentorship, recruitment, and advocacy. She is dedicated to advancing the careers of female employees within Merrill. Theresa and her family are long-standing members of the Red Bank and Monmouth County community. Her interests include cooking, gardening, spending time with family, and traveling.

Matthew Lane is a financial advisor with RBC Capital Markets in Red Bank, NJ, holding Series 63 and Series 66 licenses and possessing 33 years of industry experience. His prior roles include positions at City National Bank, Morgan Stanley Private Bank, and Morgan Stanley Smith Barney. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to client advisory risk profiles.

Michael Tancorra is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 65 and Series 66 licenses and 15 years of industry experience. He has been with Equitable Advisors and its predecessor Axa Advisors LLC since 2010. Outside of his advisory work, he serves as a board member of the Horizon Boys & Girls Club of Lodi/Hackensack, assisting with operations and budgeting. Equitable Advisors serves individual, institutional, and charitable clients with financial planning, retirement plan consulting, and asset management programs. The firm utilizes a combination of proprietary and third-party investment models and offers ERISA fiduciary services through credentialed representatives.

Patrick Quinn is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in legacy planning, personal retirement planning, and both individual and corporate investment strategies. Patrick works to create personalized financial strategies aligned with clients' long-term goals using insights from Merrill and banking solutions from Bank of America. He holds multiple professional designations including Chartered Financial Analyst (CFA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Patrick earned a Bachelor's Degree from Rutgers Business School and a High School Diploma from the Marine Academy of Science and Technology. In addition to his professional work, Patrick participates in community volunteering consistent with the Merrill tradition. Outside of work, his personal interests include cooking, gardening, tennis, and traveling.

Mary Vitiello Hughes is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Equitable Advisors since 2014, including time at its predecessor AXA Advisors. Equitable Advisors serves individuals across wealth levels, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management services. The firm employs a variety of advisory models, often implemented through third-party managers and LPL-sponsored programs, and offers a range of investment options including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Robert Zwigard is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 27 years of industry experience. He has worked with Linsco / Private Ledger Corp. for 26 years. His other business activities include the sale of group medical insurance and life insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment options, including model portfolio programs and third-party asset management, supported by a large network of investment adviser representatives.

Kris Frazier is a CFP® with 25 years of industry experience, currently serving at Ameriprise. His prior experience includes roles at Morgan Stanley Private Bank and PRUCO Securities Corporation. He serves as president of the nonprofit organization 4 Changemakers in Atlantic Highlands, NJ. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets. The firm provides advisory, brokerage, and insurance solutions through affiliated companies and employs a research-driven, model-based approach to retirement income planning.

Steven Rothman is a CFP®-designated financial advisor with UBS Financial Services in Red Bank, NJ, and has 46 years of industry experience. He has been with UBS since 1981. Outside of his advisory work, Rothman has acted in commercials and small parts in film and television since 2019. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

Patrick Morris is a financial advisor at Equitable Advisors with 44 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to and during his tenure at Equitable Advisors since 1999, he was affiliated with AXA Advisors, LLC. Outside of his advisory role, Morris serves as chairman and main organizer of the Rutgers Greg Schiano Charity Golf Classic, a charitable event. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a network of Investment Adviser Representatives and third-party asset managers to deliver a range of advisory programs without sponsoring its own wrap fee program.

David Lynch is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding a Series 66 designation and 19 years of industry experience. He has been with Equitable Advisors since 2006, including its predecessor Axa Advisors, LLC. Lynch previously established an LLC intended for tax purposes, which remains dormant. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and a range of asset management programs. The firm delivers services through a network of Investment Adviser Representatives and relies on third-party asset managers and advisory programs to implement a variety of investment solutions.

Nicole Bondellio is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. She has previously worked with StoneX Securities Inc. and Trust Advisory Group Ltd. Outside of her advisory role, she has operated a farm business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing various model portfolios and third-party strategies supported by research and technology tools.

Daniel Grieco is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with Cetera and its affiliated entities since 2010 and also operates Grieco Financial Solutions LLC. Outside of advisory work, he is employed part-time as a package loader in New Jersey. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to various investment strategies through affiliated and third-party managers.

Karen Flannery is a CFP® with 16 years of industry experience, currently affiliated with OSAIC Wealth, Inc. She previously spent 14 years with Lincoln Financial Advisors and one year at LPL. In addition to her advisory role, she serves as a trustee for a special needs trust and operates an accounting and tax preparation business for individuals and businesses. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm employs a range of advisory platforms with integrated brokerage and investment services, utilizing asset allocation tools, risk tolerance assessments, and automated rebalancing to manage portfolios across various asset classes.

Jeff Cafiero is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds the ChFC® and Series 66 designations. Prior to his current role, he worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Satyajeet Shinde is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and over 21 years of industry experience. His prior roles include positions at J.P. Morgan Securities, HSBC Securities, and Citigroup Global Markets. Outside of his advisory work, he is involved in business consulting through Sruti LLC and provides meditation training with the Heartfulness Institute. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines in-house research and third-party analytics to offer diversified investment solutions and supports a broad range of financial products through affiliated institutions.

Brian Clark is a financial advisor with LPL Financial, holding Series 63 and Series 65 registrations and bringing 40 years of industry experience. His prior roles include tenures at Merrill, Petersen Investments, Inc., and Cadaret, Grant & Co., Inc. He is also involved with Petersen Advisors LLC, an entity related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a network of over 22,800 advisors, offering a range of advisory and brokerage services including financial planning, model portfolios, and institutional platforms.

Ryan Haslett is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior roles include positions at Bank of America, Merrill, Winton Capital Management, and Foreside Fund Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

John Dunleavy is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 credentials and 11 years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Bank of America, Merrill, Royal Alliance Associates, and Lakota Capital Advisors. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach, offering access to third-party asset managers and participating in wrap programs, while also facilitating insurance product sales through affiliated entities.

Michael Sobieski is a financial advisor at Fidelity with 25 years of industry experience. He has held roles at Strategic Advisers, Inc. since 2003 and has been with Fidelity Investments and Fidelity Personal and Workplace Advisors since 2000. Sobieski holds Series 63 and Series 66 designations. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage and deliver model portfolios.

Daniel Bavuso III is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and over 32 years of industry experience. His career includes long tenures at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. He is also involved in private investment ventures through his ownership interests in Hamilton Capital Advisors, LLC and Bavuso GP, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering investment and financial planning services tailored to clients who meet specific net-worth thresholds. The firm provides a broad range of planning services and integrates advisory recommendations with various financial product offerings.