Michael Tepperman is a financial advisor at Wells Fargo Advisors with 27 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Tepperman holds Series 63 and Series 66 credentials. Outside of his advisory role, he serves as treasurer for two motorcycle riding clubs and is involved in managing financial activities for these organizations. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, supported by proprietary research and tools, with flexible implementation options through brokerage or advisory programs.

Michael Minevich is a financial advisor at LPL Financial with 19 years of industry experience. He holds the Series 63 designation and has been with LPL Financial since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by model portfolios and research from multiple sources.

Daniel Hirsch is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on building strong client relationships and works closely with clients to develop personalized financial strategies aimed at pursuing their long-term goals. Daniel's areas of expertise include college education planning, divorce transition planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, retirement income, and services for endowments, foundations, and non-profits. He holds the designation of Personal Investment Advisor (PIA) and earned a bachelor's degree from Penn State University. In addition to his professional work, Daniel is involved in his community as a coach for the Teaneck Junior Soccer League. His personal interests include boxing, camping, cooking, fishing, football, hiking, ice hockey, reading, and skiing.

Ann Prizzi is a financial advisor at Raymond James & Associates with 40 years of industry experience. She holds Series 63 and Series 65 designations. Her prior experience includes roles at B. Riley Wealth Advisors, National Asset Management, and Capitol Securities Management, Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services with a range of portfolio management styles and affiliated research resources.

Cameron Rodgers is a CFP®-designated financial advisor with seven years of industry experience. He is currently affiliated with LPL Financial and has previous experience at New Horizon Financial and Cadaret Grant & Co., Inc. Outside of his advisory work, he is involved with New Horizon Financial Corp as an investment-related business activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and charitable organizations through a nationwide network of advisers. The firm offers a range of advisory and brokerage services, including discretionary and non-discretionary management, model portfolios, and support from third-party subadvisors.

Richard Kang is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been part of the financial services industry since 1993 and joined Merrill in 2018. Richard provides comprehensive financial services, focusing on areas such as college education planning, divorce transition planning, employee benefits planning, defined benefit and contribution plans consulting, international wealth management, managing new wealth, personal retirement planning, and tax minimization. He works with clients to develop personalized plans tailored to their life priorities and financial goals. Richard holds a Bachelor of Science degree from Seoul National University and an MBA in finance from Rutgers University. He has earned the designation of Personal Investment Advisor (PIA). Fluent in Korean, Chinese, and English, Richard supports a diverse clientele, including Korean-speaking entrepreneurs. He is actively involved in various community and professional organizations, including the Presbyterian Church of New Jersey at Oakland, the Korea Music Foundation, the Korean American Association of New Jersey, the New York Road Runners, and the Ridalia Marathon Club. Outside of his professional responsibilities, Richard enjoys boating, cooking, fishing, gardening, golfing, hiking, music, painting, running, and singing. He and his team devote time and resources to charitable organizations such as PCNJ and WPKPC, contributing to positive change in their communities.

John Pitton is a financial advisor with Merrill who holds Series 63 and Series 66 credentials and has 20 years of industry experience. He has been with Merrill since 2010 and has also worked at Bank of America, N.A. since 1985. Outside of his advisory role, he serves as vice chairman of the advisory board and member of the executive and governance committees for the Rochester Business Alliance, a nonprofit business advocacy organization, and is a director of the Rochester Rotary Charitable Trust. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Christopher Lagasse is a financial advisor with Wells Fargo Advisors in Paramus, NJ, holding a Series 66 designation and 22 years of industry experience. He has been with Wells Fargo entities since 2014, working in various capacities within the company. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and fee-based financial planning services. The firm offers tailored recommendations supported by proprietary research and planning tools, with a focus on discrete planning engagements across diverse specialized areas.

Maurice Andrade serves as a Financial Advisor at Merrill Lynch Wealth Management. In his role, he works collaboratively with clients to define their financial goals and develop portfolio strategies tailored to their specific needs. He provides ongoing advice and adapts strategies as clients' situations change to assist them in managing their finances effectively. Mr. Andrade's expertise encompasses a variety of areas including college education planning, family wealth management, legacy planning, liquidity management, management of new wealth, retirement planning and income, portfolio management, small business strategies, and tax minimization. He approaches financial advising by focusing on what matters most to his clients and their families to create strategies intended to help them pursue their financial objectives. He holds a Bachelor's Degree in Economics from the University at Albany SUNY and has earned several professional designations such as Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, Maurice is involved in community organizations including Eva's Village and America Needs You (ANY). His personal interests include billiards, boxing, camping, football, golfing, pickleball, skiing, swimming, and spending time with his family.

