Manuela Mazorra Gomez is a financial advisor at Citigroup Global Markets with a Series 66 designation and experience working at several firms, including Citibank, BNP Paribas, and Itau Bank. Her background also includes roles at Columbia University and companies such as Mesh and ICAP Colombia. Citigroup Global Markets serves individual and institutional clients across a variety of wealth segments, offering multi-asset, multi-manager investment advisory programs and broker-dealer execution and custody services. The firm combines large institutional scale with in-house research, security pricing, and specialized market roles.

Guillermo Gonzalez is a financial advisor at Oppenheimer with seven years of industry experience. He holds the Series 66 designation and is based in Jersey City, NJ. Gonzalez has been with Oppenheimer since 2000. Oppenheimer serves a broad client base including individuals, corporations, pension and profit-sharing plans, charitable organizations, and retirement plan fiduciaries. The firm offers a range of advisory and brokerage services, utilizing strategic and tactical asset allocation, manager selection, and a variety of investment products to meet client objectives.

William Reif is a financial advisor at Oppenheimer with four years of industry experience. He holds the Series 66 designation and has worked at Oppenheimer since 2019. His prior experience includes roles at Emory University, Bank of Montreal, KMF Companies, and Cedar Hill Country Club. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, charitable organizations, and retirement plan fiduciaries. The firm offers a range of advisory and brokerage services, employing strategic and tactical asset allocation, manager selection, and various investment strategies tailored to client objectives.

Humberto Minaya Jr. is a financial advisor with Transamerica Retirement Advisors, LLC who holds Series 63 and Series 65 licenses and has 18 years of industry experience. He has worked with Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2017. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs, focusing on asset allocation, contribution rates, and retirement age guidance. The firm relies on Morningstar Investment Management for portfolio construction and oversight, serving a large client base primarily with non-discretionary investment recommendations.

Caitlyn Berry is a financial advisor at Oppenheimer with four years of industry experience. She holds the Series 66 designation and previously worked at Morgan Stanley and TotalCareIT. Berry has experience across both wealth management firms and financial services technology. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans with a range of advisory programs including discretionary and non-discretionary portfolio management, consulting, and retirement services. The firm’s investment approach varies by program and advisor, incorporating strategic and tactical asset allocation, manager selection, and periodic rebalancing.

Jordan Swartz is a financial advisor with Empower Advisory Group in Jersey City, NJ, holding Series 63 and Series 66 designations and five years of industry experience. Before joining Empower in 2024, he worked at The Vanguard Group for three years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage account holders, using an integrated service model connected to Empower’s recordkeeping and administrative platforms.

Ruth Ellen Marsteller is a financial advisor at &Partners with seven years of industry experience. She holds Series 65 and Series 66 licenses and previously worked at The Blackstone Group and Merrill. She serves on the Board of Regents for Gunston Hall, the ancestral home of George Mason, representing the National Society of Colonial Dames. &Partners serves a diverse client base, including high-net-worth individuals, institutions, and retirement plans, providing investment management, financial and tax planning, and retirement-plan consulting. The firm employs a range of investment strategies using both proprietary and third-party managers, supported by a dual registration as a registered investment adviser and broker-dealer.

Diane Texin is a financial advisor at Empower Advisory Group with 38 years of industry experience. She holds Series 63 and Series 66 designations. Her prior roles include 15 years at Prudential Insurance Company of America and Prudential Investment Management Services, LLC. Empower Advisory Group provides financial planning and investment management primarily for employer‑sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage account holders. The firm integrates financial planning with recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing within plans selected by sponsors.

Utkur Zubaydullaev is a CFA® charterholder with seven years of industry experience, currently advising at Citigroup Global Markets. He has worked at Citigroup in two separate periods and was self-employed for five years. From 2017 to 2020, he also spent time on extended travel. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains distinctive market roles, including operating as a swap dealer and futures commission merchant.

