Paul Girard is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory work, Girard serves as a board member and coach for the Hamilton/Wenham Youth Football Program in S. Hamilton, MA. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Peter Callas is a financial advisor at Commonwealth Financial Network with 17 years of industry experience. He holds a Series 66 designation and has been with Commonwealth since 2008. Outside of his advisory work, he is a self-employed psychotherapist. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $212.7 billion in client assets. The firm provides a wide range of adviser-support services including managed-account programs, access to third-party asset managers, retirement consulting, and custody/clearing services.

Erin Di Carlo is a financial advisor with Commonwealth Financial Network in Wilmington, MA, holding eight years of industry experience. She previously worked at 2Sisters Senior Living Advisors for four years and currently owns a company that assists seniors with transitioning from their homes and eventually listing and selling their properties. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm supports advisors with operations, trading, technology, investment management, compliance, and practice-management resources.

Thomas Garcia Meitin is a financial advisor at TIAA-CREF in Cambridge, MA, holding a Series 66 designation with five years of industry experience. His work history includes roles at TIAA and TIAA-CREF Individual & Institutional Services, LLC since 2019, as well as previous experience at East China Normal University and CIRCOR International LLC. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals linked to TIAA-administered retirement plans, as well as trusts, estates, and small retirement plans. The firm offers point-in-time financial planning and ongoing portfolio management services with a fiduciary standard applied to its registered investment advisory services.

Joseph Purtell is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA. He holds Series 63 and Series 65 licenses and has one year of industry experience. His prior roles include positions at Fidelity Investments and Solomon Private Wealth, as well as work in varied fields such as education and hospitality. Voya Financial Advisors, Inc. serves individual clients, employer-sponsored retirement plans, and charitable and corporate clients. The firm offers financial planning, portfolio management through wrap and unified managed account programs, third-party money manager access, and brokerage and insurance product distribution.

Brian Donoghue is a financial advisor with TIAA-CREF in Boston, MA, holding Series 63 and Series 66 credentials and bringing 14 years of industry experience. He has worked at TIAA-CREF since 2018 and previously spent five years with Strategic Advisers, Inc., as well as a brief tenure at Columbia Management Investment Advisers, LLC. Outside of his advisory role, he manages two residential rental properties in Massachusetts and New Hampshire. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm separates one-time financial planning from ongoing portfolio management and offers both model-based and customized investment solutions.

James Spidle is a financial advisor at Breckinridge Capital Advisors Inc with 15 years of industry experience. He holds a Series 65 designation and has been with Breckinridge since 2010. Breckinridge Capital Advisors manages over $50 billion in separately managed accounts and sub-advisory arrangements for a diverse client base including high net worth individuals, charitable organizations, corporations, trusts, mutual funds, and wrap-fee program participants. The firm offers a variety of fixed income and equity strategies and employs a combination of top-down macro analysis and bottom-up fundamental research, supported by proprietary trading systems and team-based portfolio management.

Chase Stratton is a CFA® charterholder with six years of industry experience, currently serving as a financial advisor at Breckinridge Capital Advisors Inc. He previously worked at Columbia Management Investment Distributors, Inc., Cambridge Insurance Advisors, and has an academic background from the College of the Holy Cross. Breckinridge Capital Advisors provides separately managed fixed income and equity strategies, sub-advisory services to mutual funds, and investment management for individual, high-net-worth, and institutional clients, primarily accessed through intermediaries. The firm combines a top-down Investment Committee outlook with fundamental credit research and rules-based models, and emphasizes tax-aware implementation techniques through proprietary portfolio management systems.

John Ferren is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA. He holds a Series 66 designation and has recently begun his career in the financial industry. Prior to joining Voya, he held various positions including roles at Fidelity Investments, Stonehill College, and several local organizations. Voya Financial Advisors, Inc. serves individual, retirement plan, charitable, and corporate clients through a combination of financial planning, portfolio management, and brokerage services. The firm delivers advice using model portfolios, affiliated strategies, third-party managers, and provides participant advice for retirement plans, with a focus on non-discretionary asset management and commission-based product sales within its brokerage platform.

Nikolas Nugnes is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and eight years of industry experience. His work history includes roles at Guardian Life, Park Avenue Securities, New York Life Insurance Co., and NYLIFE Securities LLC. He also has experience with Tufts University. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, including financial planning and retirement plan consulting, with access to proprietary and third-party investment programs.

