William H. Merriam III serves as a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been since October 1990. He has developed a wealth management practice with a team of 10 professionals. Merriam focuses on capital preservation, income generation, and growth strategies through asset allocation, investment selection, option strategies and hedging, and income tax minimization for both individuals and business owners. Merriam has more than 30 years of investment experience and specializes in areas including education planning, family wealth management strategies, services for endowments, foundations, and non-profits, defined benefit plans, legacy planning, liquidity management, and retirement income planning. He holds a Bachelor's Degree in Business Finance from Florida State University and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). He is also a member of the Investments & Wealth Institute. In his personal time, Merriam enjoys fishing, football, golfing, hunting, and tennis. His professional philosophy emphasizes connecting all aspects of clients' financial lives to help prioritize and pursue their most important goals.

Erin Fox is a Series 66-licensed financial advisor with 12 years of industry experience, currently practicing at Cambridge Investment Research Advisors since 2018. Prior to this, she was associated with Family Wealth Advisors, Inc. from 2014 to 2019. She is also the president of Fox Financial Advisors LLC. Cambridge Investment Research Advisors is a large SEC-registered advisory firm serving a diverse client base including individuals, retirement plans, charitable organizations, and estates. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management options and model-based solutions tailored to client objectives.

John Adams is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Equitable Advisors since 1999, including its prior affiliation as Axa Advisors, LLC. Outside of his advisory role, Adams is a CPA providing tax and advisory services as a sole proprietor and serves as a deacon and secretary of the deacon board at Evangel Temple Assembly of God in Jacksonville, Florida. Equitable Advisors serves individual and institutional clients, offering financial planning, retirement plan consulting, and a variety of asset-management programs. The firm’s approach includes matching clients to advisory models and discretionary managers, with many solutions implemented through third-party platforms and LPL-sponsored programs.

Gary Wilson is a financial advisor at Merrill with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers for individuals, high-net-worth clients, and institutions.

Kelvin Cox is a Series 66-licensed advisor at Merrill in Jacksonville, FL, with 10 years of experience. He has worked at Merrill since 2015 and has been with Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ross Adrian is a Financial Advisor with Merrill Lynch Wealth Management, based in North Florida. He serves clients in Jacksonville, St. Augustine, and Ponte Vedra Beach, focusing on helping them simplify complex financial decisions to maintain focus on their careers and personal priorities. Ross partners with high-income, career-driven professionals, providing proactive and efficient financial guidance. With 7 years of experience in wealth management and compliance, including 3.5 years ensuring strategies meet regulatory standards and governance, Ross brings a comprehensive approach to advising clients. He holds the Personal Investment Advisor (PIA) designation and communicates fluently in English and Spanish. Ross earned his Bachelor's Degree from West Virginia University and is affiliated with Merrill Lynch Wealth Management.

Gisele White is a financial advisor at Merrill with Series 63 and Series 66 credentials and 10 years of industry experience. She has worked at Merrill since 2015 and has been associated with Bank of America N.A. since 2020. Outside of her advisory role, she owns and operates Cleoscloset, an online retail business in Jacksonville, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Joe Andrews is a financial advisor at Merrill with 22 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2003. Outside of his advisory role, he serves as Vice President of Jansu Adams Inc., a family holding company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Claudia Castellano is a financial advisor at Raymond James & Associates with eight years of industry experience. She holds a Series 66 designation and has worked previously at Bank of America, Merrill, American Income Life Arias Agencies, and Duval County Public Schools. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, pension plans, and charitable organizations—and offers financial planning and non-discretionary investment consulting supported by firm research and multiple portfolio management styles.

Robert Preston is a financial advisor with J.P. Morgan Securities in Jacksonville, FL, holding Series 63 and Series 66 licenses. He has two years of industry experience, including roles at Fidelity and JPMorgan Chase Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support non-discretionary client decision-making.

Jessica Baez is a financial advisor at Merrill with 12 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Merrill since 2014 and Bank of America, N.A. since 2017. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gina Franco Calderon is a financial advisor with J.P. Morgan Securities based in Jacksonville, FL. She holds a Series 66 designation and has six years of industry experience. Her prior roles include positions at Raymond James Financial Services and Edward Jones. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a structured, non-discretionary process that combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework.

Michael Tumolo is a Series 66-licensed financial advisor with Merrill in Jacksonville, FL, with 22 years of industry experience. He has worked at Merrill since 2017 and previously spent a year at Morgan Stanley. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rebecca Sheehan is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and over 30 years of industry experience. She has been with Primerica Advisors since 1995 and Primerica Financial Services since 1994. Outside of investment advisory, she is involved in the sale of loan products, home security, automation, and other home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm employs a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Lewis Rukab is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. His work history includes roles at Bank of America and Merrill, along with experience outside finance at Blue Sky Golf Course and Starlight Valet. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals and institutions.

Matthew Fountain is a financial advisor at Merrill with 21 years of industry experience. He has been with Merrill since 2015 and holds Series 66 and Series 65 designations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Maria Wied Mooradian is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. She has been with Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Laura Granados is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Her previous positions include roles at VyStar Credit Union and Bank of America, N.A. She has also worked in automotive sales and at a country club prior to her finance career. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jason Wilson is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 12 years of industry experience. He has been associated with Merrill since 2003 and with Bank of America N.A. since 2014. He is a non-participating member of Dunham Media LLC, an editorial and marketing business owned by his wife. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Christopher Cammarata is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.