Randall Harris is a Financial Consultant at Fidelity Investments, where he has been serving since 2025. Prior to this role, he worked as an Investment Consultant at Fidelity Investments from 2023 to 2025. Before joining Fidelity, he was a Financial Advisor at Northwestern Mutual from 2018 to 2023. In his current position, Randall collaborates with a team to develop personalized holistic financial plans tailored to client needs, focusing on educating clients and delivering high-quality service. Randall holds insurance licenses in Arkansas and California, which support his work in providing comprehensive financial consulting. Outside of his professional responsibilities, he has personal interests in food, football, museums, music, and traveling.

Adam Berman is a CFP® professional with 22 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2018, and previously spent 15 years at Scottrade, Inc. and Scottrade Investment Management. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Gandy Pierre Louis is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2008. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Timothy Ryder is a financial advisor at Edward Jones in Glenview, IL, holding a Series 66 designation with eight years of industry experience. He has been with Edward Jones since 2017 and previously worked with the United States Soccer Federation from 2011 to 2017. Outside of his advisory role, he receives a per-game stipend related to the National Women's Soccer League. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of investment advisory programs and affiliated financial services supported by a large nationwide network of advisors and branch offices.

Jing O'Brien is a financial advisor at LPL Financial with 19 years of industry experience. She holds the Series 66 designation and has been with LPL Financial since 2010. Outside of her advisory role, she is involved in tax preparation and accounting services through a related business, Jade Accountants & Tax Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing a combination of proprietary research, third-party subadvisors, and various portfolio management strategies.

Richard Desmedt is a financial advisor with Equitable Advisors in West Chicago, IL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Equitable Advisors since 1999, following his tenure at AXA Advisors, LLC. Outside of his advisory role, he is involved as a member of an outside insurance brokerage and serves as trustee and successor trustee of personal trusts. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to customize services based on client goals, risk tolerance, and time horizon.

Elizabeth Miller is a Series 66-licensed financial advisor with Merrill, based in Winnetka, IL, with 27 years of industry experience. She has worked with Merrill Lynch and Bank of America since 1998 and 2009, respectively. Outside of her advisory role, Miller serves as the incoming President and board member of the Jewish Federation of Peoria, a nonprofit organization where she volunteers her time. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Agata Kowalyk is a financial advisor with Primerica Advisors in Park Ridge, IL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with Primerica Advisors since 1992 and Primerica Financial Services since 1990. Outside of her advisory role, she is involved in the sale of home security and automation products through affiliated companies and participates in mortgage loan product sales. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited selection of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap fee structure, focusing on retail clients rather than institutional pension or profit-sharing plans.

Alex Hickman is a financial advisor with J.P. Morgan Securities in Arlington Heights, IL, holding Series 63 and Series 66 licenses and six years of industry experience. His prior work includes roles at Trader Joe's and Subway. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Jim Ostach is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 53 years of industry experience. He previously worked at Raymond James Financial and Raymond James Financial Services, Inc. from 2001 to 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches along with research from internal and third-party sources.

Khalekidan Melkamu is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and previously worked at Bank of America, N.A. Outside of finance, he provides commentary for a professional wrestling company that streams on a subscription service. Merrill offers managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions program, employing a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Juan Rangel Jr. is a financial advisor at Merrill based in Chicago, IL, holding a Series 66 credential with one year of industry experience. His prior work includes roles at Bank of America and Chicago Marketing Inc. Outside of his advisory work, he has part-time roles delivering food for Uber Eats and DoorDash. Merrill provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and corporate fiduciaries.

Steve Lusietto is a financial advisor at Fidelity with Series 66 and Series 63 credentials and five years of industry experience. His prior work includes roles at Robinhood Markets, TD Ameritrade, and State Farm Insurance. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company, which provides investment management and advisory services to retail and institutional clients. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to manage a diverse range of investment portfolios.

Carla Nitz is a CFP® with 30 years of industry experience, currently affiliated with LPL Financial since 2020. Her prior experience includes five years at Blyth & Associates, Inc. and 25 years at Securities America, Inc. She is also involved in tax preparation and accounting through North Central Tax Services. LPL Financial serves a broad client base including individuals, retirement plans, corporations, and charitable organizations. The firm offers financial planning, advisory programs, and retirement plan consulting with both discretionary and non-discretionary management, supported by research and technology-driven strategies.

Artur Stypula is a financial advisor with LPL Enterprise, holding a Series 66 designation and bringing 21 years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Farmers Insurance, and Sagepoint Financial. Outside of his advisory work, he is active as a musician with NBC Universal. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products through its integrated platform.

Ted Nelson is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and possessing 21 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked with JPMorgan Chase Bank, N.A. since 2003. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Chaicharn Dhepyasuwan is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He has been with J.P. Morgan Securities since 2006 and also holds a position at JPMorgan Chase Bank, NA. He holds the Series 63 and Series 66 licenses. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Dale Bradley is a financial advisor at Raymond James Financial Services Advisors Inc. with 36 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Raymond James since 2013. Outside of his advisory role, he serves as president of two independent support companies, Bradley Investment Center and Bradley Wealth Management, both based in Evanston, IL. Raymond James Financial Services Advisors, Inc. offers financial planning and non-discretionary investment consulting to a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes tailored financial plans developed through client interviews and risk profiling, providing advisory services with a notable focus on non-discretionary accounts.

Joshua Noparstak is a financial advisor with LPL Financial in Deerfield, IL, holding a Series 66 designation and 11 years of industry experience. He previously worked at Equitrust Financial Group and Securities America Inc before joining LPL Financial in 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management with access to proprietary and third-party research.

Barry Skolak is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Charles Schwab and Charles Schwab Bank since 2018, following an 11-year tenure at BMO Harris N.A. Outside of his advisory role, he manages a family-owned three-unit residential property in Chicago. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.