Joel Sanchez is a CFP® with three years of industry experience currently with Vanguard Advisers. He has worked with Vanguard Marketing Corporation and The Vanguard Group, Inc., among other roles. Outside of finance, he has experience with several small businesses including Spaz Beverage and EcoSheild Pest Control. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct diversified portfolios primarily from Vanguard funds and ETFs, offering various tax-aware and customization features.

James Green is a Series 66-licensed financial advisor at Vanguard Advisers with three years of industry experience. He has worked at several Vanguard entities since 2023 and previously spent time at Equitable Advisors and Widener University in various roles. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to set personalized asset allocations and offering portfolios mainly composed of Vanguard funds and ETFs.

Joseph Staley is a financial advisor at Equitable Advisors with eight years of industry experience. He holds a Series 66 designation and has worked at Equitable Advisors since 2018, including a prior role at AXA Advisors. Outside of his financial advisory work, Staley serves as an assistant wrestling coach at W.T. Woodson High School in Fairfax County. Equitable Advisors serves a diverse client base, including individuals, high-net-worth and institutional clients, offering financial planning, broker-dealer services, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing a delivery model that emphasizes third-party program sponsors and LPL-sponsored solutions.

Charles Riley Jr. is a Series 66-licensed advisor with Vanguard Advisers, where he has worked since 2008, accumulating 18 years of experience at the firm and 28 years in related roles within The Vanguard Group and Vanguard Marketing Corporation. His outside activities include serving as a limited agent for investment matters on behalf of immediate family members. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a wide range of customizable portfolios largely composed of Vanguard funds and ETFs.

Daniel Holloway is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 designations and 24 years of industry experience. His career includes roles at Brinker Capital Securities LLC, Orion Portfolio Solutions LLC, and Brinker Capital Inc. prior to joining Vanguard. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, supported by a large team of over 2,200 advisors.

Stefen Shields is a financial advisor at Vanguard Advisers with five years of industry experience. He holds the Series 66 and Series 63 designations and has worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2021. His background also includes roles at Kooma and a variety of other organizations. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s approach uses goal-based, algorithm-driven asset allocation, largely investing in Vanguard funds and ETFs with options for tax efficiency and customization.

Lawrence Kelly is a financial advisor with Wells Fargo Advisors in Exton, PA, holding Series 63, 65, and 66 licenses and bringing 35 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Kelly is also the owner of First Flag Capital Advisors, an investment-related business based in Exton, PA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory services with multiple financial product offerings.

David Heffernan is a financial advisor at Vanguard Advisers with four years of industry experience. He holds a Series 66 designation and has worked at The Vanguard Group since 2022. Prior to his financial advisory role, he held positions in the automotive and hospitality sectors. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants. The firm utilizes a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, serving a large client base with a combination of digital platforms and advisor support.

Anthony Russo is a CFP® professional with 22 years of industry experience, currently serving at Cetera. His prior experience includes roles at Avantax Advisory Services, HD Vest Insurance Agency Inc, and operating his own CPA practice focused on tax preparation. In addition to financial advising, he prepares and signs individual income tax returns, meeting with clients to address tax questions and advising on federal withholding. Cetera Investment Advisers LLC is a large SEC-registered firm that supports over 10,000 advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a wide range of portfolio management and financial planning services, including access to third-party money managers and both discretionary and non-discretionary program options.

Ceegan Cook is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His work history includes roles at Fidelity Investments and The Vanguard Group, Inc. Prior to joining the financial sector, he had experience with several nonprofit organizations focused on children's services. Strategic Advisers LLC, a Fidelity Investments company where Cook is affiliated, provides investment management and advisory services to retail and institutional clients. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios using mutual funds, ETFs, and ETPs.

Mikhaela Mckinnie is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. Her prior work includes roles with The Vanguard Group, Temple University, and B.E Hospitality Consulting, LLC. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven investment approach featuring proprietary models and primarily Vanguard funds and ETFs, managing a high volume of client relationships with over 2,200 advisors.

Sean Quinn is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Vanguard entities since 2023. Outside of advising, he is involved in market research and data analysis for Quinn Flag LLC, a promotional products business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and advisor teams.

Ibrahim Karamoko is a financial advisor with Vanguard Advisers in Malvern, PA, holding a Series 66 credential and one year of industry experience. His background includes roles at Vanguard Marketing Corporation, The Vanguard Group, Wells Fargo Bank, and Capital One Bank. Outside of advising, he has worked as a contracted driver for Lyft. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to construct portfolios mainly from Vanguard funds and ETFs, offering a high level of customization and scale through its digital platform.

Stephen Salnaitis Jr. is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 66 and Series 63 licenses. His prior roles include positions at Aon Securities LLC, Lincoln Financial Advisors Corporation, and Citizens Bank. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Leonard Lanetti is a financial advisor with Primerica Advisors in Malvern, PA, holding Series 63 and Series 65 credentials and seven years of industry experience. He has been with Primerica Advisors since 2019 and previously worked at Envision Financial System from 2011 to 2019. Outside of his advisory role, he is a partner at EFC Group LLC, a technology consulting business. Primerica Advisors is a large-scale firm serving primarily individual investors, as well as corporate and charitable clients, through a wrap-fee asset management program that relies on model-delivery strategies managed by unaffiliated asset managers.

Danielle Schloth is a financial advisor at Vanguard Advisers with 19 years of industry experience. She holds Series 63 and Series 66 designations and has worked at The Vanguard Group, Inc. and Charles Schwab in various capacities. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs.

Samuel Baez Jr. is a CFP® professional with 16 years of industry experience. He is currently with LPL Financial and previously worked at Key Financial and Royal Alliance for 14 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers comprehensive financial planning and advisory programs supported by extensive research and a variety of investment management options.

Patricia Greene is a financial advisor with Stifel in West Chester, PA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Stifel Nicolaus & Co Inc since 2015. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Anthony Leon is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and eight years of industry experience. He has worked at The Vanguard Group since 2017 and previously had brief roles at Epic Health Services and Bogarts Bar and Grill. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs. The firm is notable for its large scale, digital delivery, and a client mix focused on retail and plan participants.

Timothy Palilonis is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 20 years of industry experience. Prior to joining Vanguard in 2026, he worked at Merrill Lynch Investment Managers, BlackRock Investments, and FAM Distributers. Outside of his advisory role, he is involved in minor property maintenance of a condominium previously owned as a primary residence. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations and primarily constructs portfolios from Vanguard funds and ETFs.