David White is an Associate Resident Director at Merrill, where he provides financial planning and investment management services. He works with successful families, individuals, executives, and businesses to develop comprehensive wealth strategies tailored to their specific goals. His responsibilities include addressing family wealth management, portfolio management, individual and corporate investment strategies, tax minimization, and retirement income planning. David holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Western Kentucky University. His experience includes managing the overall integration of clients' financial lives and supporting businesses with tailored lending and cash management strategies.

Terrell Perry is a financial advisor at Osaic Wealth with Series 63 and Series 65 credentials and eight years of industry experience. He has previously worked at Securities America, Molette Investment Services, and Prudential Insurance Company of America among others. Outside of advising, Perry owns SSP Fitness, a fitness training and consulting business, and serves as a board member of the Guardianship and Trust Corporation, which conserves and coordinates care for persons with special needs. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, and institutional clients through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization with a range of brokerage and advisory services delivered via affiliated broker-dealer and RIA relationships.

Patrick Galloway is a financial advisor with Morgan Stanley in Nashville, TN, holding a Series 66 designation and 22 years of industry experience. He has been with Morgan Stanley since 2013 and also works with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves on the Finance Committee of the YMCA of Middle Tennessee and is involved as a partner in agricultural and real estate ventures. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs structured planning tools and models investment outcomes but generally provides advisory services rather than individual security recommendations.

Seth Crist is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and possessing 18 years of industry experience. He has been with Raymond James since 2010. Outside of his advisory work, he is licensed as a real estate agent primarily to facilitate the sale and purchase of his personal residences. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients—including individuals, institutions, and municipal entities—and offers financial planning, investment consulting, and institutional advisory services with a focus on tailored, non-discretionary client relationships.

John Fenoglio is a financial advisor at RBC Capital Markets with a Series 66 designation and two years of industry experience. Prior to joining RBC, he held positions at Dell Technologies, Medhost, Cavalry Logistics, and Youth Education in the Arts. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring strategies to each client’s risk profile and utilizing a range of investment managers and solutions.

Vance Lahey is a financial advisor with Ameriprise in Franklin, TN, holding a Series 66 designation and 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as Treasurer on the Board of Directors for NaCoMe Camp & Retreat Center in Pleasantville, TN. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, using a centralized consulting team to deliver non-discretionary, research-driven recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Charles Brooks is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has held prior roles in various fields including data analytics and the restaurant industry. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, providing services such as fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to client goals.

Alma Rostagni is a Planning Consultant at Fidelity Investments, where she collaborates closely with financial consultants to identify meaningful opportunities within each client's financial picture. She focuses on bringing clarity and thoughtfulness to the planning process, ensuring that clients feel informed, confident, and supported as their goals evolve. Alma joined Fidelity Investments in 2024, initially serving as a Customer Relationship Advocate and then as an Investment Solutions Representative before taking on her current role in 2026. Through these positions, she has gained experience in client relations and investment solutions, contributing to her expertise in financial planning. Outside of her professional work, Alma has personal interests that include enjoying the beach, fitness activities, exploring food, and caring for pets.

Ryan Nevin is a financial advisor with Fidelity Investments in Nashville, TN. He holds a Series 66 designation and has one year of industry experience, including previous roles at Oakworth Capital Bank and Cetera Investment Services. Nevin also has experience working at Nashville Christian School and Regions Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver diversified model portfolios.

Christopher Marshall is a financial advisor at UBS Financial Services with four years of industry experience. He holds a Series 66 designation and previously worked at The Crichton Group for two years before joining UBS in 2017. Outside of his advisory role, he is a proprietor of a residential rental duplex in Nashville, Tennessee. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client solutions.

Brian Mahoney is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America N.A. and Merrill. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics to evaluate investment options within a broad platform of brokerage and advisory solutions.

Michael Duggan is a financial advisor at J.P. Morgan Securities in Nashville, TN, holding a Series 66 designation with four years of industry experience. He previously worked at Regions Financial for ten years before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2022. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions, incorporating ESG criteria and supported by a centralized manager solutions team.

