Ryan Flynn is a financial advisor at LPL Financial with 19 years of industry experience. He has held his current position since 2017 and previously worked at Fs2 Capital Partners, LLC from 2011 to 2017. He holds Series 63 and Series 66 licenses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Christopher Mitchell is a CFP® professional with 21 years of experience in the financial industry. He has worked at OSAIC since 2018 and previously held roles at Sii and Ameriprise. Outside of his advisory work, he serves as President of the local chapter of the Association of Professional Ball Players of America and is an MLBPA certified sports agent specializing in contract negotiations for baseball players. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing model-based asset allocation and portfolio optimization across various investment programs and maintains a complex affiliate network that supports its broad platform.

Corey Kreston is a financial advisor at Vanguard Advisers with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at various firms including Citi, 84 Lumber, and the University of Delaware. His current role at Vanguard Advisers began in 2021. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily using Vanguard funds and ETFs, offering features such as tax-aware strategies and customizable asset allocations.

Crystal Lawrence is a CFP® with nine years of industry experience, currently serving as a financial advisor at Vanguard Advisers. She has been with Vanguard Advisers since 2026 and has involvement with the Jamaican Vybez Sauce Company since 2019. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisory services, serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach, primarily employing Vanguard funds and ETFs, with a focus on scalable digital delivery and customized client portfolios.

Brian West is a Series 66 registered financial advisor with Vanguard Advisers, bringing three years of industry experience. He has been with Vanguard Advisers since 2023 and has also held roles at The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2022. Prior to his finance career, he worked at Penn State University and Downingtown STEM Academy. Vanguard Advisers offers a combination of automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses an algorithm-driven, goal-based investment approach, constructing portfolios primarily from Vanguard funds and ETFs with various customization options.

David Wood is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 35 years of industry experience. His prior roles include positions at Securities America Advisors and National Planning Corporation. He is also the owner of SEA BUDDY ENTERPRISES LLC, a business registered in Doylestown, PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory services and investment strategies, supported by extensive resources and a large network of advisors.

D. Scott Wisman is a Wealth Management Advisor with extensive experience at Merrill Lynch Wealth Management. Since 1982, he has provided customized wealth management services to affluent individuals, families, and professionals. His approach emphasizes taking a comprehensive view of wealth management that goes beyond clients' investments, beginning with listening to understand what is truly important to them before making recommendations. Scott draws on over 40 years of experience navigating both turbulent and prosperous markets. He specializes in constructing and managing fixed income portfolios and focuses on helping clients make decisions based on long-term goals rather than short-term market fluctuations. His client focus areas include college education planning, corporate executive services, executive compensation, family wealth management strategies, personal retirement planning, portfolio management, investment strategy, tax minimization, and retirement income. Scott earned his Bachelor's degree from Virginia Polytechnic Institute & State University. He holds several professional designations, including Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He has been recognized by Forbes as one of America's Best-in-State Wealth Advisors for multiple consecutive years and was named to Barron's America's Top 1,200 Financial Advisors list from 2011 to 2017. Outside of his professional work, Scott is an avid skier and sports car enthusiast. He resides in West Grove, Pennsylvania, with his wife, Barbara. They have two children, Jennifer and Michael, the latter of whom is a Financial Advisor with the team.

Anthony Degli Obizzi Jr. is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 licenses. He has six years of industry experience and previously worked at Lincoln Financial Distributors, Morgan Stanley, and JPMorgan Chase. He also holds an outside insurance sales position as a property and casualty broker. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational programs using firm-approved analytical tools and offers specialized services such as divorce planning and event-driven estate settlement.

Walter Timby IV is a financial advisor at Mass Mutual Investors Services with 25 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Mass Mutual Investors Services since 2017. Prior to this, he was with Metlife Securities Inc. and New England Securities. Timby is also an independent insurance agent specializing in individual life, health, group life, and group health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual. The firm serves individuals, business owners, trusts, estates, charitable organizations, and employers, providing financial planning, asset management, and educational programs.

