Marika Husovsky is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 28 years of industry experience. She has been with Wells Fargo Clearing since 2016, following a one-year tenure at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products than typical for large institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

David Kelso is a financial advisor with Raymond James & Associates in Vienna, VA, holding a Series 66 designation and 25 years of industry experience. He has been with Raymond James & Associates since 2001. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, pension and profit-sharing plans, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by research and a variety of portfolio management styles.

James Ibach is a financial advisor with Mass Mutual Investors Services in McLean, VA. He holds the CFP® and ChFC® designations and has 25 years of industry experience. His prior experience includes roles at NYLife Securities LLC and New York Life Insurance Company from 2014 to 2017. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements supported by firm-approved analytical tools.

Jae Young Lee is a Financial Advisor with Merrill Lynch Wealth Management, bringing over 20 years of experience in the financial services industry. He began his career in 2000 and has developed expertise in wealth management, portfolio management, and structuring financial products. His professional background includes roles as Managing Director at Bank of America Merrill and Nomura International. Jae Young specializes in family wealth management strategies, institutional consulting, liquidity management, personal retirement planning, and retirement income. He holds the Personal Investment Advisor (PIA) designation and earned his bachelor's degree from George Mason University. Fluent in Korean and English, he works closely with clients to develop personalized financial strategies tailored to their long-term goals. Outside of his professional responsibilities, Jae Young enjoys golfing, tennis, and traveling. He emphasizes a one-on-one approach to helping clients make informed decisions and achieve their financial objectives.

Joshua Winston is a financial advisor at LPL Financial with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at LPL Financial since 2023. His prior experience includes roles at Mass Mutual Investors Services, MassMutual Life Insurance Company, and MetLife Securities INC. Outside of his advisory work, he teaches at Congregation Beth Emeth in Herndon, VA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by model portfolios and research from multiple sources.

Matthew Carney is a Senior Financial Advisor at Merrill Lynch Wealth Management. He is a CERTIFIED FINANCIAL PLANNER® professional who focuses on a planning-first approach to personalized wealth management, advising clients in areas including executive and equity compensation, family wealth management, retirement planning, socially responsible investing, and trust and estate planning services. Matthew works closely with his clients to help them understand their current financial positions and to plan effectively for their long-term goals. Since joining Merrill Lynch Wealth Management in 2017, Matthew has developed expertise in a broad range of financial services such as investment management, banking and cash management, insurance services, long-term care planning, and customized lending through Bank of America, N.A. He holds a Bachelor's Degree in Economics and American Public Policy from St. Mary's College of Maryland, where he graduated magna cum laude. During college, he was a member of the men's varsity lacrosse team. Matthew maintains active involvement with several professional and alumni organizations including the College for Financial Planning, St. Mary's College of Maryland Alumni Association, and The Potomac School Alumni Association. He has participated in community events such as the St. Mary's College of Maryland men's lacrosse fundraising game for The Wounded Warrior Project. Outside of his professional life, Matthew enjoys basketball, golfing, music, spending time with his family, and traveling.

Colleen Shemer is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, N.A. since 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutions, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models to support financial planning services.

Sarah Brasington is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020. Previously, she has been involved with Herndon Youth Soccer and Trinity Presbyterian Church. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market modeling techniques in its financial planning process.

Sallie Thompson is a CFP® and PFS™ credentialed financial advisor with 28 years of industry experience. She is currently with Cetera and has prior experience with Avantax Advisory Services and operated her own accounting and business consulting firm, Sallie Mullins Thompson, CPA PLLC, from 2006 to 2021. In addition to her advisory work, she provides tax preparation, planning, and business consulting through her accounting practice. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options and serves over 800,000 clients through more than 10,000 advisors.

Steven Kim is a financial advisor with Merrill, holding a Series 66 credential and three years of industry experience. His work history includes roles at Bank of America N.A., Merrill, NYLife Securities LLC, and New York Life Insurance Co. Outside of his advisory work, he is a general partner and managing member of SKRD LLC, an automotive parts sales and service business. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage execution and custody services. The firm integrates with Bank of America affiliates and emphasizes managed account and manager-selection capabilities supported by multiple program strategies and tax-efficient implementation tools.

William Mason is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Wells Fargo Clearing Services LLC and Pruco Securities LLC. He also previously worked at J.P. Morgan Chase Bank NA and JPMorgan Securities LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Kleo Curry is a CFP® professional with 20 years of industry experience, currently affiliated with Morgan Stanley in McLean, VA. Prior to joining Morgan Stanley in 2023, Curry worked at UBS Financial Services for eight years. Outside of the financial industry, Curry serves on the Investment Committee of the Community Foundation for Loudoun and Northern Fauquier Counties. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools alongside broad retail and institutional offerings.

Charles Markson is a financial advisor at Wells Fargo Advisors with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo in various capacities since 2010. Outside of his advisory role, he is involved in CBM Holdings, LLC, which he owns and manages. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients with comprehensive financial planning and investment services. The firm offers a broad range of planning options and integrates advisory services with other financial products and referral channels.

Joshua Johnson Journet is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides financial advisory services to clients, focusing on wealth management and financial planning. His professional responsibilities include assessing client financial needs and developing tailored investment strategies. Specific details regarding his areas of expertise, prior experience, education, credentials, personal interests, or community involvement have not been provided.

Henry Mosher is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds the Series 66 designation and previously worked in educational roles at Michigan State University, Washtenaw Community College, and Community High School. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and integrates research and analytics into its investment approach.

Anuj Singh is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several major firms, including Wells Fargo Bank, Bank of America, and JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations through a non-discretionary program supported by a centralized due-diligence framework.

Leland Penno is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 65 designations and bringing 21 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2009 and 2016, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning conducted through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market outcome modeling.

Jordan Lewis is a financial advisor at J.P. Morgan Securities with three years of industry experience. He previously worked at Goldman Sachs and Bloomberg and holds Series 65 and Series 63 licenses. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Daniel Shannahan is a financial advisor with UBS Financial Services in Washington, DC, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Merrill and Bank of America prior to joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients' goals and risk tolerances.

Ryan Stuart is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. He is based in Washington, DC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its process.