Terry Sterling is a financial advisor with Primerica Advisors in Gainesville, GA, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2011. Outside of investment advisory, Sterling is a senior associate at The Balanced Scorecard Institute, providing strategic management consulting, and serves as an assessor for the Commission on Law Enforcement Accreditation, auditing law enforcement agencies for compliance. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a wrap-fee structure to deliver its investment solutions.

Joan Phillips is a financial advisor at Merrill with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Bizzarro is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked for Securities America Advisors, Inc. and Securities America Inc from 1999 to 2024. Bizzarro is also a licensed insurance agent providing life and long-term care insurance. OSAIC serves a diverse range of retail and institutional clients through a multi-advisor platform offering advisory and brokerage services, including comprehensive financial planning and managed portfolio programs. The firm’s investment approach utilizes model-based asset allocation and portfolio optimization, supported by tools such as risk-tolerance questionnaires and efficient frontier analysis.

Michael Antonio is a financial advisor with LPL Financial and holds Series 63 and Series 65 credentials. He has 31 years of industry experience, including nine years at Wells Fargo Advisors Financial Network LLC and six years at LPL Financial. He also operates the Haymond Antonio Wealth Advisory Group, which he has been affiliated with since 1997. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary and third-party investment strategies.

Robert Altizer is a financial advisor with Edward Jones in Roswell, GA, holding Series 63 and Series 66 designations and possessing 23 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

Steven Kaufman is a Series 66-licensed financial advisor with Ameriprise Financial Services and has 14 years of industry experience. Before joining Ameriprise in 2026, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, spanning a combined 15 years. Ameriprise Financial Services is a large institution serving both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendations and ongoing advice focused on income stability and tax-aware withdrawal strategies.

Tyler Lott is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 63 and Series 66 licenses and has prior work experience at New York Life Insurance Company and CrossCountry Mortgage, LLC, among others. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm emphasizes a structured financial planning process utilizing firm‑approved tools and serves clients through both direct individual plans and Corporate Financial Planning agreements.

Hailey Costello is a financial advisor with Thrivent Investment Management in Alpharetta, GA. She holds Series 63 and Series 65 licenses and has four years of industry experience. Prior to joining Thrivent, she worked at JP Morgan Chase Bank and Wells Fargo Bank. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits. The firm offers holistic, goal-based financial planning that can be combined with managed-account programs under a consolidated billing option called “WealthPlan,” while keeping planning and portfolio management services separate.

Emily Elliott is a financial advisor at Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 licenses with one year of industry experience. Her prior roles include positions at Marcus & Millichap Investment Sales and NAI Global, as well as work with the Mote Marine Center for Coral Reef Restoration. Morgan Stanley Wealth Management serves both individual and institutional clients, offering various advisory programs and tailored financial planning supported by firm-approved tools and market simulations.

Matthew Stucke is a financial advisor at Cetera with 21 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including JPMorgan Chase and Raymond James. Stucke serves as president and managing director of MacroCarpa Private Wealth and is a volunteer board member for Cambridge Girls Soccer, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that includes both affiliated and third-party investment solutions.

Rachel Wight is a financial advisor with Merrill in Alpharetta, GA, holding a Series 66 designation and six years of industry experience. She has worked at Merrill since 2019 and previously held roles in fitness and orthotics. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Shazia Punjwani is a financial advisor at Merrill with 10 years of industry experience. She holds Series 65 and Series 63 designations and has worked at Merrill since 2020. Prior to that, she was employed at SunTrust Advisory Services, Suntrust Investment Services, Inc., and Suntrust Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anthony Nettuno is a financial professional with 36 years of industry experience currently affiliated with Cambridge Investment Research Advisors. He holds Series 63 and Series 66 licenses and has worked at Cambridge Investment Research Advisors since 2019. Previously, he spent 16 years at FSC Securities Corporation and has been involved with Nettuno & Associates, Inc. for over two decades. Outside of his advisory work, he is an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm features proprietary model strategies through Founders Gate Capital and supports both discretionary and non-discretionary management across multiple platforms.

Constance Collins is a financial advisor with Merrill in Alpharetta, GA, holding Series 63 and Series 66 licenses and possessing 41 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2007. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Terry Bell is a Series 66-licensed financial advisor with Edward Jones in Dacula, GA. He joined Edward Jones in 2025 and has prior experience at Mammoth Holdings, Inc, Enterprise Holdings, and as a self-employed individual. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm offers a range of advisory programs with discretionary and non-discretionary strategies, supported by a large network of financial advisors and branch offices nationwide.

Joy Baxley is a financial advisor at Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 licenses with three years of industry experience. Prior to joining Morgan Stanley, she worked at E*Trade Securities and held roles in education at Cherokee County School District and First Presbyterian Day School. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and strategic modeling. The firm manages approximately $2.74 trillion in client assets and provides planning services through its Financial Advisors and Estate Planning Strategies Group.

Keith Delaporte is a Series 66 licensed financial advisor with nine years of industry experience. He is currently with Primerica Advisors and Primerica Financial Services, where he has worked since 2015. His prior experience includes roles at Alpha Financial and PFS Investments Inc. Delaporte is also involved in the management and operations of investment-related products. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with approximately 3,698 advisors and $15.5 billion in assets under management, offering model-driven investment strategies supported by third-party asset managers and execution service providers.

John Nemeth is a financial advisor with Cetera in Alpharetta, GA, holding a Series 66 credential and 18 years of industry experience. He has been with Cetera and associated entities since 2014. Outside of his advisory role, he also works as a ticket taker at the Verizon Amphitheater, an outdoor music and entertainment venue. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a large network of independent advisors, utilizing a multi-manager platform with discretionary and non-discretionary program options.

William Demartino is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63, 65, and 66 designations and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020. Prior to that, he spent 11 years at Bank of America, N.A. and Merrill. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Jenna Sparling is a financial advisor at Morgan Stanley in Alpharetta, GA, holding a Series 66 designation with 17 years of industry experience. She previously worked at UBS Financial Services Inc. for 16 years and spent a year with RBC Capital Markets, LLC prior to joining Morgan Stanley in 2026. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.