Charles Pokladnik is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Ameriprise in Minneapolis, MN. He has been with Ameriprise and its affiliate since 2000. Outside of his advisory role, he co-owns Timberwolf Consulting LLC, a business related to managing his Ameriprise practice. Ameriprise provides retirement-income planning services tailored for clients approaching or in retirement with substantial investable assets. The firm combines research-driven modeling and tax-efficient strategies to deliver personalized, non-discretionary retirement income recommendations through a centralized consulting team.

Heather Harden is a financial advisor at LPL Financial with 34 years of industry experience. She holds Series 63 and Series 65 designations and has been with LPL Financial since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management and providing model portfolios and research support.

Niles Austvold is a financial advisor with Cetera, holding a Series 63 designation and over 43 years of industry experience. He has worked with Cetera and its affiliates since 2014 and is also the owner of Highview Advisors. Outside of his advisory work, he serves as president of Marshwinds Toastmasters, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered advisor supporting individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, with access to various program structures and third-party managers.

Constance Erickson is a financial advisor at Cambridge Investment Research Advisors with 27 years of industry experience. She holds the Series 66 designation and has worked with firms including Avantax Insurance Agency and Avantax Advisory Services. Outside of her advisory role, she owns Constance Financial Consulting, which provides tax services. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing multiple portfolio management platforms and both proprietary and third-party strategies.

Steven Treberg is a financial advisor at LPL Financial with 26 years of industry experience. He previously worked at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. He holds a Series 63 designation and has involvement in non-variable insurance through Beacon Benefits Group and Strategic Financial Concepts. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, with a range of discretionary and non-discretionary management options supported by research and technology.

Jeffrey Myers is a financial advisor at OSAIC with 20 years of industry experience. He holds a Series 63 designation and has previously worked at Securities America Advisors and Ameriprise Financial Services. Outside of his advisory role, Myers is a scout leader and a small group leader at Hosanna Church. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with an investment approach that combines asset-allocation tools, risk-tolerance analysis, and diversified portfolios including stocks, bonds, and alternative investments.

Daniel Montalbano is a financial advisor with Cetera and holds the Series 66 designation. He has one year of industry experience and previously worked with Avantax Advisory Services, Avantax Investment Services Inc, and MFG Financial Advisors. Outside of advising, he has been involved with MFG Financial Advisors as a Wealth Management Assistant, supporting financial planning and tax services. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a large network of independent advisors and provides access to multiple program platforms and third-party money managers.

Jessica Fields is a CFP®, ChFC®, and holds a Series 66 license with 13 years of experience in the financial industry, all with Edward Jones. Based in Apple Valley, MN, she has been with Edward Jones since 2013. Outside of her advisory role, she serves as a co-trustee of a family trust. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Thomas Kalb is a financial advisor with Ameriprise in Minneapolis, MN, holding a Series 66 designation and nine years of industry experience. He has been with Ameriprise and its related entities since 2015. Outside of his advisory role, Kalb serves as an official for USA Hockey, conducting officiating duties for hockey games. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research-driven, algorithm-supported recommendations with personalized financial advice through a centralized consulting team.

Craig Settje is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and currently works at Wells Fargo Advisors Financial Network. Outside his advisory role, he has worked as a laborer and truck driver for Corona Grain and Feed in South Dakota. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and develops tailored recommendations using proprietary research and tools, with clients having flexibility in how they implement those recommendations.

Marc Haverkamp is a CFP® professional with eight years of industry experience, currently serving as an advisor at LPL Financial since 2018. Prior to joining LPL, he worked at Ernst & Young LLP for six years. In addition to his advisory role, he is involved in tax preparation and accounting through several related businesses. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers financial planning, various advisory programs, and retirement plan consulting, supporting both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Dobby O'Donnell is a financial advisor with Edward Jones in Mendota Heights, MN, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Edward Jones, he worked in the hospitality industry at various firms including Great Wolf Lodge, Drury Hotels, and Aimbridge Hospitality. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Brian Wagenbach is a financial advisor with Charles Schwab in Edina, MN, holding CFP® and Series 63 designations and bringing 28 years of industry experience. His career includes long-term service at Charles Schwab since 1999 and a brief tenure at TD Ameritrade from 2023 to 2024. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized custodial and supervisory support.

Sam Reber is a financial advisor at Ameriprise with 11 years of industry experience. He has held roles at Ameriprise since 2018 and previously worked at Axa Advisors. He holds the Series 63 and Series 65 designations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Michael Bryant is a financial advisor at OSAIC with a Series 66 designation and over four years of diverse work experience, including roles at CAPTRUST Financial Advisors LLC and Thrivent. His background also includes positions outside the financial industry, such as teaching at Iowa State University and John F. Kennedy Jr. High School. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services, retirement plan consulting, and access to third-party money managers. The firm employs advanced asset-allocation tools and supports both discretionary and non-discretionary portfolio management across various investment types.

Brian Farley is a CFP® professional with 30 years of industry experience, currently affiliated with Cetera. He has worked at various firms including Cetera Advisors LLC, First Allied Advisory Services, and has been the owner and CEO of Farley Financial Partners, Inc. since 2012. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers.

Dennis Mcnearney is a financial advisor with LPL Financial in Edina, MN, holding a Series 63 license and 39 years of industry experience. His prior work includes nearly three decades at FSC Securities Corporation and ongoing ownership of D&S Tax Service LLC, where he provides tax preparation and planning services. He is also a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of advisers. The firm offers a range of advisory programs, financial planning, and retirement consulting with both discretionary and non-discretionary management supported by in-house research and third-party strategies.

Anuradha Ramakrishna is a financial advisor at Fidelity with seven years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Merrill and Wells Fargo prior to joining Fidelity. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery, along with specialized roles such as commodity pool operation and formal advisory to registered investment companies.

Scott Notman is a financial advisor with Ameriprise in Bloomington, MN, holding a Series 66 designation and five years of industry experience. He has been with Ameriprise since 2019 and previously worked three years at Jimmy John's. Notman is co-owner of Woelfle-Notman LLC, where he manages an advisory business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice. The firm’s approach includes a centralized service team that leverages investment research and algorithmic tools, with recommendations implemented non-discretionarily by clients or their advisors.

Nickolas Vucenich is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. His prior roles include positions at Farmers Insurance and Air T, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute with third-party data, offering both brokerage and advisory solutions across a broad asset base.