Daniel Sirota is a financial advisor at J.P. Morgan Securities in White Plains, NY, holding a Series 66 designation with 26 years of industry experience. His prior roles include tenures at Bank of America, Merrill, and First Republic Investment Management. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program.

Amy Wallack is a financial advisor at Merrill with 31 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations and has been with Merrill since 1995. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gina Douvas is the Senior Resident Director at Merrill Lynch Wealth Management in Fairfield, CT, leading the office since 2009. She has been involved in the Financial Services industry since 1991 and joined Merrill Lynch in 2007. Gina and her team work closely with high-net worth individuals, families, entrepreneurs, and endowments to develop disciplined and customized long-term financial strategies. They coordinate resources from Merrill and the Bank of America Private Bank to assist clients in pursuing financial goals, managing risk, and creating tax-efficient wealth-transfer strategies, often collaborating with CPAs and estate attorneys. Prior to joining Merrill Lynch, Gina spent 13 years at Smith Barney in New York City, focusing on stock-option planning for C-suite executives, estate, and retirement planning strategies. She began her career as a portfolio analyst working on investment strategies for institutional, corporate retirement, and private pension plans. Gina holds several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). She earned a Bachelor's degree from SUNY Stony Brook and an MBA in Finance from Pace University Lubin School of Business. Gina is active in her community and supports multiple charitable organizations such as the American Cancer Association and the Norma Pfriem Breast Center. She serves on the advisory board of the Charles F. Dolan School of Business at Fairfield University and is involved with John Jay High School and The Smilow Cancer Hospital. Fluent in Greek and English, Gina enjoys biking, cooking, football, golfing, music, photography, tennis, traveling, volleyball, and spending time with her family.

Kyle Nolan is a Series 66-registered financial advisor with Morgan Stanley, based in Greenwich, CT, with seven years of industry experience. He has worked at Morgan Stanley Private Bank since 2019 and has prior involvement with organizations such as Kitu Life Inc. and football clubs in Tampere and Lisbon. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and analysis methods.

Zachary Bognar is a financial advisor with Wells Fargo Clearing in Stamford, CT, holding Series 63 and Series 66 credentials and eight years of industry experience. His prior roles include positions at TD Private Client Wealth LLC, Northwestern Mutual Investment Services LLC, JP Morgan Chase, and Charles Schwab and Company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party databases to support its investment approach.

Jonathan Urbina is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He has held roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2013. He holds Series 63 and Series 66 registrations. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process incorporates centralized due diligence and a combination of quantitative and qualitative research to develop model asset allocations.

Dominick Riolo is a financial advisor with LPL Financial in New City, NY, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior roles include positions at Ameriprise Financial Services and B. Riley Wealth Advisors. Outside of advisory work, he operates a FAFSA completion service that assists students and parents with college financial aid forms. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through its large network of investment adviser representatives, utilizing various portfolio strategies and technology tools.

James Sears is a financial advisor at Ameriprise with eight years of industry experience. He holds the Series 66 designation and has previously worked at CUSO Financial Services, Edward Jones, and Michael Page. Sears has been with Ameriprise since 2020. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendations, focusing on clients with significant assets in Ameriprise-managed accounts.

Mark Silverman is a Senior Financial Advisor at Merrill Lynch Wealth Management with 18 years of experience in financial advising, including 16 years at Merrill. He specializes in family wealth management strategies, services for endowments, foundations, and non-profits, managing new wealth, and personal retirement planning. He approaches client relationships by thoroughly understanding their unique financial situations and goals to develop personalized wealth management strategies. Prior to his career in financial advising, Mark spent nearly 30 years in the magazine publishing industry covering global entertainment and the golf industry. His educational background includes a Bachelor's Degree in Journalism from the Medill School of Journalism at Northwestern University. Additionally, he holds a Certificate in Sales Management from the Darden School at the University of Virginia and a Certificate from the Publishing Management Institute at the Kellogg School of Management at Northwestern University. He also holds the Personal Investment Advisor (PIA) designation. Mark is a lifelong resident of the suburban New York City area and lives in New Canaan, Connecticut with his wife Pam and their poodle Ziggy. He participates in community activities such as the Longest Day of Golf benefitting Cancer Care. Outside of his professional work, he enjoys cooking, golfing, racquetball, and watching movies.

Divya Krishnan is a financial advisor at Charles Schwab with 14 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Charles Schwab & Co. since 2020, following prior roles at Charles Schwab Investment Management and Motif Investing. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering integrated advisory, brokerage, custody, and cash-sweep services. The firm’s investment approach combines non-discretionary client relationships with access to discretionary separately managed accounts and multi-asset model portfolios.

