Brett Cassidy is a financial advisor with Merrill in Paramus, NJ, holding Series 63 and Series 66 licenses and nine years of industry experience. He previously worked at Atlantic Social Research Corporation for 11 years before joining Merrill in 2017. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Faherty is a financial advisor at Osaic with 34 years of industry experience. He holds a Series 63 designation and has worked at LPL Financial, Royal Alliance Associates, and UBS Financial Services. Faherty is also associated with Garden State Capital Investments LLC, an investment-related business entity. Osaic Wealth serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, portfolio management, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supported by various tools and third-party manager options.

Kitty Chung is a financial advisor with Edward Jones in Croton-on-Hudson, NY, holding CFP® and ChFC® designations and over 19 years of industry experience. Prior to joining Edward Jones in 2022, she worked at JPMorgan Chase & Co and JPMorgan Securities LLC from 2016 to 2022. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Je Park is a financial advisor at LPL Enterprise with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Mass Mutual Investors Services, MassMutual Life Insurance Co, Metlife Securities Inc., and New England Securities. His outside activities include managing non-variable insurance and property and casualty insurance businesses. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with an emphasis on non-securities products and affiliated insurance and trust services.

Nicole Menzie is a Planning Consultant at Fidelity Investments, where she collaborates with individuals, business owners, corporate executives, and their families to build, manage, protect, and transition wealth. Her approach involves listening carefully to her clients and co-creating financial plans tailored to their goals, utilizing the resources of Fidelity's wealth management team and comprehensive planning tools. Before joining Fidelity in 2022, Nicole gained experience as a Private Client Advisor at J.P. Morgan Chase, N.A. from 2017 to 2022, and as an Investment Associate at UBS Financial Services between 2008 and 2017. Her professional background includes developing expertise in financial planning and wealth management across diverse client segments. Nicole's personal interests include biking, comedy, family activities, movies, museums, and theater.

Todd Dates is the Resident Director at Merrill, specializing in wealth management since 1998. He began his financial services career while earning his bachelor's degree from Montclair State University, interning with Merrill and entering its advisor-training program upon graduation. He has worked at Smith Barney and Morgan Stanley before returning to Merrill in 2016. Todd's expertise includes family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management, socially responsible and ESG investing, tax minimization, and retirement income. He emphasizes exemplary client service through accuracy, timely responsiveness, and proactive communication. He holds the Personal Investment Advisor (PIA) designation. Residing in Wayne with his wife and two sons, Todd enjoys exercising, running, and reading. He follows Merrill's tradition of community participation and volunteers with local organizations.

Michael Lavalley is a financial advisor at Mass Mutual Investors Services with 34 years of industry experience. He holds a Series 63 designation and has worked with firms including Metlife Securities Inc. and New England Securities. Lavalley is also president and 100% shareholder of Park Avenue Benefit Planning Inc., focusing on life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative, annual planning engagements and offers a range of programs including educational seminars and event-driven planning services.

Rafael Torres Logreira is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 12 years of industry experience. His career includes roles at Morgan Stanley, E*TRADE, and Wells Fargo. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational structure.

Tyler Ramirez is a Series 66-licensed financial advisor with Merrill in Paramus, NJ, bringing five years of industry experience. His career includes multiple roles at Merrill, Lynch, Pierce, Fenner & Smith Incorporated and Bank of America. Merrill, along with affiliate Managed Account Advisors LLC, offers managed account services to fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Colby Stover is a financial advisor with Cetera, holding Series 63, 65, and 66 licenses and three years of industry experience. Prior to joining Cetera, Stover held positions at Foresters and worked in Management Information Solutions for nine years. He is also a licensed notary. Cetera Investment Advisers LLC is a large, SEC-registered advisory firm that serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with access to various portfolio management strategies and third-party managers.

Salvatore Restifo is a Series 65-licensed financial advisor with Cetera, where he has worked since 2005. He has 31 years of industry experience and is also a partner at Lanni Restifo LLC, a CPA firm he has been involved with since 1999. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that supports a range of investment strategies and custodial arrangements.

James Burns is a financial advisor with Wells Fargo Clearing in Paramus, NJ, holding a Series 63 designation and 38 years of industry experience. He previously worked at Prudential Equity Group, LLC for ten years before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Vincent Ragone is a financial advisor at UBS Financial Services with 20 years of industry experience. He holds a Series 66 designation and has worked previously at Merrill from 2015 to 2021 before joining UBS in 2021. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and capital markets solutions.

Jason Lipp is a financial advisor at UBS Financial Services with 15 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, N.A. and Merrill. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management through proprietary research and a range of capital markets services.

Frank Zimbaro is a financial advisor with OSAIC based in Bronxville, NY, holding Series 63 and Series 65 licenses with 24 years of industry experience. He has been affiliated with Royal Alliance since 2014. Outside of his advisory role, he is involved with the Fresh Air Fund as a committee member organizing fundraising galas and serves on the membership committee of the Columbus Citizens Foundation, a nonprofit focused on Italian American cultural awareness and education. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, portfolio management, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization and is notable for its scale, complex affiliate network, and private-equity ownership.

Christopher Jones is a financial advisor at Edward Jones with Series 66 credentials and approximately one year of industry experience. Prior to joining Edward Jones, he held various roles in the theater and entertainment sectors, including positions at the Goodman Theatre, Chicago Shakespeare Theatre, and Paramount Theatre. Outside of finance, he has been involved in talent, entertainment, and media services through his own ventures. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Neil Burke is a financial advisor with LPL Enterprise and holds a Series 66 designation. He has six years of industry experience, including a 25-year tenure at Prudential Insurance Company. Burke operates a non-variable insurance agency alongside his advisory role. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm uses model-driven portfolios developed by LPL’s Research Department and third-party strategists and offers access to third-party asset managers and financial planning services.

Pasquale Giannella is a financial advisor with LPL Financial in Paramus, NJ, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked at PNC Investments from 2000 to 2017 and at Gladstone Wealth Partners until 2025. Giannella provides investment advisory services through Gladstone Institutional Advisory, an independent registered investment advisor firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

Vincent De Paola Jr. is a financial advisor with Edward Jones, holding a Series 66 designation and 17 years of industry experience. He previously worked at UBS Financial Services Inc. for 11 years before joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a wide range of advisory services. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices nationwide.

Laurel Wilson is a Series 66-licensed financial advisor with LPL Financial, bringing one year of industry experience. Prior to joining LPL Financial in 2024, she worked at Gaber & Associates LLC, Trustco Bank, and Key Bank. Outside of her advisory role, she is involved in tax preparation and accounting services and serves as a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting advisors with research tools and a diverse investment approach.