Jacob Mc Clary is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA. He holds Series 65 and Series 63 licenses and has one year of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Services LLC. Voya Financial Advisors, Inc. serves individuals, employer-sponsored retirement plans, and charitable and corporate clients. The firm offers financial planning, portfolio management through wrap and unified managed account programs, third-party money manager access, and brokerage and insurance product distribution.

Chad Lizine is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA, holding Series 63 and Series 65 credentials and two years of industry experience. Prior to joining Voya Financial Advisors, he worked with Fidelity Investments for three years. Voya Financial Advisors serves individuals, employer-sponsored retirement plans, and charitable and corporate clients by offering financial planning, portfolio management through wrap and unified managed account programs, third-party money manager access, and brokerage and insurance product distribution. The firm combines affiliated strategies with third-party model portfolios and provides participant advice for retirement plans.

Brian Lemay is a financial advisor with Voya Financial Advisors, Inc. based in Boston, MA. He holds a Series 66 designation and has one year of industry experience. His prior experience includes roles at NYLife Securities LLC, New York Life Insurance Company, Integrated Financial Partners, Fallon Health, and Rollstone Bank & Trust. Voya Financial Advisors, Inc. serves individual clients, employer-sponsored retirement plans, and charitable and corporate clients, offering financial planning, portfolio management, and brokerage and insurance product distribution through a combination of advisory representatives and affiliated strategies.

Alexander Abramo is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA. He holds a Series 66 designation and has two years of industry experience. His prior roles include positions at Fidelity Investments and LPL Financial LLC, as well as work in the entertainment sector with Apex Entertainment. Voya Financial Advisors, Inc. is a dual-registered SEC investment adviser and broker-dealer serving individual clients, employer-sponsored retirement plans, and charitable and corporate clients. The firm provides financial planning, portfolio management through wrap and UMA programs, third-party money manager access, and brokerage and insurance product distribution, delivering advice primarily on a non-discretionary basis.

Matthew Burnett is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. in Boston, MA. He has held positions at The Vanguard Group and Charles Schwab & Co., Inc. prior to his current role. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit of Charles Schwab & Co., focusing on model-based advice without discretionary trading authority.

Haley Pink is a financial advisor with Rockefeller Financial LLC in Boston, MA, holding a Series 66 designation and four years of industry experience. Prior to joining Rockefeller Financial, she held roles at J.P. Morgan Chase Bank, J.P. Morgan Securities, First Republic Investment Management, and Congress Wealth Management, among others. Rockefeller Financial LLC serves ultra-high and high-net-worth individuals, families, family offices, charities, corporations, and retirement plans by providing wealth management, financial planning, portfolio management, and retirement plan consulting. The firm offers integrated services through affiliated trust and insurance entities as well as brokerage and placement capabilities, with a focus on customized strategies and access to alternative and private investments.

Joshua Alpert is a financial advisor at Voya Financial Advisors, Inc. based in Boston, MA. He holds Series 65 and Series 63 licenses and has one year of industry experience, including prior work at Fidelity Investments. Voya Financial Advisors serves individual and institutional clients, including employer-sponsored retirement plans and charitable organizations, offering financial planning, portfolio management, and brokerage services. The firm uses a combination of model portfolios, affiliated strategies, and third-party managers, with a significant portion of its assets managed on a non-discretionary basis.

Gary Domoracki is a financial advisor with Oppenheimer in Boston, MA, holding Series 66 and Series 63 licenses and bringing 27 years of industry experience. He previously worked at Stifel from 2015 to 2020 before joining Oppenheimer in 2020. He has been writing a book titled *Family Office Essentials—How to Prevent Family Wealth Destruction* over the past decade. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans with a range of advisory programs and services, including portfolio management and financial planning. The firm employs a varied investment approach tailored by program and advisor, combining strategic and tactical asset allocation and manager selection across equity, balanced, and fixed income strategies.

Kevin Connors is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Integrated Wealth Concepts LLC since 2026. His prior experience includes 17 years at Ameriprise Financial Services, Inc. and 6 years at Ameriprise Financial Services, LLC. He co-owns Ironsides Operational Support LLC, a legal entity used for practice management, where he assists with management and strategic decisions. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, consulting, family office, and retirement plan advisory services, utilizing customized portfolios and a mix of internal and third-party management with a long-term investment approach.

Matthew Gordon is a CFP® professional with eight years of industry experience, currently with Focus Partners Wealth, LLC. He has worked at The Colony Group, LLC since 2012. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, institutions, and businesses. The firm employs a long-term investment approach that combines active and passive strategies and offers a range of financial and fiduciary services, including portfolio management, tax compliance, and family office support.