Mark Gines is a CFP®-designated financial advisor at Fidelity with 24 years of industry experience. He has worked at various divisions within Fidelity since 2010, including Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves registered investment companies and constructs model portfolios for intermediary platforms.

Alex Evans is an Investment Solutions Representative III at Fidelity Investments, a position held since 2026. Alex collaborates with individuals and families to understand their unique financial goals and assists them in taking the next steps toward achieving those objectives. Prior to this role, Alex progressed through positions within Fidelity Investments, including Investment Solutions Representative I and II, and previously worked as a Customer Relationship Advocate from 2023 to 2024. Throughout their tenure at Fidelity Investments, Alex has developed expertise in providing tailored investment solutions that align with clients' specific financial needs. This experience supports a client-centered approach in guiding financial planning decisions. Outside of work, Alex has personal interests that include the beach, board games, fitness, football, and movies.

Clayton Anderson is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His career includes multiple roles at Fidelity Investments since 2021, as well as positions at New York Life Insurance Company and the University of Idaho. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm’s approach combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, utilizing systematic methodologies and long-term asset allocation benchmarks.

Hannah Clark is a financial advisor at Fidelity with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Investments and Fidelity Brokerage Services LLC. Prior to her financial career, she held positions outside the industry, including at TJ Maxx and Far From the Tree Cider. Fidelity’s Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients. The firm utilizes proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to manage portfolios, including model portfolios built from mutual funds, ETFs, and ETPs.

Jefferey Redford is a financial advisor with Merrill in Salt Lake City, UT, holding Series 63 and Series 66 designations and 25 years of industry experience. His prior work includes roles at RBC Capital Markets and Morgan Stanley, where he spent a total of eight years. Merrill provides managed account services primarily to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates with Bank of America’s corporate platform, providing access to a broad array of investment products and services.

Amber Schwendiman is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Her prior work includes roles at America First Credit Union and various family-related positions. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad range of investment vehicles.

Jay Green is a financial advisor at Fidelity with Series 63 and Series 66 designations and 17 years of industry experience. He has been associated with various Fidelity entities since 2008, including Fidelity Brokerage Services, LLC, and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery through a process that combines fundamental research, quantitative analysis, and algorithmic construction. The firm is registered with the CFTC as a commodity pool operator and serves multiple registered investment companies, using systematic methodologies and AI in its investment research.

Steven Ballantyne is a CFP® with 27 years of experience, currently advising with Fidelity in Salt Lake City, UT. He previously worked at Edward Jones and has spent the majority of his career at Fidelity Investments. Outside of his financial advisory role, he serves as a baseball umpire for Farmington Parks & Recreation and the Utah High School Athletic Association. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm combines proprietary fundamental research with quantitative analysis and systematic portfolio construction, managing a range of fund advisory and model portfolio services.

Josh Epperson is a financial advisor with Wells Fargo Clearing in Provo, UT, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Outside of his advisory role, Epperson manages a vinyl decals and labels business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Ryan Richards is a CFP® professional with 15 years of industry experience, currently serving at Raymond James Financial in Draper, UT. His prior experience includes six years at Morgan Stanley. Richards is also the owner of Richards Private Wealth, LLC. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, supported by a broad affiliate network and a range of implementation options.

Michael Crane is a Series 66 licensed financial advisor with Fidelity in Salt Lake City, UT, with two years of industry experience. Before joining Fidelity, he worked at Clozd and Athenahealth. Outside of financial advising, he is involved in physician staffing through StaffWorks, where he coordinates schedules between physicians and healthcare facilities. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across multiple asset types and delegates management to sub-advisers while maintaining oversight.

Loren Overy is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2023, following prior roles at E*TRADE Capital Management and E*TRADE Securities. From 2014 to 2017, Overy was involved with the Utah Jazz as a member of the interactive team, promoting fan engagement during games. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved planning tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services through a broad range of offerings including estate planning and investment advisory.

Scott Caldwell is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 designations and 20 years of industry experience. He has worked with Fidelity Brokerage Services LLC since 2005 and has been part of Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm’s investment process combines fundamental research with quantitative analysis and systematic portfolio construction, utilizing proprietary models and oversight to manage multi-manager and fund-of-funds structures.

Nolan Johnson is a financial advisor at Fidelity with a Series 66 credential. He began his advisory career in 2025 and has prior experience in various roles, including work at The Dahlonega Group and Brigham Young University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and manage funds.

Anna Smithee is a financial advisor at Fidelity with four years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2021. Prior to her advisory career, she held positions at Starbucks and Allied Electric Sign & Awning. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Jeremy Mckay is a financial advisor with J.P. Morgan Securities in Salt Lake City, UT, holding Series 66 and Series 63 licenses and having 14 years of industry experience. He has been with JP Morgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Quinn Ringer is a financial advisor with OSAIC, holding a Series 66 credential and four years of industry experience. Prior to joining OSAIC in 2021, Ringer worked at Integrated Financial Group and Bank of America - Merrill Lynch. Outside of advisory work, Ringer is the sole member of QGR Consulting LLC, an entity established for tax planning purposes. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to multiple third-party investment platforms.

Tracy Duckworth is a financial advisor at Morgan Stanley with 38 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2012. Outside of her advisory role, she is a partner in Teton 18, a real estate business based in Holladay, Utah. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment modeling techniques as part of its advisory services.

Hailey Baker is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 designations and 12 years of industry experience. She has been with Fidelity since 2013. Outside of her advisory role, she serves as a referee for adult co-ed kickball games with the Beehive Sports and Social Club. Fidelity’s Strategic Advisers LLC provides a range of investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across various investment vehicles.

Braiden Belnap is a financial advisor at Fidelity with a Series 66 credential and four years of industry experience. He has held roles at multiple firms including Fidelity Investments and Bridge Locations. Outside of his advisory work, he owns a coaching business focused on one-on-one coaching, speaking engagements, group coaching, writing, and content creation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.