Robert Wills is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked with PFS Investments Inc. since 2009 and Primerica Financial Services since 2008. Outside of advisory services, he is involved in sales of loan products, home security, automation, and other home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited separately managed account options. The firm uses third-party asset managers and offers a tiered wrap-fee structure, focusing on curated investment models rather than institutional plan management.

Claton Heath is a financial advisor at LPL Financial with five years of industry experience. He holds the Series 66 designation and has worked previously at Edward Jones, Merrill, UBS, Bank of America, Mutual of Omaha, and Burnett, Dobson and Pinchek. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset managers.

Ryan Greer is the Resident Director at Merrill, specializing in connecting clients with tailored financial plans to meet their unique ambitions. He has been a financial advisor since 2004 and focuses on areas including financial planning, wealth accumulation, investment research, retirement planning, estate planning services, and college funding. Ryan holds a Bachelor's Degree in Finance from Tennessee Technological University. During his time there, he was a four-year golf letterman, earning All-Conference and Academic All-Conference honors, and served as Captain of the golf team for two years. He holds the Personal Investment Advisor (PIA) professional designation. Ryan lives in Knoxville with his wife, Jenny, and their two children, Amelia and Walker. He serves on the Executive Board of the Tennessee Golf Association and is part of the Knoxville Advisory Board for the American Heart Association.

Benjamin Romine is a financial advisor with LPL Financial based in Nashville, TN. He holds Series 65 and Series 63 designations and has one year of industry experience. Prior to joining LPL Financial, he worked at Good Life Advisors, LLC and Ocean Park Asset Management. Before entering the financial sector, he spent several years at Universal Music Publishing Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services through a large network of investment adviser representatives, offering financial planning, model portfolios, third-party asset management, and institutional platforms.

Harry Woosley is a CFP® with 36 years of industry experience, currently with Wells Fargo Clearing since 2016. He previously worked at A. G. Edwards & Sons, Inc. from 2004 to 2008. Outside of his advisory role, he serves as a trustee of the Woosely Family Foundation, overseeing its funds and charitable activities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a variety of investment advisory services, financial planning, and retirement plan consulting, utilizing research from the Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory in its investment approach.

Erica Scott is a financial advisor at RBC Capital Markets with 17 years of industry experience. She holds a Series 66 designation and has previously worked at Raymond James and Associates, Morgan Stanley, and Athleta. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Marles Wyman is a financial advisor with Fidelity, holding the Series 63 and Series 66 designations and bringing 24 years of industry experience. He previously worked at AIG Capital Services, Inc. and American General Life. Outside of his advisory role, he serves as secretary for the World Bible Center, a nonprofit organization. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, with an investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction.

David Bachman is a Wealth Management Advisor with Merrill Lynch Wealth Management, leading the Bachman, Herron & Associates team. He provides comprehensive wealth planning and asset management services to individuals, families, and institutional clients, focusing on delivering customized financial strategies tailored to each client's unique circumstances. His areas of expertise include retirement plan services, portfolio management, legacy planning, tax minimization, and addressing complex financial needs such as divorce transition planning and managing new wealth. David began his wealth management career in 1992 after serving 24 years in the U.S. Air Force, retiring as a Lieutenant Colonel. His military experience includes flying 34 combat missions during Operation Desert Storm. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Plan Fiduciary Advisor® (CPFA), Chartered Retirement Planning Counselor™ (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). David earned bachelor's degrees in aeronautical engineering and mechanical engineering from California Polytechnic State University. David resides in Nashville with his wife, Leslie, and their three grown children. Outside of his professional work, he is involved in his church and community and supports Christian nonprofit organizations. His team-oriented approach and commitment to client service underpin the long-term relationships he builds with high-net-worth individuals such as attorneys, physicians, entertainers, corporate executives, entrepreneurs, and business owners.