Stephen Allen Jr. is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds the Series 63 and Series 66 licenses and has been with Morgan Stanley Smith Barney since 2009, currently working within Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured planning tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Ted Abenstein is a financial advisor at Raymond James Financial in Morristown, NJ, holding Series 63, 65, and 66 designations with 36 years of industry experience. His career includes roles at J.P. Morgan Chase Bank NA and J.P. Morgan Securities LLC. He is involved with 1792 Wealth Advisors, a non-investment-related support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations, using tailored non-discretionary planning and analytical tools to support client goals.

James Dzikowski is a financial advisor with Stifel in Morristown, NJ, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He has been with Stifel since 2007. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Matthew Chanda is a financial advisor at Fidelity with seven years of industry experience. He holds a Series 66 designation and has worked at several firms, including Avantax Investment Services and Edward Jones. Outside of financial services, he has experience in the hospitality industry with roles at multiple establishments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, formal advisory roles to multiple registered investment companies, and integration of AI and algorithmic methods in its investment process.

Brian Burns is a financial advisor at Morgan Stanley in Morristown, NJ, with 40 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley since 2008, including roles at Morgan Stanley Private Bank, National Association. His prior firms include Citigroup Global Markets and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services utilizing structured discovery processes and proprietary planning tools.

Michael Nisivoccia is a financial advisor with LPL Financial and holds a Series 66 designation. He has 16 years of industry experience, including prior roles at Allied Wealth Partners and Securian Financial Services. He is also involved in selling term life, long-term care insurance, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers advisory and brokerage services through a broad network and provides access to various investment strategies and institutional platforms.

Nancy Di Donato is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Morgan Stanley Smith Barney LLC since 2020, following a 15-year tenure at Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and analysis.

Brian Deblinger is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Merrill in 2020, he worked at JP Morgan Securities LLC and JP Morgan Chase Bank from 2012 through 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gregory Heisen is a financial advisor at Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses with 10 years of industry experience. His prior experience includes roles at Arete Wealth Management, Independent Brokerage Solutions LLC, Masterworks Investor Services LLC, Thinknum Alternative Data, BB&T Capital Markets, and Bank of America Merrill Lynch. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and employing firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly to individuals and through corporate financial planning agreements.

Mark Oslebo is a CFP®-certified financial advisor with 44 years of industry experience. He is currently with LPL Financial and has previously worked at The Investment Center Inc and Intervest International Equities Corporation. He also has ongoing involvement in non-variable insurance commission activities outside of his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of solutions including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supported by a large network of investment adviser representatives.

Nancy Anderson is a financial advisor at Morgan Stanley with 39 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2026, and previously spent 17 years at Wells Fargo Clearing and Wells Fargo Advisors. She serves as co-trustee for her spouse’s company. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Scott Jensen is a financial advisor with Charles Schwab in Morristown, NJ, holding Series 63 and Series 66 designations and bringing 39 years of industry experience. He has worked with Charles Schwab and its affiliated entities since 1989. Outside of his advisory role, he owns a rental property used seasonally. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through a blend of advisory, brokerage, custody, and financial planning services. The firm offers both non-discretionary guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a comprehensive alternative investments program.

James Kelly is a financial advisor with Morgan Stanley in Morristown, NJ. He holds a Series 66 designation and has one year of industry experience. His background includes roles outside finance, such as positions at Loyola University Maryland and Watchung Hills Regional High School. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and planning tools, using models like Monte Carlo simulations to assess potential outcomes.

Nicholas Fischer is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Michael Lombardi is a financial advisor at Morgan Stanley with 32 years of industry experience. He previously worked at Merrill from 1993 to 2017 before joining Morgan Stanley and its Private Bank division in 2017. Outside of his advisory role, he is involved in local community activities, serving as a director of Ridge Youth Sports Inc. and coaching varsity basketball at Gill St Bernards School in New Jersey. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using approved tools and models but generally acts in an advisory capacity without providing individual security recommendations in standalone plans.

Thomas Wallach is a financial advisor with Cetera, holding the CFP® and PFS™ designations and the Series 66 license. He has 26 years of industry experience, including over two decades with Cetera and its affiliates since 2005. In addition to his advisory work, Wallach owns Wallach Financial Services, LLC, where he provides tax preparation and planning services. He serves as vice president of the Chi Phi fraternity and is a board member at Hunterdon Preparatory School. Cetera Investment Advisers LLC operates as a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutions, offering a range of portfolio management and consulting services through a nationwide network of independent advisors.

Shanon Ohlweiler is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 65 designations and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, utilizing firm-approved tools and methodologies to support client goals.

Ronald Greenberg is a financial advisor at Raymond James Financial with Series 63 and Series 65 credentials and 38 years of industry experience. He previously spent 21 years with M Holdings Securities, Inc. In addition to his advisory role, he is involved in entrepreneurial activities including ownership positions at Eagle Rock Wealth Management and Greenberg & Rapp Financial Group, and serves as a trustee of family trusts and a director on the M Financial board. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers non-discretionary, tailored planning and consulting using analytical tools and supports a broad network of advisors with specialized services in municipal and public finance.

Matthew Giordano is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. Prior to joining Raymond James, he served in various educational roles including positions at Bernards Township Board of Education and several universities. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and has unique offerings in municipal advisory services and employer SIMPLE IRA consulting programs.

Edward Giuliano Jr. is a financial advisor with Cetera who holds Series 63 and Series 65 registrations and has 16 years of industry experience. He has worked at Cetera since 2023 and previously held positions with Allied Wealth Partners and Securian Financial Services, Inc. Giuliano also engages in fixed insurance sales as an agent/broker outside of his advisory role. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts, offering a multi-manager investment platform with various portfolio management and financial planning services.