Jackson Kuwata is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds a Series 66 designation and has worked at MassMutual Life Insurance Co and Mass Mutual Investors Services since 2024. Prior to his advisory role, he has experience at Amazon and Bridge Street Premium Ice, and he has a background that includes studying at the University of Delaware. Kuwata also works as an insurance broker in life, fixed annuities, disability, long-term care, and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements with a broad range of client types.

Emma Paul is a financial advisor at Morgan Stanley in Purchase, NY. She holds the Series 63 and Series 66 designations and has one year of industry experience. Prior to joining Morgan Stanley, her background includes various roles in education, retail, and small businesses, as well as involvement with the Saugatuck Rowing Club and an organizing venture called Divine Organizing. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment modeling in its advisory process.

Dylan Koproski is a financial advisor with Morgan Stanley in Purchase, NY, holding a Series 66 designation and one year of industry experience. His background includes roles at Columbia University Irving Medical Center and Hamilton College. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning that incorporates firm-approved tools and modeling techniques.

Rachel Patel is a financial advisor at Merrill with five years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Charles Schwab and Cornucopia Wealth Management. Before entering the financial sector, she worked for one year at La Fiesta Restaurant. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Peter Tuffy is a financial advisor with Ameriprise in Yonkers, NY, holding Series 63 and 65 licenses and bringing eight years of industry experience. He has been with Ameriprise since 2016 and also operates Tuffy & Associates, a business active since 2003. Outside of his advisory roles, he is involved in fiduciary activities and serves as an agent named in a health care directive or living will. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm provides written, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis, combining automated algorithms with oversight from a dedicated retirement income consulting team.

Endrit Rraci is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2019. Outside of finance, he works as a waiter at Rraci's Restaurant on Saturday nights. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools.

David Colin is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2020. Prior to this, he worked at UBS Financial Services for 10 years. Outside of his advisory role, he is a partner in a family LLC and serves on the Emerson Shade Tree Commission. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable organizations, and government entities. The firm offers tailored financial plans and asset-allocation analyses, supporting both discretionary and non-discretionary advisory relationships.

Stephon Watson is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and seven years of industry experience. He previously worked at Wells Fargo Clearing and JPMorgan Chase Bank, N.A. Outside of finance, he is involved in visual art through a private business where he creates various works a few hours a week. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Christine Contursi is a financial advisor at Morgan Stanley with 28 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and proprietary planning tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Dean Kantzos is a financial advisor at Cetera with 24 years of industry experience. He holds a Series 66 designation and has held roles at Avantax Advisory Services, Avantax Investment Services, and 1st Global Advisors, among others. Kantzos is also the founder of Dean Financial Group, a financial services firm based in Glen Rock, NJ. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that combines affiliated and third-party managers.

Patrick Min is a financial advisor at Morgan Stanley with Series 65 and Series 63 licenses and three years of industry experience. He previously worked at WnW Capital for 11 years before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes and firm-approved tools to assist clients.

Lenay Courtwright is a financial advisor with Ameriprise in Westwood, NJ, holding a Series 66 designation and 24 years of industry experience. She has been with Ameriprise and its affiliated entities since 2000. Outside of her advisory role, she is employed as a sales person at a retail loft in Paramus Park Mall. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets. The firm provides comprehensive, research-driven recommendation reports and a range of advisory, brokerage, and insurance solutions through its affiliated companies.

Joseph Murdaco is a Series 66-licensed financial advisor with Merrill, based in Paramus, NJ, and has five years of industry experience. He has worked at Bank of America, Merrill, TD Bank, and American Tire and Auto Care. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Brad Litchfield is a Financial Consultant I at Fidelity Investments, where he currently works to help clients and their families create financial plans tailored to their goals. His work often includes tax-efficient investing, estate planning considerations for legacy intentions, and creating income streams for retirement. Brad has progressed through multiple roles at Fidelity Investments, beginning as a Customer Relationship Advocate in 2022, advancing through several Investment Solutions Representative positions from 2023 to 2025, and serving as a High Net Worth Associate in 2023 before becoming a Financial Consultant I in 2025. Outside of his professional responsibilities, Brad enjoys activities such as beach outings, boating, family activities, fitness, exploring food, and golf.

Joanna Kim is a financial advisor at Ameriprise with 15 years of industry experience. She holds a Series 66 designation and has worked at firms including United Nations Federal Credit Union, B Riley Capital Management, and FBR Capital Markets. Outside of her advisory role, she provides personal care assistance to her elderly mother. Ameriprise serves clients primarily through its retirement-income planning service tailored for individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency strategies to deliver personalized retirement income recommendations.

Gregory Goodman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 21 years of experience in the financial services industry, focusing on delivering comprehensive wealth management strategies tailored to individual client needs. Gregory provides access to investment insights and banking services to address various aspects of clients' financial lives, emphasizing personalized plans centered around clients' values and goals. Gregory holds several professional designations including CERTIFIED FINANCIAL PLANNER™ (CFP), Certified Investment Management Analyst® (CIMA), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA). He is a member of the Investments & Wealth Institute™ and a graduate of Carnegie Mellon University. His expertise includes family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and retirement income. Beyond his professional work, Gregory is involved in coaching recreational youth sports. His personal interests include baseball, football, golfing, music, reading, skiing, spending time with family, and traveling. He resides in Franklin Lakes, NJ with his wife and children.

Sebastian Hernandez is a financial advisor at J.P. Morgan Securities with a Series 66 designation and three years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2022 and has prior experience at Johns Hopkins University. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Christopher Novielli is a financial advisor with Morgan Stanley, holding Series 63, 65, and 66 licenses and bringing 10 years of industry experience. He has worked at Morgan Stanley since 2018 and was previously with David Lerner Associates, Inc. He is also the sole proprietor of Good Life Good, a retail and online store based in White Plains, New York. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets through advisory and broker-dealer services.

Mirella Arias Soto is a financial advisor at Equitable Advisors with five years of industry experience. She holds a Series 66 designation and has worked previously at MML Investors Services, MassMutual, William Paterson University, and Sax LLP. Outside of her advisory role, she serves as Vice President of Membership for Prospanica NJ. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing a model that heavily involves LPL-sponsored programs and third-party managers to deliver advisory and brokerage solutions.

Jennifer Perez is a financial advisor at J.P. Morgan Securities with Series 63 and 66 licenses and nine years of industry experience. She has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2026. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment approach.