Philip Gullo is a financial advisor at Oppenheimer with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Equitable Advisors and AXA Advisors. He is a trustee of an irrevocable family trust unrelated to his advisory activities. Oppenheimer serves a broad client base including individuals, corporations, pension plans, and charitable organizations, offering a range of advisory and brokerage services. The firm constructs client solutions using strategic and tactical asset allocation, manager selection, mutual funds, ETFs, and fixed-income and equity strategies, with a notable role as a qualified custodian and a mix of discretionary and non-discretionary management programs.

Charles Cavanaugh is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 30 years of industry experience. He has been with Citigroup since 2017 and has prior experience at Allstate Life Insurance Co, Allstate Distributors LLC, Harris Hersh Financial Inc, Ldx Global, and The Leaders Group Inc. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm implements multi-asset, multi-manager strategies with internal oversight and maintains unique market roles including acting as a swap dealer and futures commission merchant.

Aaron Mc Kenna is a financial advisor at Creative Planning with a Series 66 credential. He has prior experience at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., and has worked at PricewaterhouseCoopers and GAM Fund Management. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutions. The firm employs a financial-planning-led investment approach with an emphasis on low-cost indexing and buy-and-hold strategies for long-term goals.

Edien Hincapie is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds a Series 66 designation and has worked at firms including JPMorgan Chase Bank, J.P. Morgan Securities, Emigrant Bank, and Citigroup. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments and offers a range of investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains in-house research and specialized market roles that distinguish it from many peers.

Jeffrey Weiner is a financial advisor at Hornor, Townsend & Kent, LLC with 42 years of industry experience. He holds a Series 63 designation and has worked at Penn Mutual Life Insurance Company and Hornor Townsend & Kent since 2010. Outside of his advisory role, he founded a networking group for business owners and decision makers. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and a FINRA-member broker-dealer, providing custody, execution, and brokerage services alongside investment advice.

Aditya Krishnaswamy is a financial advisor with Hornor, Townsend & Kent, LLC and holds a Series 66 designation. He joined the firm in 2026 and has prior experience at Penn Mutual Life Insurance Company and SAP. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisors, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered investment adviser and FINRA-member broker-dealer, providing custody, execution, and brokerage services alongside investment advice.

David Fleming is a Series 66-licensed financial advisor with 29 years of industry experience. He has worked at Oppenheimer since 2022 and previously spent seven years with Stifel. Oppenheimer serves individuals—including high-net-worth clients—corporations, pooled vehicles, and retirement plans, offering a range of advisory programs such as portfolio management, consulting, and financial planning. The firm’s investment approach includes strategic and tactical asset allocation across various strategies and provides both execution and advisory support to institutional and unaffiliated advisors.

Denise Gonzalez Basin is a Series 66-licensed financial advisor at Citigroup Global Markets with four years of industry experience. She previously worked at Morgan Stanley Smith Barney LLC and has a background that includes roles in education and nonprofit work with Make-A-Wish Michigan. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing capabilities while providing specialized solutions for large relationships.

David Lowenstein is a Series 66-licensed financial advisor with Citigroup Global Markets in New York, NY. He has 10 years of experience with Citigroup, where he has worked since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm utilizes multi-asset, multi-manager strategies implemented through discretionary and non-discretionary programs, supporting complex and large-scale client needs.

Jorge Alzaga is a financial advisor at Citigroup Global Markets with five years of industry experience. He holds a Series 66 designation and has worked at Citigroup since 2021, with prior experience at JPMorgan Chase & Co., NXP Semiconductors, and in education at Texas Christian University and St. Andrew's Episcopal School. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs and broker-dealer execution and custody services. The firm combines large institutional scale with diverse market roles, including in-house research and derivatives services, to provide a broad set of advisory and execution solutions.

Youjun Liu is a financial advisor with Eagle Strategies (NY Life) in Edison, NJ. He holds the ChFC® designation and Series 63 license, with 10 years of industry experience. His work history includes roles at NYLIFE Securities LLC since 2016 and New York Life Insurance Company since 2013. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a substantial portion of assets on a non-discretionary basis.