Adam Rosenblatt is a financial advisor with J.P. Morgan Securities in Monsey, NY, holding a Series 66 designation and five years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2021, with prior experience at Money Concepts Capital Corp, Investors Advantage Portfolios, LLC, and Chipotle. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Sung Cho is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Equitable Advisors since 1999, previously affiliated with AXA Advisors, LLC during overlapping years. His other business activities include involvement with health insurance entities such as Oxford Health Blue Cross Blue Shield and United Health. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage services to tailor solutions based on client goals, risk tolerance, and time horizon.

Callen Vander May is a Series 66-licensed financial advisor with five years of industry experience, currently with Raymond James Financial Services Advisors, Inc. He previously held roles at Merrill Lynch Wealth Management and has an academic background at Bucknell University, including work within its Department of Mathematics. Vander May also contributes to economic and investment research as an associate at Topinka Financial. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary advisory services using analytical and modeling tools and is notable for its municipal advisory affiliation and specialized retirement plan consulting programs.

Michael Buccolo is a financial advisor with Equitable Advisors in Charleston, SC, holding Series 63 and Series 65 licenses and 35 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, LLC, since 1999. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering advisory and brokerage/insurance channels tailored to client goals, risk tolerance, and time horizon.

Pawanpreet Singh is a financial advisor at Fidelity with five years of industry experience and holds a Series 66 designation. His prior experience includes roles at J.P. Morgan Securities, Morgan Stanley, and Varsity Tutors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Jonelle Rivas Diaz is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Her prior work includes positions at Berges Dreyfous Abogados and the Universidad Nacional Pedro Henriquez Urena. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutional investors.

Stephanie Cronin is a financial advisor at Merrill with Series 66 and Series 63 licenses and four years of industry experience. She previously worked at Citibank and Bank of America from 2016 to 2024 before joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Spanarkel is a Wealth Management Advisor with Merrill Lynch Wealth Management and serves as a Global Institutional Consultant within the Bank of America Global Institutional Consulting Group. He works with both nonprofit and for-profit institutional clients, assisting with a broad range of institutional needs including retirement and benefit planning, consulting services, philanthropic management, and investment management and guidance. In addition to his institutional consulting, James develops comprehensive financial strategies for high net worth families and individuals that encompass retirement planning and forecasting, asset preservation, and estate strategies. James has been a Financial Advisor with Merrill Lynch since 1984. Prior to his financial career, he was a professional basketball player with the Philadelphia 76ers and the Dallas Mavericks in the National Basketball Association. He is a graduate of Duke University with a bachelor's degree and was recognized as a first team Academic All-American Basketball Player in 1978 and 1979. He holds several professional certifications, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Certified Investment Management Consultant (CIMC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). James is a member of professional organizations such as the Healthcare Financial Management Association (HFMA), the New Jersey chapter of the Association of Fundraising Professionals (AFP), and the Investments & Wealth Institute. He also serves on the Board of Trustees for the Independent College Fund of New Jersey. Outside of his professional life, James enjoys basketball, golfing, swimming, and spending time with his family.

Gary Wong is a financial advisor at Morgan Stanley with 32 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and with Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 65 credentials. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers its services both directly and through Corporate Financial Planning agreements.

Michael Petracca is a CFP® with 18 years of experience in the financial services industry. He is currently with LPL Financial and previously worked at Cetera Advisors LLC and First Allied Advisory Services. He is also a licensed notary in Fairfield, NJ. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services through its network of investment adviser representatives.

Terance Takyi is a financial advisor at LPL Financial with 14 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at firms including UBS Financial Services, First Republic Securities, JP Morgan Securities, and Goldman Sachs. Outside of his advisory role, he is also active as an artist and musician through Society 8807 LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management along with research-supported model portfolios and various investment strategies.