Geraldine Pacor is a financial advisor at Merrill with 21 years of industry experience. She has been with Merrill since 2015 and holds Series 63 and Series 66 licenses. Outside of her advisory role, she manages a sole proprietorship through which she oversees a rental property in Wayne, Pennsylvania. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Thomas Helmig is a financial advisor at Merrill with 45 years of industry experience. He holds Series 63 and Series 65 designations and has been affiliated with Merrill since 1980, also working with Bank of America since 2009. Outside of his advisory role, Helmig serves as a trustee for a family trust and manages a sole proprietorship related to sports season tickets. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, by offering managed account programs, discretionary portfolio management, brokerage execution, and custody services. The firm integrates multiple investment strategies and emphasizes manager selection, tax-efficient implementation, and its affiliation with Bank of America’s broader banking and capital markets platform.

Dante Pierantozzi is a Financial Advisor with The Mergan Group at Merrill Lynch Wealth Management in Philadelphia. He brings over five years of experience in financial services, having previously supported the Market Executive of Merrill in Greater Philadelphia and worked in wealth management at Morgan Stanley. Dante focuses on helping individuals and families navigate complex financial decisions by developing personalized wealth management strategies that align with their unique goals and values. Dante's expertise includes divorce transition planning, family wealth management strategies, personal retirement planning, philanthropic planning, and socially responsible investing. He holds the designations of Certified Plan Fiduciary Advisor (CPFA), Chartered SRI Counselor (CSRIC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Dante earned his bachelor's degree in Finance and Economics from Northeastern University, where he also served as president of the men's rugby club. Outside of his professional role, Dante is involved in community organizations including Northeastern University's Young Alumni Advisory Board and the Young Professionals Board for the Make-A-Wish Chapter of Philadelphia, Delaware, and Susquehanna Valley. He enjoys traveling, trying new restaurants, playing basketball, and spending time with his family and his Yorkshire terrier, Gigi.

Peter Grassi is a financial advisor with LPL Financial, holding a Series 63 designation and 27 years of industry experience. He has worked at LPL Financial since 2013 and is also affiliated with Global Retirement Partners, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including model portfolios and third-party asset management, supported by technology tools and a broad platform of advisory and non-advisory financial activities.

Jesse Roth is a CFP® with 28 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has been with The Vanguard Group since 1997. Outside of his advisory role, he acts as a full VG agent managing accounts for his spouse. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. Their investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized asset allocations primarily composed of Vanguard funds and ETFs.

Randy Lee is a CFA® with 20 years of industry experience, currently serving at Vanguard Advisers. He has been with Vanguard and its affiliates since 2004, including roles at The Vanguard Group, Inc. and Vanguard Marketing Corporation. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with personalized asset allocations and a range of customization options, managing a large client base through a combination of digital platforms and a team servicing model.

Evan Smrek is a CFP® with 15 years of industry experience, currently serving at Vanguard Advisers. He has worked at The Vanguard Group, Inc. since 2010 and is also the owner of Apothecary Alexander, LLC, a tea business. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios mainly from Vanguard funds and ETFs, delivering services at scale through its digital platform and team model.

John Gallagher is a CFP® with 33 years of experience in the financial industry. He is currently with Cetera Investment Advisors, having joined in 2026 after prior roles at Commonwealth Financial Network and Lincoln Investment Planning, Inc. Gallagher spends a portion of his time involved in fixed insurance sales. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting various program structures and custodial relationships across a network of over 10,000 advisors.

Tracy Auerbach is a financial advisor at Vanguard Advisers with 12 years of industry experience. She holds Series 65 and Series 66 licenses and has worked at Vanguard-associated entities since 2021, following prior roles at Adondo Capital and the University of Pennsylvania. Auerbach is a minority shareholder and named inventor on two patent applications for software tools designed to assist CFOs of private companies in managing equity and investor relations. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering features such as tax efficiency and customizable asset allocations.

David Grindle Jr. is a financial advisor with Wells Fargo Advisors in Collegeville, PA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked with Wells Fargo Funds Distributor, LLC and Wells Fargo Funds Management, LLC over 15 years before joining Wells Fargo Advisors in 2021. In addition to his advisory role, he owns Grindle Wealth Management, LLC, where he dedicates significant time. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients, providing a broad range of financial planning and investment services tailored to clients who meet a net-worth threshold.

Anthony Acchione Jr. is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and three years of industry experience. He has worked in various roles within Vanguard-affiliated entities since 2023. Outside of finance, he is involved in a contract food service business as a cook with B&T Catering. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, utilizing a goal-based, algorithm-driven approach. The firm manages a large client base through its digital platform and team servicing model, focusing on personalized asset allocations primarily constructed from Vanguard funds and ETFs.