Todd Hoover is a financial advisor with LPL Financial in Macomb Township, MI, holding Series 63 and Series 65 designations and 41 years of industry experience. He previously worked for National Planning Corporation for 10 years before joining LPL Financial in 2017. Hoover also has experience as a fixed insurance and annuity agent and operates Hoover Financial Services as a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Grant Juth is a financial advisor at UBS Financial Services with six years of industry experience. He has worked at UBS since 2019 and previously held positions at Milwaukee Tool, Team TTI, and the University of Michigan. He holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and capital markets solutions.

Peter Andrew is a CFP® with eight years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. in Troy, MI. He has worked with firms including Andrew Financial, Inc. and FCA, US LLC. Outside of his advisory role, he serves on the advisory board of Jeep Jamboree USA, where he participates in business decisions and client events. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm emphasizes tailored, non-discretionary planning supported by analytical modeling and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Michael Cayen is a financial advisor at Cambridge Investment Research Advisors with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Investment and Legend Equities Corporation. Outside of advising, he owns and operates Cayen Financial Services LLC and Ohana Wealth Advisory and also works as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and proprietary model strategies.

Wade Masen is a financial advisor with LPL Financial, holding a Series 63 credential and over 40 years of industry experience. His prior roles include long tenures at Sigma Planning Corporation, Sigma Financial Corporation, and Masen, Frantz & Associates. Outside of his advisory work, he has involvement with insurance sales through WMS LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Kurt Schuster is a CFP® professional with 25 years of industry experience, currently affiliated with LPL Financial since 2010. He provides personal income tax preparation and planning services through Qolity Tax and is involved in other business ventures including a business ownership role at MOB Industries. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and research resources.

John Farah is a CFP® with 43 years of industry experience, currently serving at UBS Financial Services in Troy, MI since 2008. He holds Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management to offer tailored financial planning and portfolio management.

Maria Victoria Fought is a CFP® with 18 years of industry experience, currently serving as a financial advisor at LPL Enterprise. Her prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Mass Mutual Investors Services. She is involved in a Prudential-sponsored non-variable insurance business. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Grant Cobb is a financial advisor with Equitable Advisors in Troy, MI, holding Series 63 and Series 65 licenses and eight years of industry experience. His career includes roles at Axa Advisors, Prudential, Cushman & Wakefield, and Bordine's Nursery. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and asset management programs. The firm offers a range of advisory models through Investment Adviser Representatives, third-party managers, and affiliated asset managers, emphasizing fiduciary services and diverse investment options.

Anthony Layne is a financial advisor with Ameriprise in Troy, MI, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Michigan State University, Grubhub, DoorDash, and other organizations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning with an emphasis on dependable income sources and tax-aware withdrawal strategies.

David Ballantyne is a financial advisor at LPL Financial with 35 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. His prior work includes roles at Kovack Advisors, Inc., Cuso Financial Services, and Key Investment Services LLC. Outside of his advisory work, he operates Ballantyne Insurance Group, an insurance agency, and serves as a notary in Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various portfolio programs, supporting advisors with research and operational tools.

Gregory Malec is a financial advisor at Raymond James & Associates with 37 years of industry experience. He holds Series 63 and Series 65 designations. His prior firms include Managed Asset Portfolios, LLC, and he has had two separate tenures at Raymond James & Associates since 2010. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, charitable organizations, and governmental entities, providing financial planning, non-discretionary investment consulting, and institutional advisory services.

Nicholas Patrico is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 15 years of industry experience. He previously worked at Morgan Stanley and Gregory J. Schwartz & Co., Inc. Outside of advisory work, he is the owner of Geneva Contracting and Development LLC, a business involved in real estate acquisition and construction contracting services. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research.

Tanisha Farmer is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning and estate strategies, managing approximately $2.74 trillion in client assets.

Brian Scarfone is a financial advisor at Equitable Advisors in Troy, MI, holding a Series 66 designation with five years of industry experience. His prior work includes roles at Spartan Wealth Management and Kaufman Financial, as well as involvement with Seven Blessings, LLC. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and a range of asset-management programs through a network of Investment Adviser Representatives. The firm employs a model-based approach using both proprietary and third-party strategies and offers fiduciary services to qualified plans.

Erin Rohn is a financial advisor at Edward Jones with 15 years of industry experience. She holds a Series 66 designation and has worked at firms including Keller Williams, H.D. Vest Investment Services and Advisory Services, Trivelloni Asset Management, LLC, and Janis DeGregory & Associates. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a range of account types. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory strategies, including wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Daniel Roberts is a financial advisor at Morgan Stanley with 25 years of industry experience. He has held positions at Morgan Stanley since 2016 and previously worked at Merrill from 2003 to 2006. He holds the Series 66 and Series 63 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Karl Heusinkveld is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes positions at Bank of America, Comerica Bank, Jackson Dawson, and Nextek West Inc. He has also held roles outside of finance, including work with Faith in Public Life and extended travel. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Richard Multhaupt is a financial advisor with Ameriprise in Clarkston, MI, holding Series 63, 65, and 66 licenses and having 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Benjamin Topping is a financial advisor with LPL Enterprise, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Enterprise, he worked at The Prudential Insurance Company of America and PRUCO Securities, LLC. Outside of his advisory role, he is a live broadcaster and commentator for RIW Hobbies and Games and serves as a board member for the Yale Club of Michigan. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach, offering financial planning, access to third-party asset managers, and various affiliated services.