Patrick Wilker is a financial advisor at Thrivent Investment Management with 18 years of industry experience. He holds a Series 66 designation and has previously worked at U.S. Bancorp Investments, Inc. and Ameriprise Financial Services, Inc. Wilker has been with Thrivent since 2021. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning across various topics, allowing clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Thomas Stone is a financial advisor at J.P. Morgan Securities with a Series 66 designation and three years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2022, with prior experience at Chesterfield Family Center and the University of Kansas. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services on a non-discretionary basis, combining large institutional advisory operations with brokerage and investment management capabilities.

Austin Mc Avoy is a financial advisor at Edward Jones with a Series 66 designation and experience spanning roles at Inwood National Bank and the Dallas Police Department. His background includes 12 years in banking and 20 years in law enforcement. He is also affiliated with the Dallas Police/Fire Pension System. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions through a large network of financial advisors and branch offices nationwide.

Ramona Locke is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in institutional retirement services and private client portfolio management. She serves as a Retirement Benefits Consultant focusing on corporate retirement plans and is part of the Global Institutional Consultants group at Merrill Lynch, which provides investment consulting to institutional clients with complex needs. In her role as a qualified Portfolio Manager, she builds and manages personalized investment strategies incorporating individual securities, Merrill Lynch model portfolios, and third-party investment strategies, including discretionary management through the firm's Investment Advisory Program. Ramona began her career at Merrill Lynch Wealth Management in 1980 at the Pittsburgh office. She holds both a Bachelor of Science and a Master of Science from the University of Pennsylvania. Prior to joining Merrill, she taught college chemistry. Her professional designations include Certified Investment Management Analyst (CIMA), Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA), among others. She is affiliated with professional organizations such as ASPPA, Investments & Wealth Institute, and NAPA. In addition to her professional work, Ramona is active in community involvement as Vice Chair of the Foundation Board for Ursuline Academy of Dallas. She is also a member of the Dallas Symphony Orchestra League and serves as an Adjunct Professor teaching Financial Literacy at Texas Christian University. Her client focus areas include divorce transition planning, services for endowments, foundations and non-profits, investment consulting for defined contribution plans, employee financial health, personal retirement planning, women and wealth, sports and entertainment, individual and corporate investment strategy, and retirement income.

Christopher Wilcox is a financial advisor at Morgan Stanley in Dallas, TX, holding a Series 66 designation with 23 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and advisory programs supported by structured discovery processes and advanced planning tools, managing approximately $2.74 trillion in client assets.

Carter Horwitz is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Cambridge Associates and Wellington Management. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a combination of quantitative asset-allocation modeling and centralized due diligence, with an ESG eligibility framework integrated into its investment recommendations.

Nolan Chumbley is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various JP Morgan entities since 2018. Prior to joining JP Morgan, he was employed at Higginbotham Insurance and attended Baylor University. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Cory Hargrave is a financial advisor at Stifel with 26 years of industry experience. He holds a Series 66 designation and has worked at Stifel Nicolaus & Co Inc since 2020, following nine years at Bank of America, N.A. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services such as fee-based financial planning and model portfolio recommendations based on proprietary investment analysis and probabilistic modeling.

Rachel Kelly is a financial advisor with Merrill in Dallas, TX, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She has worked at Merrill since 2019 and previously held roles at PFS Investments Inc, Life Time Fitness, and Primerica Financial Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Steven Crate is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Merrill and Raymond James & Associates. Outside of finance, he is a certified flight instructor at Monarch Air and Monarch Aviation, where he teaches students both in ground school and in practical flight training. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling and centralized due diligence. The firm’s approach includes an ESG eligibility framework and access to a broad range of products through its affiliations within the J.P. Morgan organization.

Bikram Mehta is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on developing personalized wealth management strategies tailored to clients’ unique financial situations and goals. His areas of expertise include family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Bikram holds a Bachelor's Degree from Y C College of Engineering and a Master's Degree from Symbiosis Institute of Management Sciences. He is a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). Bikram follows the Merrill tradition of community involvement and dedicates time to volunteering with local organizations. Outside of work, he enjoys golfing, spending time with his family, and traveling.

Travis Moss is a financial advisor with RBC Capital Markets in Dallas, TX, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He previously worked for Stifel Nicolaus & Co Inc for 10 years before joining RBC in 2026. Outside of his advisory role, he manages a hunting lease through MOSS HUNT LLC. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a variety of advisory programs and customizes investment strategies using both in-house and third-party managers, combining discretionary and non-discretionary portfolio management with financial planning and brokerage services.

Marjorie Zethraus is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 65 and Series 63 licenses and has worked with JPMorgan Chase and J.P. Morgan Securities since 2009. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its recommendations.

Daniel Worobiec is a CFP®-certified financial advisor with 12 years of industry experience. He is currently with J.P. Morgan Securities in Dallas, TX, where he has worked since 2018. His prior experience includes roles at Fidelity and its related entities from 2014 to 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a program that combines quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and offers access to a broad range of product types through its affiliations within the J.P. Morgan financial organization.

E Lawrence Smith is a CFP® professional with 18 years of industry experience, currently advising at OSAIC since 2025. He previously worked for Lincoln Financial Advisors Corporation for 14 years. Smith is also president of ELS Vision Wealth Management, PLLC, where he offers commission-based group benefits and various insurance products. OSAIC serves a diverse client base including retail and institutional investors, providing integrated brokerage, advisory services, financial planning, and access to multiple investment platforms. The firm employs asset-allocation tools and automated rebalancing to construct portfolios across a range of investment types and supports both discretionary and non-discretionary account management.

Paul Bender is a financial advisor with Wells Fargo Clearing in Dallas, TX, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, serving as an ERISA fiduciary and offering both discretionary and non-discretionary plan investment services.

Maria Stathakis is a financial advisor at UBS Financial Services with 17 years of industry experience. She holds the Series 66 designation and has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research to tailor plans based on clients’ goals and risk tolerances.

Joseph Reina is a CFP® with 12 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. His prior roles include positions at CliftonLarsonAllen Wealth Advisors and Fidelity Personal and Workplace Advisors. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, investment manager searches, and customized performance reporting through a non-discretionary advisory model. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Melissa Neidinger is a financial advisor at UBS Financial Services in Dallas, TX, holding a Series 66 designation and possessing 10 years of industry experience. She has been with UBS since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and a range of capital markets functions to support client goals.

Karell Diaz is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2019, with prior roles at Associated Bank, Sprint, Chase Bank, Booking.com, and 211 San Diego. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.