Brock Nestory is a financial advisor at LPL Enterprise with a Series 66 designation and two years of industry experience. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, and various positions outside the financial sector. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, access to third-party asset managers, and affiliated insurance and trust services.

Matthew Frank is a financial advisor at Ameriprise with 35 years of industry experience. He has been with Ameriprise and its affiliated entity since 2005. Outside of his advisory role, he serves on the professional advisory committee of the board of directors at Maharishi University of Management. Ameriprise is a large institutional firm offering retirement-income planning services primarily for clients with significant investable assets. Its approach combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement recommendations through a centralized consulting team.

Louis Derito Jr. is a financial advisor at Cetera with 27 years of industry experience. He holds the PFS™ designation and Series 63 and 65 licenses. Prior to joining Cetera in 2025, he worked extensively with Avantax Advisory Services and Avantax Insurance Agency. He is also involved in tax preparation and accounting through McKay Derito & Co., a business he has been associated with since 1981. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management.

Bing Ma is a Series 66-credentialed financial advisor with 23 years of industry experience. He is currently with LPL Enterprise and has a long tenure at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory work, he is involved in caregiving for an elderly parent. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, consulting, and access to third-party asset managers and wrap programs.

Ronald Lloyd is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and two years of industry experience. His previous work includes roles at Pruco Securities LLC, Mass Mutual, and Western and Southern Life. He also serves as a volunteer precinct judge for elections with the Jefferson County Board of Elections. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual investors, retirement plans, and charitable entities. The firm primarily utilizes model-driven investment strategies with discretionary authority granted to portfolio managers and offers financial planning, third-party asset manager access, and insurance product facilitation through affiliated entities.

Andrew Tomasko is a financial advisor with LPL Financial who holds the Series 66 designation and has 21 years of industry experience. He previously worked at Cadaret, Grant & Co., Inc. for 18 years and at Long Financial Group, Inc. for 14 years. Outside of advising, he is involved as a non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions through a broad network of investment adviser representatives.

Joseph Quinto III is a financial advisor at Cetera with two years of industry experience and holds the Series 66 designation. Prior to joining Cetera, he has worked at Minnesota Life Insurance Co and Securian Financial Services Inc. Outside of financial services, he is the founder and owner of Quinto's Quintessential Lawn Care LLC, a landscaping business. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party strategies.

Joseph Bottino Jr. is a financial advisor with Wells Fargo Clearing in Doylestown, PA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Dean Hasen is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with Wells Fargo Clearing since 2018, following prior roles at Citizens Securities, Inc. and PNC Investments. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and integrates research from Wells Fargo Investment Institute alongside third-party data to guide investment decisions.

Jeffrey Pascoe is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Edward Jones, and Paychex Securities Corporation. Outside of his advisory work, he serves as a referee for school sporting events with the Pennsylvania Interscholastic Athletic Association. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by technology tools for research and operations.

Peter Bednarek is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 28 years of experience in the financial services industry. He specializes in comprehensive wealth management by focusing on clients' goals and connecting them with appropriate strategies and services. His areas of expertise include college education planning, personal retirement planning, special needs planning strategies, women and wealth, and retirement income planning. Peter leverages the investment insights of Merrill and the banking convenience of Bank of America to address the various aspects of his clients' financial situations. Peter holds a bachelor's degree in History from King's College and an MBA from Saint Joseph's University. He is a Personal Investment Advisor (PIA) and serves on several boards including Integrate for Good, Lansdale Catholic High School, the Chamber of Commerce for Greater Montgomery County (PA), and the Chalfont New Britain Business Alliance. He is also a member of the Eastern Montgomery County Chamber of Commerce. Beyond his professional work, Peter is involved in community activities such as coaching basketball for Deep Run Valley Sports Association and teaching second grade PREP at Mary Mother of the Redeemer Catholic Church in North Wales, PA. He enjoys golfing, surfing, exercising, and spending time with his family.

Keith Wagner is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and five years of industry experience. He has worked at Raymond James since 2021 and previously held positions at Insight Global and Ursinus College, among others. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Kimberly St Pierre is a financial advisor at Ameriprise with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Ameriprise and its affiliate firms since 2007. In addition to her advisory role, she owns and operates KSP LLC, a business unrelated to investment activities. Ameriprise serves primarily high-net-worth individuals approaching or in retirement, offering a retirement-income planning service that combines research, modeling, and tax-efficiency analysis to produce personalized, written recommendations. The firm utilizes a centralized consulting team and algorithmic tools to support advisors in delivering tailored retirement income strategies.

Gregory Curran is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Merrill and Bank of America since 2019, following prior roles at Delaware Investments and AllianceBernstein Investments. He serves as an advisory board member for the Boys and Girls Clubs of North Penn Valley, a charitable organization based in Lansdale, Pennsylvania. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, institutional, and charitable clients.

James Freed is a financial advisor with Sitman, Freed & Co. LLP and holds a Series 63 designation. He has 20 years of industry experience and has been associated with Sitman, Freed & Co. LLP since 1999 and Legg Mason Wood Walker, Incorporated since 2001. Sitman, Freed & Co. LLP is a Certified Public Accounting firm that provides accounting, tax, and related professional services to individual and entity clients. The firm is registered as an investment adviser but does not provide direct investment management, instead referring clients to a broker-dealer for securities and advisory services under a solicitor arrangement.

Olawale Odeyemi is a CFA® charterholder and the sole advisor at Contrafactum Research & Management LLC, an independent firm based in Norristown, PA. He has 16 years of industry experience and has managed his firm since 2007. Contrafactum Research & Management LLC provides portfolio management and investment advice primarily on a non-discretionary basis to individual clients, emphasizing client approval for trades and maintaining highly individualized client relationships.