Ronald Jurczynski is a financial advisor with LPL Financial, holding a Series 63 designation and 23 years of industry experience. He has worked at Strata Financial Group, LLC since 2003 and was previously associated with Royal Alliance Associates, Inc. and Harrington Asset Management, Inc. He is also an insurance agent specializing in non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs with access to model portfolios, research, and various management strategies.

Jonathan Kesselman is a CFP®-credentialed financial advisor with 12 years of industry experience. He is currently with LPL Financial, where he has worked since 2023, following a 10-year tenure at UBS Financial Services Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including retirement plan consulting and model portfolio management, supported by proprietary and third-party research.

Lindsay Kurowski is a financial advisor at Charles Schwab with eight years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2019. Prior to that, she was with Robert W. Baird and Blue Technologies. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers a combination of non-discretionary and discretionary investment guidance, using multi-asset model portfolios and a centralized operational structure.

Michael Oravetz is a financial advisor with UBS Financial Services in Westlake, OH, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with UBS since 2012. Outside of his advisory role, he serves on the Advisory Committee of Blessing House, a children’s crisis care center in Elyria, Ohio, where he monitors investment policy compliance and assists the Board of Directors in selecting investment managers. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor plans aligned with clients’ goals and risk tolerances.

Thomas Sponseller Jr. is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009, serving at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes firm-approved tools and methodologies such as the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations in its planning process.

Brian Morton is a financial advisor with Equitable Advisors in Independence, OH, holding a Series 66 designation and 11 years of industry experience. His prior work includes roles at Cadaret, Grant & Co., Inc., Cedar Brook Financial, and First Allied Advisory Services. He is also registered as a representative for Michael Leonakis. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage services tailored to clients’ goals, risk tolerance, and time horizon.

Anthony Cenname is a financial advisor with Primerica Advisors in Lakewood, OH, holding 15 years of industry experience. His career includes roles at Ferguson Enterprises LLC and PFS Investments Inc, among others. He is involved in sales of investment-related products and part-time referrals for home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management primarily to individual and high-net-worth clients through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed account options within a tiered wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, focusing on personalized investment approaches rather than institutional pension or profit-sharing plan management.

Darren Stephens is a Series 66 credentialed financial advisor with over 22 years of industry experience. He currently practices at Cetera and has previously worked with Avantax and Wealth Care Management. Outside of finance, Stephens has been involved in pump sales and distribution businesses for over 25 years. Cetera Investment Advisers LLC is a nationwide independent advisory platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager approach with a range of portfolio management options and maintains over $256 billion in assets under management.

Meredith Whitener is a financial advisor at Raymond James Financial with eight years of industry experience. She holds the Series 63 designation and has previously worked at JP Morgan Securities LLC, Mass Mutual Life Insurance Company, and JPMorgan Chase Bank. Outside of her advisory role, she is involved with LongView Financial Partners, where she participates in financial planning and marketing activities. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, non-discretionary advisory solutions and has specialized programs for small businesses, supported by extensive institutional and municipal finance resources.

Tayshon Blackwell is a financial advisor at LPL Enterprise with one year of industry experience. Before joining LPL Enterprise, he worked at the Northeast Ohio Regional Sewer District and taught in the Finance Department at Cleveland State University. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory, and brokerage services through a platform that integrates adviser programs with sales of financial products such as insurance.

Tammy Miller is a Series 66 credentialed financial advisor with 18 years of experience at Thrivent Financial for Lutherans and Thrivent Investment Management Inc, both since 2008. She is based in Westlake, Ohio. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning covering various topics such as retirement and estate planning, with options to combine planning and managed-account services under a consolidated billing approach called “WealthPlan.”

Stephanie Flask is a financial advisor at Edward Jones in Lakewood, OH, holding the Series 66 designation with three years of industry experience. She joined Edward Jones in 2022 after five years at Target Corporation. Outside of her advisory role, she serves as Vice President of the Downtown Lakewood Business Alliance. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

Jeffrey Urbin is a financial advisor at Morgan Stanley in Avon Lake, Ohio, holding a Series 66 designation with 15 years of industry experience. He previously worked at PNC Investments from 2015 to 2021 before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Mike McDermott is a Financial Consultant at Fidelity Investments, where he has been serving since 2024. He has progressed through several roles within the company, including Investment Consultant, Financial Representative, and Customer Relationship Advocate, all during his tenure beginning in 2022. In his current role, he works with individuals and families to develop personalized financial strategies that align with their goals and preferences. His expertise includes investment planning, risk management, and retirement strategies. Mike emphasizes building lasting relationships with clients based on trust and transparency. His approach involves guiding clients through complex financial decisions with confidence. Outside of his professional work, Mike has interests in cars, fitness, football, social events with friends, reading, and traveling.

Julie Taylor is a financial advisor at Raymond James & Associates with 17 years of industry experience. She holds a Series 66 designation and has previously worked at Merrill, Wells Fargo Clearing Services, ValMark Advisers, and Resource Strategies. Outside of her advisory role, she serves as a trustee and holds power of attorney for her mother-in-law’s trust. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations through its Wealth Advisory Services Program and supports institutional consulting and public finance activities.

Ann C Lutz is a financial advisor with UBS Financial Services in Cleveland, OH, holding Series 63 and Series 65 credentials and 29 years of industry experience. She has been with UBS since 1988. Outside of her advisory role, she serves on the boards of several nonprofit organizations, including Vocational Guidance Services and Malachi House, and participates in strategic and investment committees for Magnificat High School. UBS Financial Services provides brokerage and investment advisory solutions to individual, corporate, and institutional clients. The firm offers a range of services including fee-based financial planning and portfolio management, combining institutional trading capabilities with wealth management and proprietary research to tailor client investment strategies.

Anna Gerber is a financial advisor at Merrill with a Series 66 credential and 10 years of industry experience. She has been with Merrill since 2014. Outside of her advisory role, she works part-time as a retail clothing store clerk in Westlake, Ohio. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other institutional investors.

Chad Vidovich is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2021. His professional role involves collaborating closely with clients to understand their unique financial circumstances and to simplify complex financial concepts. He utilizes Fidelity's resources and platform to create and implement effective financial plans tailored to individual needs. With over twenty years of experience in the financial advisory industry, Chad has held several positions including Vice President and Senior Financial Consultant at Charles Schwab & Co., Inc. from 2003 to 2021. Prior to that, he worked as a Financial Advisor at Charter One Securities, UBS PaineWebber, and American Express Financial Advisors between 2000 and 2003. Outside of his professional life, Chad's personal interests include spending time at the beach, cooking and baking, exploring food culture, playing golf, and traveling.

Peter Bahner is a CFP® with 12 years of industry experience, currently affiliated with LPL Enterprise. Prior to joining LPL Enterprise in 2024, he worked at Prudential Insurance Company of America and Pruco Securities, LLC. He serves as a nonprofit board member for Bowling Green State University. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management, combining adviser programs with insurance products and lending services.

Christina Stein is a financial advisor at Morgan Stanley in Westlake, OH, holding Series 63 and Series 65 licenses with 25 years of industry experience. She has been with Morgan Stanley since 2009. Outside of her advisory role, she owns and manages a rental property in North Ridgeville, OH. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured tools and scenario modeling, offering advisory services without individual security recommendations as part of its standalone planning program.