Rustam Yamilov is a financial advisor with J.P. Morgan Securities in New Canaan, CT, holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. He previously worked at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. before joining J.P. Morgan in 2018. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative screening and qualitative research, with recommendations incorporating an ESG eligibility framework.

Michele Matice is a Wealth Management Advisor at Merrill Lynch Wealth Management. She focuses on helping individuals and families achieve financial success by understanding their personal goals and aspirations. Michele provides personalized wealth management strategies and integrates investment insights from Merrill with banking and lending solutions from Bank of America to support her clients' financial objectives. Her career transitioned from Corporate America to wealth management, with a particular interest in the impact of technology on markets and families globally. Michele holds a Master's Degree and a Bachelor's Degree from the University of Michigan System and a High School Diploma from Seaholm High. She has earned professional designations as a Certified Private Wealth Advisor (CPWA) and a Personal Investment Advisor (PIA). Michele participates in community activities, including serving as Past President of BWGA and volunteering with Covenant House. Outside of work, she enjoys gardening, golfing, reading, yoga, and playing bridge.

Stephen Ortiz is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and has worked previously at Fidelity Investments, Merrill Lynch/Bank of America, and Municipal Credit Union. Ortiz is based in Greenwich, CT. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process combines quantitative and qualitative research and includes ESG eligibility considerations.

Kathleen Bigelow is a financial advisor with J.P. Morgan Securities in West Harrison, NY, holding Series 63 and Series 66 designations and 26 years of industry experience. She has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations and incorporates an ESG eligibility framework.

John Drowne is a Financial Consultant at Fidelity Investments, a position he has held since 2026. His professional experience includes roles as Planning Consultant (2023-2026), Relationship Manager (2022-2023), and Financial Representative (2021-2022) at Fidelity Investments. Prior to that, he worked in Institutional Sales at National Securities Corporation from 2019 to 2021. Born and raised in Stamford, Connecticut, John has developed a strong connection to the local community. He collaborates closely with clients to understand their values, family dynamics, and aspirations, aiming to create personalized financial strategies that support their goals. Outside of his professional work, John has interests in fitness, food, football, golf, and pets.

Matias Morales is a financial advisor with Mass Mutual Investors Services in Elmsford, NY, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Mass Mutual, he worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. He also has experience in banking and financial services roles at Peoples United Bank and TD Bank. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning relationships using firm-approved analytical tools and offers event-driven planning services including estate settlement and employer-sponsored programs.

Terence Barnett is a financial advisor with LPL Financial in Stamford, CT, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has worked at LPL Financial since 2018 and previously held roles at Ameriprise Financial Services, Citigroup Global Markets, and Citicorp Investment Services. Outside of his advisory work, he is the author of an ebook titled *9 Simple Steps To Help*. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools and oversight of more than $819 billion in discretionary assets.

Edward Laux is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined the firm in February 2019, bringing over 35 years of experience from the institutional side of Wall Street. Prior to his current role, he worked as an equity position trader and held leadership positions in US Equities at firms including Kidder Peabody, ABN AMRO Bank/Chicago Corp, and Cantor Fitzgerald. Edward leverages his expertise in risk, research, and client relationships to provide comprehensive wealth management services. His areas of focus include college education planning, family wealth management strategies, legacy planning, liquidity management, retirement income, philanthropic planning, individual and corporate investment strategy, and tax minimization. He collaborates closely with the Dyer Group, a top advisory team at Merrill Lynch, to enhance the scope of services offered to clients. Edward holds FINRA Series 7, 24, 55, 63, and 66 securities registrations and the Personal Investment Advisor (PIA) designation. He earned a Bachelor of Arts degree in Economics from Dartmouth College. Outside of his professional work, Edward participates actively in his community, serving on advisory boards such as the University of New Haven Executive Micro MBA Program, coaching travel basketball with the Greenwich YMCA, and contributing to the Stamford Board of Tax Assessment Appeals. He enjoys antiquing, basketball, cooking, golfing, reading, watching movies, yoga, and spending time with his family.

David Heller is a financial advisor at OSAIC with 16 years of industry experience. He holds a Series 63 designation and has worked at Royal Alliance Associates, Inc., Mass Mutual Investors Services, and Mass Mutual Life Insurance Company. Outside of his advisory role, he serves as a sales agent providing client service on insurance policies and is the managing director of Sanders Smith Ltd. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a broad range of brokerage and advisory services with an investment approach centered on model-based asset allocation and portfolio optimization.

Nicholas Sivo is a financial advisor with J.P. Morgan Securities in Greenwich, CT, holding a Series 66 designation and two years of industry experience. His prior work includes roles at JPMorgan Chase Bank, Dunkin' Brands, Apple, and the U.S. Soccer Federation. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.