Elizabeth Shepard is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since starting her career in 1980 with Merrill Lynch, she has focused on guiding clients through financial planning, developing strategies based on their risk tolerance, time horizon, liquidity needs, and investment goals. Elizabeth collaborates closely with her son, Daniel Straub, who joined her team in 2017. Elizabeth earned a bachelor's degree from Florida State University and holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation awarded by the Certified Financial Planner Board of Standards, Inc. Her expertise includes family wealth management, philanthropic planning, retirement income strategies, tax minimization, and socially responsible investing. She has also earned professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment (SE). In addition to her professional work, Elizabeth is actively involved in community efforts. She has served as a Corporate Committee member for Georgetown University's Lombardi Cancer Center for 20 years and has been engaged in fundraising for cancer-related causes. Elizabeth is an active member of the Nantucket Garden Club. Her personal interests include cooking, gardening, interior decorating, knitting, running marathons, and swimming.

James Arrison is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been providing financial advice and guidance since 2005. He works with individuals and families to develop, implement, and review investment strategies and financial plans designed to grow and preserve their wealth, addressing areas such as retirement planning, education funding, wealth transfer, and wealth preservation. James emphasizes asset allocation modeling with a focus on cash flow strategies and tax minimization, collaborating with clients' other advisors when appropriate. Before joining Merrill Lynch, James served as a Naval Officer from 1992 to 1998 and subsequently worked as a senior business and technology consultant in the electric and gas utility sector until 2005. He holds a bachelor's degree in computer science from the U.S. Naval Academy and an MBA in technology management from the University of Phoenix. He also holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA). James is actively involved in his community, having served as a director and president of Navy League chapters and currently serving as a Trustee for the U.S. Naval Academy Foundation Athletic and Scholarship Programs. He participates in youth ministries focused on local high school students and enjoys boating, camping, golfing, hiking, hunting, reading, skiing, surfing, woodworking, and spending time with his family. James lives in McLean, Virginia, with his wife of over 30 years and their youngest son.

Brandon Hines is a financial advisor with Wells Fargo Clearing in Washington, DC, holding a Series 66 designation and 15 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

James Grant is a Financial Advisor at Merrill Lynch Wealth Management. He brings a unique perspective to wealth management, combining his extensive experience in political risk and energy market analysis with his academic background in international economics. Before joining Merrill Lynch, James spent over a decade analyzing global growth trends, commodities, climate issues, and international security. This expertise complements his team's strengths in financial strategy design, estate planning, and portfolio management. He holds the Personal Investment Advisor (PIA) designation. James earned a Bachelor's Degree from Bates College and a Master's Degree from Johns Hopkins University SAIS. He works alongside his wife Emily and her father Bill Grace at Merrill Lynch Wealth Management.

William Hitt is a financial advisor with Merrill based in Washington, DC. He holds a Series 66 designation and has five years of experience with Merrill, following prior roles at Millie's Spring Valley and Southern Methodist University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Matthew Gray is a financial advisor at RBC Capital Markets in Washington, DC, with 15 years of industry experience. He holds the Series 66 designation and has been with RBC Capital Markets since 2010. Outside of his advisory role, he serves as Co-Chair on the Board of Directors for the Real Estate Finance Alliance at George Washington University, a group focused on supporting college and graduate students interested in real estate and finance. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles, utilizing both in-house and third-party investment resources.

Jana Barnett is a financial advisor with Wells Fargo Clearing in Washington, DC, holding Series 63 and Series 65 credentials and bringing 47 years of industry experience. She previously worked at Prudential Equity Group, LLC for nine years before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions through a large network of financial advisors.

Christopher Hughes is a financial advisor at Fidelity with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has held various roles within Fidelity since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs while maintaining oversight through affiliated and unaffiliated sub-advisers.

Justin Biggs is a financial advisor with UBS Financial Services in Washington, DC, holding Series 66 and Series 63 credentials and 16 years of industry experience. He has been with UBS Securities LLC since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work supported by proprietary research and model-based asset allocations.

Amanda Mc Kenna is a financial advisor at UBS Financial Services with seven years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Merrill and G.research, LLC. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services through a broad platform that includes proprietary research and capital markets activities.

Robert Crowe is a financial advisor with LPL Financial in Arlington, VA, holding a Series 66 designation and 20 years of industry experience. He has worked at LPL Financial since 2009 and previously at Citigroup Global Markets from 2006 to 2009. Outside of his advisory role, he is involved with a non-investment-related position at Textore, Inc., where he handles various administrative duties. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Elizabeth Breaux is a financial advisor at Morgan Stanley in Washington, DC, holding a Series 66 designation with three years of industry experience. She has been with Morgan Stanley since 2017 and previously worked at Hyatt Regency Baltimore Inner Harbor for nine years. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Joshua Richardson is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2025. Prior to that, he spent eight years at Bank of America and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Richardson also has experience at Creative Minds International Public Charter School. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide array of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Neil Goetzman is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He previously spent 33 years at Merrill Lynch, Pierce, Fenner & Smith Inc. Mr. Goetzman is a managing partner of Goetzman Nau Financial Partners LLC and the owner of Goetzman Wealth Management, LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, charitable organizations, and institutions. The firm provides tailored, non-discretionary planning and consulting using advanced analytical tools, supports municipal and public-finance work, and offers specialized programs such as SIMPLE IRA Employer Advisory & Consulting Services.

Nauman Peerwani is a financial advisor with Wells Fargo Clearing in Arlington, VA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has been associated with Wells Fargo Bank NA since 2010. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from the Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory.

Patrick Mcknight is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab Bank, SSB, and Charles Schwab & Co. Inc. outside of his advisory role. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Qasim Abbas is a financial advisor at UBS Financial Services with Series 66 credentials and less than one year of industry experience. Prior to joining UBS, he was involved in a Morrisville City Council campaign and worked in various roles including at Swish and Target. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management, supported by proprietary research and capital market tools. The firm combines institutional trading capabilities with wealth management solutions across a broad platform.

Robert Pascal is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as previous experience at Citigroup Global Markets. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers comprehensive services through its Financial Advisors and Estate Planning Strategies Group.

Christopher Snowling is a financial advisor with Charles Schwab in Washington, DC, holding the CFP® designation and several FINRA licenses. He has 24 years of industry experience, including prior roles at TD Ameritrade, Janney Montgomery Scott, PNC Wealth Management, and other firms. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized custody and order-routing systems.

Stephen Comiskey is a financial advisor with Morgan Stanley in Washington, DC, holding a Series 66 license and over 23 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007 and is also a co-owner and managing partner of Comiskey & Hunt Law Firm, where he has practiced law since 1983. Additionally, he serves on the boards of the U.S. Naval Academy Council of Class Presidents and the U.S. Naval Academy Alumni Association. Morgan Stanley Wealth Management provides a broad range of advisory services to individual and institutional clients, including customized financial planning and estate strategies, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by proprietary tools and offers various investment solutions encompassing retail and institutional offerings.