Frank Griffo is a financial advisor with Wells Fargo Clearing in Birmingham, MI, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as power of attorney for his mother. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm utilizes research and analytics to guide its investment approach and offers a broad range of brokerage and advisory solutions.

Daniel Donohue Jr. is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and a Series 63 license. He has 38 years of industry experience and has worked with MassMutual and its affiliated firms since 1996. Outside of advising, he is involved as an insurance agent, including work related to life settlements. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach includes collaborative, annual financial planning engagements using firm-approved analytical tools, with optional implementation requiring separate arrangements.

Daniel Legner is a financial advisor at Raymond James Financial Services Advisors, Inc. with two years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at Wells Fargo Clearing Services and several financial institutions, as well as experience outside finance at Skywest Airlines. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Sarah Horn is a Series 66-licensed financial advisor with Raymond James & Associates in Bloomfield Hills, MI. She has six years of industry experience, including her current role at Raymond James since 2019 and previous work at Shades Optical and Jartll Corp. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and public entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Lord Degraffenreid is a financial advisor with LPL Financial in Troy, MI, holding a Series 66 designation and 27 years of industry experience. He has been with LPL Financial since 2004 and previously worked at Banc One Securities Corporation. Outside of his advisory role, he is a partner and co-owner of Legacy Wealth Management Group, LLC, and is involved in a partnership operating a Famous Dave's BBQ franchise. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers diverse financial planning and portfolio management solutions supported by proprietary research and technology, serving over 22,800 advisors and managing more than $819 billion in discretionary assets.

Sheila Lobb is a Series 66 licensed financial advisor with Raymond James Financial in Dearborn Heights, MI, bringing 11 years of industry experience. Prior to her current role starting in 2026, she worked at Raymond James & Associates for 24 years and held positions at Tri-County Nurses Plus LLC and Home Instead Senior Care. She is the founder and secretary of the TASKK Foundation, a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports advisory programs, municipal and public finance services, and specialized employer advisory solutions.

Helen Terenzi is a financial advisor at Stifel with six years of industry experience. She previously worked at Morgan Stanley Smith Barney LLC and Producers Choice/Raymond James. Outside of her financial career, she has worked with L'Oreal USA in fragrance sales and promotion since 2005. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Christopher Scott is a financial advisor at Cetera with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with Cetera Advisors LLC since 2013. Outside of his advisory role, Scott is a part owner of Bultynck & Co., a CPA firm providing audit, review, tax, bookkeeping, and consulting services. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services via a multi-manager platform that includes both affiliated and third-party managers.

Tari Saylor is a financial advisor at Merrill with 37 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 1983. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Alex Minarik is a Planning Consultant at Fidelity Investments, where he collaborates with clients and their Wealth Management teams to develop, implement, and maintain comprehensive financial plans aimed at maximizing their relationship with Fidelity. He joined Fidelity in 2025 and brings a client-focused approach to financial planning. Prior to his current role, Alex gained experience as a Financial Advisor at LPL Financial in 2024 and as a Financial Solutions Advisor at Merrill Lynch, Pierce, Fenner & Smith from 2022 to 2024. He began his career as a Private Client Banker at JPMorgan Chase Bank, N.A. from 2018 to 2022, building a foundation in client relationship management and financial services. Outside of his professional work, Alex has interests in comedy, golf, and music.

Jacob Soriano is currently the Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2023. In this role, he focuses on understanding each client's personal motivations and important relationships to provide tailored financial advice. Prior to this, Jacob served as Vice President, Financial Advisor at Merrill Lynch from 2020 to 2023. Before that, he was Vice President, Private Client Advisor at JP Morgan Chase between 2017 and 2020, and began his career as a Financial Advisor at Merrill Lynch from 2015 to 2017. His experience spans wealth planning, financial advising, and private client advisory roles.

Thomas Bellos II is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 20 years of industry experience. He previously worked at Voya Financial Advisors from 2014 to 2021 and has been with Cetera and Cetera Wealth Services since 2021. Bellos is involved with a nonprofit organization, Empty Bowls Detroit, where he participates in community activities related to planning and preparation events. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supporting both discretionary and non-discretionary accounts.

Troy Yaldoo is a CFP® professional with 34 years of industry experience, currently associated with Robert W. Baird & Co. since 2020. Prior to joining Baird, he worked at Wells Fargo Clearing from 2016 to 2020. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm provides a range of financial planning, portfolio management, and advisory services supported by internal research, manager oversight, and use of advanced tools including artificial intelligence.

Julie Bennett is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. Her prior roles include positions at Infinex Investments, Comerica Securities, and Flagstar, where she has been associated for over a decade. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supporting account management through model portfolios and customized strategies.

Zachary Griffith is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2016 and 2017 respectively. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional clients.

Linton Banwell is a financial advisor at LPL Financial with 53 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at LPL Financial since 2017. Prior to that, he was with National Planning Corporation for seven years and has been involved with North American Pension Services LLC since 1970, where he serves as sole proprietor providing retirement plans and pension services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning and access to third-party asset managers, utilizing both discretionary and non-discretionary strategies.

James Cross is a financial advisor at UBS Financial Services with 36 years of industry experience. He holds Series 63 and Series 66 designations and has been with UBS since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and manages conflicts when providing fee-based advisory services.

Robert Krut is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. He has previously worked at Morgan Stanley and Wells Fargo Clearing. Outside of his advisory role, he serves as a co-trustee of a family trust. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions tailored to clients meeting specific net-worth criteria. The firm combines advisory services with other financial products and referral channels to deliver comprehensive financial solutions.

Jonathan Stano is a CFP® professional with 14 years of experience in the financial services industry. He is currently with LPL Financial and has previously worked at FinTrust Brokerage Services, LLC. Outside of his advisory role, Stano is an agent for several non-variable insurance companies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Joseph Danley is a financial advisor with Raymond James & Associates in Grosse Pointe Farms, MI, holding a Series 66 designation and 14 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2015 to 2018. Outside of his advisory role, he serves with the Grosse Pointe Farms Police Reserve Unit. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a nationwide adviser force.