Randolph Ziffren is a financial advisor at Raymond James Financial with 43 years of industry experience. He has been with Raymond James Financial since 1991 and also serves as an independent contractor supporting services at Elevon Wealth Management as part of a succession agreement. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools to align with client goals and supports a range of advisory programs and institutional consulting services.

Leann Burkholder is a financial advisor with LPL Financial in Naples, FL, holding Series 63 and Series 66 credentials and 20 years of industry experience. She has been with LPL Financial since 2014 and has additional work experience including a role as an Uber driver since 2016. Burkholder also works as an independent agent selling health insurance and Medicare-related products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and nonprofit organizations through a large network of investment adviser representatives. The firm provides a range of advisory programs, financial planning services, and retirement consulting, utilizing both discretionary and non-discretionary management along with diverse investment strategies and technology-driven solutions.

Cynthia Lachnicht is a financial advisor at Morgan Stanley with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Robert Grisanti is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and bringing 43 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, MassMutual Life Insurance Company, and MetLife Securities Inc. Grisanti also works as an insurance agent focusing on property/casualty and fixed annuities through his outside business, Grisanti Financial Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios, research, and technology-driven approaches.

Liliana Ivan is a Series 66-licensed financial advisor with Morgan Stanley in Naples, FL, where she has worked since 2015. She has nine years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning services that emphasize structured discovery and proprietary planning tools.

Michael Illenberger is a financial advisor with LPL Financial in Naples, FL, holding Series 63 and Series 65 credentials and four years of industry experience. His prior work includes roles at First Horizon Advisors, Shoemaker Financial, Minnesota Life Insurance Co, and Securian Financial Services Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches supported by internal and third-party research.

Courtney Gayle is a financial advisor at Merrill with one year of industry experience. She holds the Series 66 designation and has previously worked at Raymond James & Associates, Wells Fargo Advisors, and Morgan Stanley. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, with various portfolio implementation approaches tailored to investor needs.

Daniel Mchugh is a Senior Financial Advisor with Merrill Lynch Wealth Management in the Toledo, Ohio branch office. He has been in the financial services industry since 1989, beginning his career at Society National Bank (later Key Bank) where he spent 11 years within the Corporate Investment Group and earned the title of Senior Vice President. Seeking a more holistic wealth management approach, he joined UBS Financial Services Inc. in 2001 and began building his own practice, eventually establishing The McHugh Investment Group. Daniel's expertise includes investment and portfolio management, wealth management strategies, estate and trust planning services, commercial and residential lending provided by Bank of America, retirement planning, and life insurance planning and reviews. He is recognized for being a trusted advisor who focuses on listening to clients to uncover their real needs rather than simply promoting products. Daniel holds a Bachelor's Degree in Accounting from the University of Dayton and holds the designation of Personal Investment Advisor (PIA). Outside of his professional work, Daniel enjoys reading, cycling, golfing, and playing pickleball. He and his wife Teresa have two children: Connor, who also works for Merrill in Chicago, and Caleigh, who recently completed her degree at Florida Gulf Coast University in Fort Myers.

William Bird is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Wells Fargo in various capacities since 2014. Bird also owns WC Bird Private Wealth Management, LLC, a financial services business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, including specialized offerings such as business-owner transition and special-needs planning. The firm utilizes proprietary research and planning tools to develop tailored recommendations delivered through meetings and client summary letters.

Matthew Rosenberg is a Financial Advisor with Merrill Lynch Wealth Management, serving individuals and families in Southwest Florida, including Naples, Bonita Springs, and Fort Myers. His role focuses on simplifying complex financial planning decisions by providing steady, long-term approaches to retirement planning, retirement income, investment management, and wealth management, while coordinating with tax-efficient strategies and estate planning. Matthew's professional background includes managing operations as a General Manager for Nissan Motor Corporation and six years of active portfolio management following a year as a proprietary trader in New York. His expertise spans risk management, investment strategies, and disciplined financial planning. He applies a people-first, relationship-driven approach, emphasizing trust through listening, clear communication, and follow-through. He holds the Accredited Wealth Management Advisor (AWMA) and Personal Investment Advisor (PIA) designations. Matthew earned a High School Diploma from Blue Valley North High School and attended the University of Kansas without obtaining a degree. Outside of work, he enjoys adventure sports, baseball, boating, football, golfing, music, spending time with his family, and watching movies.

Jennifer Scioscia is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and seven years of industry experience. Her prior roles include positions at Fidelity Investments and Core Benefits. She is based in Naples, Florida. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s approach combines non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a structured alternative-investment due diligence process.

John Patat is a financial advisor with Raymond James & Associates in Naples, FL, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of advising, he co-owns Patat Properties LLC with his wife. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers customized financial planning and consulting services through a range of portfolio management styles and affiliated research resources.

Robert Rosenthal is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in the Lake Forest office. He began his career with Merrill in 1994, starting in the Northbrook office. Rob holds two degrees in Business Administration and Accounting from the University of Kansas. His areas of expertise include personal retirement planning, tax minimization, and retirement income strategies. Rob holds the Personal Investment Advisor (PIA) designation. He resides in Deerfield with his wife, Robin, and their three children. Outside of work, Rob enjoys cooking, golfing, and spending time with his family.

Jonathan Hancock is a financial advisor with Wells Fargo Advisors in Naples, FL, holding Series 63 and Series 65 designations and bringing 20 years of industry experience. He has been with Wells Fargo Advisors and its related entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad menu of planning services, including specialized areas such as business-owner transition planning and special-needs analysis, using proprietary research and planning tools to develop tailored recommendations.

Carrie Coats is a financial advisor with Ameriprise in Naples, FL, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She previously worked at Edward Jones for six years before joining Ameriprise in 2022. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Lawrence Catena is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His career includes roles at Merrill, Bank of America, and Morgan Stanley Private Bank. He is the sole proprietor of several businesses in Marco Island, Florida, including a restaurant and recreation enterprise, and he founded the Catena Family Foundation, a civic and community organization. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs focused on tailored financial planning supported by structured discovery processes and firm-approved tools.

Jeffrey Roman is a financial advisor with Wells Fargo Clearing in Naples, FL, holding a Series 66 designation and 17 years of industry experience. He has been with Wells Fargo Clearing since 2016 and worked at Wells Fargo Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Thomas Bohanon is a financial advisor with Mass Mutual Investors Services located in Bonita Springs, FL. He holds the Series 66 credential and has six years of industry experience. Prior to his current role, he worked with firms including Park Avenue Securities, Guardian Life Insurance Company, and has professional ties to the Green Bay Packers and Jacksonville Jaguars. Outside of advising, he serves as president of the Tommy Bohanon Foundation Inc., where he organizes events and outreach programs, and is also involved in managing several small businesses including a bartending service and event coordination company. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, annual financial planning engagements supported by firm-approved analytical tools, emphasizing collaborative goal analysis and recommended investment strategies without discretion over client assets.

Kara Boudreau is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. She has been with J.P. Morgan Chase Bank and J.P. Morgan Securities LLC since 2012. In addition to her advisory role, she is also employed by JPMorgan Bank, enabling her to offer a range of bank products and services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with multiple market-facing registrations and offers advisory services alongside affiliated brokerage and investment management capabilities.

Thomas Multerer is a financial advisor with Equitable Advisors in Naples, FL, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. Outside of his advisory role, Multerer is involved in several business ventures, including consulting and service enterprises. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizons.