Camille David is a Series 66-licensed financial advisor at Morgan Stanley with six years of industry experience. Prior to joining Morgan Stanley in 2020, Camille held roles at New York Life, Northwestern Mutual, and worked in educational institutions including Baruch College and Farmingdale State College. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process and a range of investment offerings.

Kevin McAvoy is a financial advisor at Mass Mutual Investors Services with 43 years of industry experience. He holds Series 63 and Series 65 registrations. Prior to joining Mass Mutual in 2016, McAvoy spent 35 years at MetLife Securities Inc. He also works as an insurance agent specializing in property/casualty, life, disability, long-term care, health, and fixed annuities. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements supported by firm-approved software tools.

Michael Roman Jr. is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2019. His background includes time at the University of Rhode Island and a role at The 'Port Restaurant. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning facilitated by its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm‑approved tools and market simulations.

Andrew Redhead is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and six years of industry experience. His prior roles include positions at Kovitz Investment Group Partners, Connectus Wealth, UBS Financial Services, and Northwestern Mutual. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by a centralized and integrated operational structure.

Ewa Gebicka Dedios is a financial advisor at Merrill with 18 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Merrill since 2022, following a long tenure at People's United Bank from 1995 to 2022. Her current employment also includes time at Bank of America, N.A. since 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Sabrina Zavarelli is a financial advisor at Morgan Stanley with three years of industry experience. She holds the Series 63 and Series 65 designations. Her prior work includes roles at Fordham University, Prince's Trust USA, and the Pratt Nature Center. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools without providing individual security recommendations as part of standalone plans.

Daniel Jensen is a Financial Advisor at Heisler, MacKenzie & Associates, a team within Merrill Lynch Wealth Management. He joined Merrill in May 2015 and earned his CERTIFIED FINANCIAL PLANNER® (CFP) certification in April 2020. In July 2025, he advanced his career by joining Heisler, MacKenzie & Associates as a Team Financial Advisor. Daniel holds a bachelor's degree from Indiana University, Bloomington. He specializes in family wealth management strategies, personal retirement planning, and individual and corporate investment strategy. Daniel emphasizes that financial planning is an ongoing process that evolves with clients' changing priorities and life circumstances. His approach involves careful listening, asking insightful questions, and tailoring advice to help clients make confident financial decisions with clarity and focus. Daniel resides in Fairfield, CT with his wife, Megan, their two daughters, and their English Cocker Spaniel. His personal interests include fishing, football, music, reading, soccer, and spending time with his family.

Suzanne Pfau is a financial advisor at Merrill with 31 years of industry experience. She has been with Merrill since 1994 and holds the Series 63 and Series 65 licenses. Outside of her advisory role, she serves as an administrator for a fiduciary entity in Naples, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Hansel Almanzar is a financial advisor with Morgan Stanley in Purchase, NY. He holds Series 63 and Series 66 licenses and has experience working at Morgan Stanley since 2025, with prior roles at PNC Bank and DriveWealth. Outside of financial services, he operated Almanzar Collectibles, a sole proprietorship, from 2020 to 2023. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, offering services primarily in an advisory capacity without individual security recommendations in standalone planning.

Jeremy Guerrido is a financial advisor with Morgan Stanley, holding a Series 66 designation and six years of industry experience. He has worked at Morgan Stanley Smith Barney LLC, Morgan Stanley & Co. LLC, Raymond James & Associates, and Capital One Financial Corporation. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and advanced modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services directly and through corporate financial planning agreements.

Peter Kappel is a financial advisor with Merrill in Stamford, CT, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Merrill Lynch since 1996 and at Bank of America, NA since 2009. Additionally, he has a longstanding association with Connecticut Metallurgical Processes Inc dating back to 1968. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Jairzinho Skair is a financial advisor at Merrill with 23 years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services and Morgan Stanley. Outside of his advisory role, he owns and manages a laundromat business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary strategies for a range of individual and institutional clients.

Jon Garofalo is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley since 2014, including time with Morgan Stanley Private Bank. His prior experience includes roles at J.P. Morgan Securities, Chase Investment Services Corp., BNY Investment Center Inc., Banc of America Investment Services, and Quick & Reilly, Inc. Outside of his advisory role, he owns a rental property in Newport, Rhode Island. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides tailored financial planning and portfolio management using structured processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Matthew Mcandrew is a financial advisor at Morgan Stanley in Purchase, NY, with 20 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley and Morgan Stanley & Co. LLC since 2009. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct individual plans and Corporate Financial Planning agreements.

Jason Wolter is a financial advisor with Morgan Stanley in Greenwich, CT, holding a Series 66 designation and over 28 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2019 and previously at J.P. Morgan Securities from 2015 to 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools.

Melinda Lee is a Series 66 licensed financial advisor with J.P. Morgan Securities, where she has worked for 14 years. She has 18 years of industry experience, also holding a long tenure at Jpmorgan Chase Bank, N.A. since 1993. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s non-discretionary advisory program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and incorporating ESG eligibility frameworks.

Hannah Kleinbeck is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she held various positions, including a front desk and sales role at a cycling studio. She also has a background in education, having worked at Roger Ludlowe Middle School and Fairfield Ludlowe High School for six years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, and employs a systematic investment approach that combines fundamental research with quantitative analysis and algorithmic portfolio construction.

Connor Dufresne is a financial advisor at J.P. Morgan Securities with a Series 66 credential and less than one year of industry experience. His prior work includes roles with Morgan Stanley and the Madison Square Garden Sports Corporation. He is involved with the Rye Rangers Hockey Club. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm employs centralized due diligence with both quantitative and qualitative research, and incorporates an ESG eligibility framework in its recommendations.

Jacob Greene is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and joined Morgan Stanley in 2024. Prior to his current role, he spent time at the University of Chicago and Cornell University in non-advisory capacities. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that use structured discovery processes and modeling tools to support client planning.

Donna Binda is a financial advisor at Morgan Stanley with four years of industry experience. She holds the Series 66 designation and previously worked at JPMorgan Securities LLC, JPMorgan Chase Bank NA, Bank of America, and Regions Bank. Outside of her advisory role, she serves as a board member for The Women's Small Business Accelerator, a community organization focused on business development and fundraising, and works as an independent beauty consultant for Mary Kay. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, supported by the Global Investment Committee’s market estimates and modeling techniques.