Zachary Mayes is a financial advisor at Raymond James Financial with two years of industry experience. He holds a Series 66 designation and has worked at various roles within Raymond James since 2022. Prior to his career in financial services, he was employed at Berkeley Preparatory School. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, as well as institutions and charitable organizations. The firm uses a tailored, non-discretionary approach supported by analytical modeling and offers specialized advisory programs, including municipal finance and SIMPLE IRA employer consulting services.

Brianna Tabilas is a financial advisor at Raymond James & Associates with four years of industry experience. She holds the Series 66 designation and has worked previously at Merrill, Bank of America, and the University of Guam. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and government entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

David Vargas is a financial advisor at Raymond James & Associates with 18 years of industry experience. He has been with Raymond James & Associates since 2013. Vargas holds a Series 63 designation and serves on the board committee of the Carrollwood Reserve Homeowners Association. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering financial planning and consulting services supported by a range of portfolio management styles and affiliated research.

Chad Zintel is a financial advisor at Raymond James & Associates with Series 63 and 65 licenses. He has been with Raymond James & Associates since 2017 and has prior experience at PricewaterhouseCoopers. Raymond James & Associates is a large dual-registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Kevin Kozak is a financial advisor with Raymond James & Associates in St. Petersburg, FL. He holds a Series 66 designation and has 13 years of industry experience, all with Raymond James & Associates since 2012. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management approaches.

Matthew Ransom is a financial advisor with Raymond James & Associates who holds a Series 66 designation and has 21 years of industry experience. He has been with Raymond James & Associates since 2014. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser with approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and public entities, offering financial planning, investment consulting, and municipal advisory services through a nationwide adviser network.

Benjamin Crayton is a CFA® charterholder with 14 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2012. He holds a Series 63 license and is based in St. Petersburg, FL. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, and provides financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Brandon Bolock is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with 11 years of industry experience. He has been with Morgan Stanley and its Private Bank affiliate since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Eugene Crookshanks is a financial advisor at Raymond James & Associates with 39 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing for eight years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension and profit-sharing plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Clay Knuth is a Series 66-licensed financial advisor with 13 years of industry experience. He has been with Equitable Advisors since 2013, following a period at Axa Advisors. Based in Tampa, FL, he has worked exclusively within these affiliated firms throughout his career. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm utilizes a range of advisory programs and third-party asset managers, focusing on risk assessment and matching clients to suitable investment models.

Matt Tucker is the Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2022. In this role, he collaborates with clients and their families to develop financial plans aimed at achieving their objectives and improving their financial situations. He emphasizes a collaborative approach to build ongoing relationships focused on financial independence. Matt has accumulated extensive experience in the financial services industry, having held several positions at Fidelity Investments since 2012, including Financial Consultant, Portfolio Specialist, Client Management Representative, Retirement Solutions Representative, Investment Solutions Representative, and Service Trader. He also served as Vice President Financial Consultant at Charles Schwab from 2018 to 2019 and worked as a Title Specialist at FSU Credit Union from 2010 to 2012. He holds a California Insurance License, supporting his work in providing financial and insurance solutions to clients.

Darrel Dacunha is a financial advisor with Ameriprise in Clearwater, FL, holding a Series 66 designation and 18 years of industry experience. He has been with Ameriprise and its affiliated entities since 2007. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver non-discretionary, personalized advice supported by algorithmic tools and oversight committees.

Sarah Stephenson is a financial advisor at Cetera with nine years of industry experience. She holds the Series 66 designation and has previously worked at Raymond James and McKinsey and Company. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets across more than 10,000 advisors.

Michael Verhulst is a financial advisor with Wells Fargo Advisors in Chicago, IL, holding Series 63 and Series 65 licenses and with 34 years of industry experience. He has been with Wells Fargo Advisors since 2013. He is also president of Verhulst Wealth Management, Ltd., an investment-related firm he fully owns. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a wide range of investment and financial planning services, utilizing Wells Fargo’s research and planning tools to develop tailored recommendations.

Melissa Keung is a CFP® with six years of industry experience, currently serving as a financial advisor at Raymond James & Associates. Prior to joining Raymond James in 2020, she held various roles at the University of South Florida from 2015 to 2019. Keung is also an officer and treasurer of the aKDPhi Foundation, a nonprofit organization where she oversees financial reporting and donor relations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers a range of financial planning and consulting services with various portfolio management options.

Clive Buchan is a financial advisor with RBC Capital Markets and holds Series 63 and Series 65 licenses. He has 29 years of industry experience, having also worked at City National Bank and Wells Fargo Clearing. He serves as a committee member for the Village of Paradise HOA in Treasure Island, FL. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations, offering personalized advisory programs with discretionary and non-discretionary portfolio management supported by both in-house and third-party investment managers.

Justin Penzell is a financial advisor with Ameriprise in Dunedin, FL, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. His work history includes roles at Morgan Stanley, Truist, and Northwestern Mutual Investment Services, among others. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides clients approaching or in retirement with a written Recommendation Report and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Ruth Delaney is a financial advisor at OSAIC with 38 years of industry experience. She holds CFP®, ChFC®, and Series 63 credentials. Delaney has worked at OSAIC since 2018 and previously spent two years at Sii and over two decades at Greenleaf Financial Strategies, Inc., where she is also an author. Outside of advisory work, she is involved in marketing and branding activities through Concierge Financial Organization. OSAIC serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of advisory and brokerage services with an investment process that emphasizes model-based asset allocation, portfolio optimization, and flexibility in strategy implementation.

Mackenzie Draganchuk is a financial advisor at UBS Financial Services with four years of industry experience. She holds the Series 66 designation and has worked at UBS since 2019. Outside of her advisory role, she manages social media for Chiavetta's Catering Company, assisting with customer engagement and online presence. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings that include financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor client solutions.

Barbara Phethean is a financial advisor at Fidelity with 36 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior work includes roles at RBC Capital Markets, RBC Wealth, AXA Advisors, and Equitable Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios, and it holds distinctive registrations and advisory roles uncommon among large institutional peers.