John Cusate is a financial advisor with UBS Financial Services in Warren, NJ, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. His career includes prior roles at Morgan Stanley and Citigroup Global Markets. He has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor advice to clients’ goals and risk tolerances.

Mark Singh is a financial advisor at LPL Enterprise with 12 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at HSBC Securities (USA) Inc., HSBC Bank USA, N.A., AXA Advisors, LLC, and GWN Securities, Inc. Outside of finance, he has been active as an artist and musician for over two decades through 1st Class Entertainment & Productions LLC. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm uses model-driven investment approaches and offers access to third-party asset managers, financial planning, and other financial services through a large network of investment adviser representatives.

Tamer Luzi is a financial advisor at J.P. Morgan Securities, holding a Series 66 designation and beginning his industry experience in 2026. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Luzi worked at Protiviti and has various roles including positions related to Dartmouth College and other diverse businesses. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative screening with qualitative research to build model asset allocations and integrates ESG criteria in its recommendations.

Barry Guariglia is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds Series 63 and Series 65 licenses. His career includes positions at Merrill, Citigroup Global Markets, and Morgan Stanley Smith Barney, where he has worked since 2009, transitioning into Morgan Stanley Private Bank in 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides various investment and planning services alongside its institutional capabilities.

Joseph Hodakowski Jr. is a financial advisor at Cetera with 16 years of industry experience. He holds the Series 66 designation and has worked at firms including Avantax and 1st Global Capital Corp, as well as operating his own wealth management entity, BKC Wealth Management. He is also a shareholder at BKC CPA's, where he mentors staff and oversees tax-related responsibilities. Additionally, Hodakowski serves as a trustee for family educational and special needs trusts. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various investment options, including model portfolios, third-party managers, and bespoke strategies, encompassing discretionary and non-discretionary account management across multiple custodial arrangements.

Bilal Mian is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has previously worked at Merrill Lynch and PNC Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, and includes capabilities in derivatives and commodities through its broader regulatory registrations.

Joseph Carty is a financial advisor at Edward Jones with 34 years of industry experience. He holds a Series 66 designation and previously worked at Weeden and Company for 36 years before joining Edward Jones in 2023. His earlier roles include positions at NYLIFE Securities, LLC and New York Life Insurance Company. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Jack Flusser is a financial advisor at J.P. Morgan Securities with a Series 66 credential and one year of industry experience. His prior work includes roles at JPMorgan Chase Bank, Ameriprise Financial’s Capital Wealth Advisory Group, and the Borough of North Caldwell. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager research, and customized performance reporting. The firm’s process combines quantitative and qualitative manager due diligence and may incorporate an ESG eligibility framework.

Jose Diaz is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. His prior work includes roles at Santander Bank N.A., Santander Securities, LLC, and JPMorgan Chase Bank, N.A. Outside of his advisory role, Diaz owns and manages residential rental properties and has worked as an independent driver for a rideshare service. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that focuses on written asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence and offers broader derivatives and commodities capabilities relative to many institutional advisory programs.

John Cholankeril is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and concurrently with JPMorgan Chase Bank, N.A. since 2005, with prior roles at PNC Wealth Management, J.J.B. Hilliard, W.L. Lyons, LLC, and Prudential Equity Group, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative due diligence with model asset allocations and incorporates ESG eligibility considerations.

Lindsay Yarnell is a CFP® and holds a Series 66 license with 11 years of industry experience. She currently works at Morgan Stanley, having been with the firm and its affiliates since 2023. Prior to joining Morgan Stanley, Yarnell worked at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by firm-approved tools and research, managing approximately $2.74 trillion in client assets.

Omar Aburadi is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America, TSG Capital Advisors, and Prudential Insurance. He also served in the US Air Force from 2017 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Louis Mancinelli is a financial advisor with LPL Financial and holds a Series 63 credential. He has 42 years of industry experience, including prior roles at Cadaret, Grant & Co., Inc., Securities America Advisors, and Ridgeway Conger Advisory Services. In addition to his advisory work, he is involved in insurance sales focusing on life, health, and long-term care products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a network of over 22,800 advisors and managing more than $819 billion in discretionary assets.

Susan Fakes is a Series 66-licensed financial advisor with Ameriprise, based in Bedminster, NJ, and has 12 years of industry experience. She has worked at Ameriprise and its affiliated entities since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides annual retirement-income planning advice and written recommendation reports focused on dependable income and tax-aware withdrawal strategies.

Arlene Armando is a financial advisor at Cetera with one year of industry experience. She holds the Series 66 designation and has previously worked at Cetera Wealth Services, LLC and ELA Financial Group, LLC. Prior to entering finance, she served four years on the Ridgewood Board of Education. Cetera Investment Advisers LLC is an SEC-registered firm that provides a range of portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients. The firm offers access to affiliated and third-party managers through various program structures and manages over $256 billion in assets with a nationwide network of more than 10,000 advisors.

Cynthia Magaletta is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 66 and Series 63 credentials and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research to deliver non-discretionary asset allocation advice, investment manager searches, and customized performance reporting.

Daniel Blloshmi is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining Merrill in September 2022, he has utilized his extensive experience from previous roles at Citigroup and JP Morgan Wealth Management to provide disciplined wealth management services. His focus includes family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, special needs planning strategies, women and wealth, tax minimization, and retirement income. Daniel holds multiple professional designations, including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA), and others, reflecting his commitment to helping clients achieve their financial goals. He employs a disciplined wealth management process emphasizing tax minimization and asset allocation, working closely with clients' accountants and attorneys to deliver holistic financial advice. He leverages resources from Bank of America to provide customized investment and portfolio management solutions. He attended Pace University without degree conferred and is fluent in English and Albanian. Daniel participates in community service through involvement with organizations such as the Global Albanians Foundation and the Roseland Police Foundation. Outside of his professional role, he enjoys baseball, biking, golfing, music, and photography.

Gevin Robertson is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds the Series 66 and Series 63 licenses and has worked at J.P. Morgan Chase & Co. since 2017. Prior to this, he was employed at Northwestern Mutual and Stop and Shop Co., and has experience in various roles including at Demarest Farm and William Paterson University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to develop model asset allocations and incorporates an ESG eligibility framework in its recommendations.

Summi Verma is a financial advisor with J.P. Morgan Securities, holding Series 63, 65, and 66 designations and 13 years of industry experience. Prior to joining J.P. Morgan, Verma worked at Jackson, Grant Investment Advisers, Inc. from 2013 to 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process integrates quantitative screening and qualitative research with forward-looking capital market assumptions to support model asset allocations.

Salvatore Longo III is a financial advisor with Cetera, holding a Series 66 designation and beginning his industry career in 2026. Prior to joining Cetera, he was employed at AMA Pizza e Cucina and attended James Madison University. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diverse investment management and financial planning services through a large network of independent advisors and a multi-manager platform with various program structures.