Jack Balkey is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 1976 and joined the current team in 2023. Jack holds the Professional Investment Advisor (PIA) designation. He earned both his Bachelor of Science in Finance and his Master of Business Administration from the University of Illinois. With decades of experience, Jack has focused on serving clients and maintaining long-term relationships, supporting multiple generations of clients.

Dariusz Caputa is a financial advisor at Cetera with 22 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. He has been associated with Cetera and its affiliates since 2004 and has operated his own CPA and tax practice, Caputa & Associates, Ltd, since 2009. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers.

Magdalena Woroniecki is a CFP®-certified financial advisor with 22 years of industry experience, currently affiliated with Ameriprise in Park Ridge, Illinois. Her prior roles include positions at Sikich Capital Management, Equitable Advisors, and Farmers Insurance Group. She serves as a board member of the DuPage County Estate Planning Council, a professional organization focused on estate planning guidance and networking. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement planning advice through a centralized service team and ongoing collaboration with financial advisors.

Kimberly Ambrogio is a Series 66 licensed financial advisor with 21 years of industry experience. She has worked at J.P. Morgan Securities since 2012, with prior experience at Merrill and Chase Investment Services Corp. Outside of her advisory work, she serves as Midwest Ambassador for SAK Saum, a nonprofit supporting at-risk and trafficked individuals in Cambodia through artisan product sales. J.P. Morgan Securities provides institutional consulting services focused on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative and qualitative due diligence and includes broader derivatives and commodities capabilities.

Zachary Eugene is a financial advisor with J.P. Morgan Securities in Glenview, IL, holding a Series 66 designation and two years of industry experience. His background includes roles at JPMorgan Chase Bank, N.A., and various positions during his tenure at Marquette University and other companies. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to support its recommendations and maintains a range of regulatory registrations that include futures and security-based swap dealer activities.

Michael Prosen is a financial advisor with J.P. Morgan Securities in Vernon Hills, IL, holding a Series 66 designation and 21 years of industry experience. He has worked at J.P. Morgan Chase since 2007 and joined J.P. Morgan Securities in 2012. Prior to that, he was with Ameriprise for two years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program supported by centralized due diligence and a manager solutions team.

Michelle Milliken is a CFP® professional with 12 years of industry experience, currently affiliated with LPL Financial. She has held prior roles at Securities America Advisors and Osaic FA, Inc. Milliken is also a Notary Public for Cook County, IL. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including access to model portfolios, third-party asset managers, and institutional platforms.

Joshua Bailey is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Presidio Investors and Baylor Angel Network. Joshua is based in Winnetka, Illinois. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s approach includes written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Charles Rahn is a financial advisor with Morgan Stanley in Deerfield, IL, holding a Series 66 designation and 16 years of industry experience. His prior experience includes roles at Fifth Third Securities and Fifth Third from 2010 to 2022. He serves as a board member of a homeowners association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Allen Weingarten is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has served at Kutchins, Robbin, Diamond, Ltd. since 2017 and has maintained ongoing roles with Rhr Wealth Management, LLC and Rockoff Harlan Rasof, Ltd., an accounting firm where he works as a CPA. Outside of his advisory work, Weingarten is actively involved in accounting and tax services through his CPA practice. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options, combining affiliated and third-party managers, and operates at significant scale with over $256 billion in assets under management.

David Perrine is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill since the beginning of his career in 1986. Dave works closely with high-net-worth families, business executives, and business owners to define priorities and pursue their short-range and long-range financial goals. His tailored strategies focus on client objectives, time horizons, liquidity needs, and risk tolerance, with an emphasis on asset allocation and diversification. Dave holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., and the Personal Investment Advisor (PIA) designation. He earned a Bachelor's degree in Finance from Illinois State University in 1986. His areas of expertise include college education planning, family wealth management strategies, legacy planning, liquidity management, retirement income, philanthropic planning, portfolio management services, tax minimization, and managing new wealth. He lives in Lake Barrington with his wife Meredith, their son Eric, and their two dogs, Sparkle and Stella. Dave enjoys biking, music, photography, reading, watching movies, and spending time with his family. He also participates in community volunteer activities in line with Merrill's tradition of community involvement.

Ronald Guidice is a financial advisor at Ameriprise with four years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2022. His prior experience includes roles at Jewel Osco and Peapod. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated entities and employs a centralized team to deliver algorithmically supported, non-discretionary retirement recommendations.

Alexander Ingalls is a financial advisor with RBC Capital Markets in Lake Forest, IL, holding a Series 66 designation and 18 years of industry experience. He has worked at RBC Capital Markets since 2009, with prior experience at UBS Financial Services and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, corporations, and charitable organizations. The firm offers multiple advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients’ risk profiles and utilizing a combination of in-house and third-party investment managers.

John Valverde is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2019, progressing through roles including Financial Representative, Relationship Manager, Planning Consultant, and Financial Consultant I. Prior to joining Fidelity, he worked as a Relationship Specialist at Charles Schwab in 2018-2019 and as a College Financial Representative at Northwestern Mutual in 2017. In his current role, John collaborates closely with clients to develop personalized financial plans that prioritize their goals and aspirations. He utilizes Fidelity's tools and resources to create investment strategies aligned with each client's vision of the future. His experience spans client relationship management and financial planning within prominent financial institutions. Educational background and personal interests were not provided.

Richard Scheele is a financial advisor at OSAIC with nine years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Advisors Corporation for nine years. Outside of his role at OSAIC, Scheele is a partner and manager at The Next Level Planning Group, LLC, where he participates in strategic decision-making and operational management. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, supporting various account types and investment strategies across its affiliated broker-dealer and RIA networks.

Philip Depriest is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. His career includes prior roles at Cetera Investment Advisors LLC, Raymond James Financial Services, and Vision Asset Management Inc. He has been with LPL Financial since 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by technology tools and oversight of over $819 billion in discretionary assets across a network of more than 22,800 advisors.

Olivia Hauser is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Prior to joining Fidelity, she held various roles in education and other fields, including positions at Illinois State University and Mobile Therapy Centers of America. Fidelity’s Strategic Advisers LLC, where Olivia works, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund-of-funds and model portfolios delivered to intermediary platforms.

Tony Diar Bakerli is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 12 years of industry experience, having previously worked at SAGEPOINT FINANCIAL and Wells Fargo Clearing. In addition to his advisory role, he is involved in several business ventures, including serving as President and CEO of Bakmen Group Holding and as an owner and board member of companies in the food and beverage service and technology sectors. Cambridge Investment Research Advisors serves individual and institutional clients by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and offers both discretionary and non-discretionary management through multiple platforms and proprietary model strategies.

Mark Pautsch is a financial advisor with Cetera who holds a Series 66 designation and has 19 years of industry experience. He has worked at various Cetera entities since 2015. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform that includes affiliated and third-party model portfolios along with customized strategies.

Ezra Samuels is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with clients to understand their current financial situations and introduces them to the solutions available through Merrill and Bank of America. He aims to empower clients with knowledge and tools to manage their financial lives effectively. Ezra holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned his Bachelor's Degree from Syracuse University.