Michael Rubino is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and over 43 years of industry experience. Prior to joining LPL Financial in 2024, he spent 27 years at Centaurus Financial, Inc. He is also the owner of a business called GRANPA WARHAMMER and operates a fish and hunt club in Michigan. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Amy Cole is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds a Series 66 credential and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models to assist in developing personalized plans.

Sean Norton is a financial advisor with Merrill in Bloomfield Hills, MI, holding Series 65 and Series 66 designations and 16 years of industry experience. He has worked at Merrill since 2020, following positions at Wells Fargo and Paychex. Outside of his advisory role, he holds power of attorney for his mother. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, with varying portfolio implementations to suit different client needs.

Jason Van Duyn is a Series 63 licensed financial advisor with 26 years of industry experience, currently affiliated with LPL Financial since 2009. He operates out of Rochester, MI, and holds involvement in several business activities including running a tax preparation and accounting firm and managing a wealth and tax strategies practice. He also rents office space to local professionals. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm provides financial planning, advisory programs, and retirement consulting, utilizing a combination of discretionary and non-discretionary management alongside model portfolios and research from LPL Research and third-party subadvisors.

Sheetal Patel is a financial advisor at Ameriprise with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Ameriprise since 2017, following a prior role at Morgan Stanley Smith Barney. Outside of her advisory role, she is involved in a family-owned hotel business. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, using a centralized consulting team to deliver research-driven, tax-efficient income strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Austin Farah is a CFP® professional with 12 years of industry experience, currently affiliated with Raymond James & Associates. His prior roles include positions at UBS Financial Services and J.P. Morgan Securities. He is a passive shareholder in Persepolis Company, a personal investment business. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a wide range of clients including individuals, institutions, and public entities. The firm offers financial planning and consulting with a diverse set of portfolio management styles and notable municipal advisory services.

Charles Harris is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity in 2026, he held roles with several NFL teams including the Detroit Lions, Miami Dolphins, Atlanta Falcons, Carolina Panthers, and Philadelphia Eagles. He also worked at the University of Missouri from 2013 to 2017. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its role as a registered commodity pool operator, advisory work with multiple registered investment companies, and the use of AI-driven methodologies in its investment process.

Grace Dostie is a financial advisor at UBS Financial Services with one year of industry experience. She holds the Series 66 designation and has previous work history including roles at InTouch Credit Union and Great Lakes Loons. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services such as fee-based financial planning, discretionary and non-discretionary portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and affiliated banking programs.

James Reinhart is a financial advisor at Cetera with 29 years of industry experience. He holds the PFS™ and Series 63 designations and has been associated with Cetera since 2004. Reinhart also owns Reinhart Financial Services, LLC. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts, offering portfolio management, financial planning, and access to third‑party managers through a multi‑manager platform.

Marshall Bell is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding Series 63 and Series 65 credentials and bringing 58 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to this, he spent 33 years at Citigroup Global Markets. Outside his advisory role, he is involved as an investor with SSJ Investments. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process includes structured discovery and modeling tools, serving clients primarily in an advisory capacity.

Robert Ray is a financial advisor with UBS Financial Services in Farmington Hills, MI, holding a Series 66 designation and bringing 20 years of industry experience. He has been with UBS since 2005. Outside of his advisory work, he serves as Vice Chair on the boards of both the Oakland University Golden Grizzlies Champions Club and the Oakland University Alumni Association. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client strategies.

Robert Loupee is a financial advisor with RBC Capital Markets who holds Series 63 and Series 65 licenses and has 47 years of industry experience. He previously worked at UBS Financial Services from 2011 to 2020 before joining RBC in 2020. Outside of his advisory role, Loupee serves as treasurer for both a condominium association and a youth music charity in Pontiac, Michigan, and acts as an arbitrator for FINRA. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors, offering a range of advisory programs with customized portfolio management and financial planning services. The firm utilizes both in-house and third-party managers and provides access to alternative investments, tax management, and responsible investing options.

Kelly Mckinney is a financial advisor with Raymond James & Associates in Birmingham, MI, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. He has been with Raymond James & Associates since 2015. Outside of his advisory role, he serves as a committee member of the Oakland Schools Parent Advisory Committee, which focuses on issues related to children with special needs. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including high-net-worth individuals, institutions, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services through a variety of portfolio management styles and affiliated research resources.

Armin Niksimaee is an Investment Consultant at Fidelity Investments, a position he has held since 2024. Prior to this role, he worked as a Financial Representative at Fidelity Investments from 2023 to 2024 and as an Underwriter at United Wholesale Mortgage from 2021 to 2022. His work focuses on partnering with clients and their families to develop comprehensive financial plans aimed at achieving their financial objectives and providing peace of mind. Armin's approach involves co-creating sustainable financial strategies tailored to each client's unique goals. Outside of his professional responsibilities, he has interests in cars, comedy, food, golf, and music.

Andrew Grabinski is a financial advisor with Raymond James & Associates in Auburn Hills, MI, holding the Series 66 designation and bringing 20 years of industry experience. He has been with Raymond James & Associates since 2007 and has worked at Oakland University since 2003. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a variety of portfolio management styles and affiliated research.

Jennifer Ball is a financial advisor with Ameriprise in Hazel Park, MI, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory role, she serves as a Girl Scout troop leader, where she facilitates volunteers and supports the PTA president. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and advisory resources to deliver tailored retirement income plans primarily for clients with Ameriprise-managed accounts.

Jialin Li is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, Li worked at Bank of America from 2022 to 2025. Outside of advising, Li is the owner of Elseven LLC, an inactive entity initially intended to support a family social media channel. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, utilizing internal and third-party managers.

Anuj Rama is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017. Prior to this, he worked at Wayne State University and Mortgage Center LLC. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning services supported by quantitative modeling tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers advisory solutions through its Financial Advisors and Estate Planning Strategies Group.

Timothy Dimock is a CFP® and ChFC® with 30 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. He has been with J.P. Morgan Securities and JP Morgan Chase Bank, N.A. since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Cory Miglio is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory capabilities with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.