Jessica Faleao is a financial advisor with Schwab Wealth Advisory who holds Series 63 and Series 66 licenses and has seven years of industry experience. She has been with Schwab Wealth Advisory since 2021 and has worked within the Charles Schwab organization since 2018. Prior to her financial services career, she worked briefly in hospitality and nonprofit roles. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering services that include financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly manage client assets on a discretionary basis.

Keith Brant is a Series 66-credentialed financial advisor with 14 years of industry experience. He is currently with Empower Advisory Group, where he has worked since 2023, and previously held roles at Personal Capital Advisors Corporation, Fluent Financial, and USAA Financial Advisors Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to IRA and retail brokerage account holders. The firm offers an integrated service model connected to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing over short-term forecasts.

Dale Rottschafer is a CFP® and CFA® with five years of industry experience. He is currently with Schwab Wealth Advisory Inc., where he has worked since 2023. Prior to this, he spent 13 years at Envestnet, Inc. Outside of his advisory role, he is involved in managing a non-agent real estate investment, handling tenant relations, rent collection, and property maintenance. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Charles Schwab ecosystem and does not directly charge clients fees.

Elijah Martinez is a financial advisor at Schwab Wealth Advisory with five years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Charles Schwab since 2020, including his current role at Schwab Wealth Advisory beginning in 2024. Prior to his career in finance, he worked at Elevation Corporate Health for one year. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program sponsored by Charles Schwab & Co., Inc. The firm offers financial reviews, planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools, while clients retain final trading decisions.

Stephen Gordon is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 licenses and over 30 years of industry experience. His prior roles include positions at PFG Advisors, Securities America, Foothill Securities, and Cue Financial Group. Outside of advising, he is involved as an investor and board member of an ice rink in Superior, Colorado. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and municipal entities. The firm provides a range of services including investment management, financial planning, retirement plan consulting, and third-party manager oversight, utilizing multiple program models and a combination of proprietary and third-party platforms.

Claire Cox is a CFP® and holds a Series 66 license, serving as a financial advisor at Schwab Wealth Advisory since 2022. She has four years of industry experience and previously worked at Northrop Grumman and in other roles outside the financial sector, including as a self-employed nanny. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, delivering recommendations based on Schwab’s asset allocation models and research tools. The firm serves individual clients through annual financial reviews and investment guidance but does not exercise discretionary trading authority.

Edward Gerber Jr. is a financial advisor at Mariner with 26 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at firms including Jenkins Wealth, Stephen A. Kohn & Associates, Royal Alliance Associates, and Transamerica Capital. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and coordinated tax and family office services. The firm employs discretionary, customized portfolio strategies supported by an Investment Committee and an internal management team, with a notable integration of tax and accounting services.

Loren Archuleta is a financial advisor with Schwab Wealth Advisory in Lone Tree, CO, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked at Schwab Wealth Advisory since 2021 and has been with Charles Schwab & Co., Inc. since 2018. Prior to that, he was employed at Wells Fargo Bank N.A. from 2015 to 2018. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab’s asset allocation models and research tools to recommend investments, with final trading decisions made by clients.

Chelsea Kessler is a financial advisor with Eagle Strategies (NY Life) based in Denver, CO. She holds Series 63 and Series 65 licenses and has six years of industry experience. Prior to her current role, she has held positions at NYLIFE Securities LLC and New York Life Insurance Co. Kessler is also involved with S.H.E Suite, an organization that helps organize women's networking events. Eagle Strategies serves a diverse client base, including individual investors, defined contribution and benefit plans, and corporate and charitable clients. The firm offers a range of financial planning and investment management services, with a focus on tailored recommendations and largely non-discretionary asset management.

Ashley Hampton is a financial advisor at Empower Advisory Group with five years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at GWFS Equities, Inc. and Southern Glazer's Wine & Spirits. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing through a financial planning service that produces “point-in-time” plans and optional managed account solutions.

Lacey Cobb is a financial advisor with Empower Advisory Group and holds the CFP®, CFA®, and Series 65 designations. She has 15 years of industry experience, with prior roles at Personal Capital and Polaris firms. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to retail brokerage and IRA account holders, using an integrated service model connected to Empower’s recordkeeping and administrative platforms.

Robin Lilly is an advisor at Transamerica Retirement Advisors, LLC with Series 63 and Series 65 licenses. Although new to the financial industry with less than a year of experience, Lilly previously operated Little Lilly's Island Deli for 14 years. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services, utilizing proprietary software and portfolio models from Morningstar Investment Management. The firm manages a large client base with a focus on non-discretionary assets.

Sergio Lovato is a financial advisor at Hightower Advisors with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Bluerock Capital Markets and Charles Schwab in various advisory and banking roles. Outside of his advisory work, he is a partner in short-term rental property ventures in Denver, CO. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and pooled investment vehicles. The firm’s approach features multi-manager solutions and a combination of proprietary and third-party research to support portfolio construction across various asset classes.

Morgan Hemauer is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He previously worked at Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc. Outside of his advisory role, Hemauer provides dog walking and pet sitting services. Schwab Wealth Advisory, Inc. offers non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, focusing on comprehensive financial reviews and investment recommendations using Charles Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees for its advisory services.

Jason Boeckman is a financial advisor at Key Investment Services LLC with 12 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TIAA and TIAA-CREF for 11 years. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed account offerings. The firm emphasizes client-directed model selection and ongoing monitoring while providing access to third-party discretionary managers and maintaining oversight through a Product Due Diligence Committee.

Michael Pasieka is a CFA® charterholder with 10 years of industry experience. He has worked at Empower Advisory Group since 2023 and was previously with Personal Capital Advisors Corporation starting in 2015. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates rather than short-term forecasts.

Bryan Knoebel is a CFP® professional with 12 years of industry experience, currently serving at Empower Advisory Group since 2023. He previously worked at Personal Capital Advisors Corporation from 2017 to 2023 and at Project Black Financial Technologies, LLC from 2013 to 2017. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and select retail brokerage clients. The firm uses an integrated model linked to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and client savings rates in its planning services.

John Courier is a CFA® charterholder with 26 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior experience includes roles at Russell Investments and Northwestern Mutual Wealth Management Company. He is based in Lone Tree, Colorado. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab & Co., focusing on client-directed investment decisions.

John Baker is a financial advisor at Creative Planning with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Creative Planning since 2016. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in client assets and employs a financial planning-led investment approach that combines low-cost indexing with supplemental strategies, supported by a large advisory team and centralized investment infrastructure.

Timothy Keating is a financial advisor with Cerity Partners LLC in Denver, CO, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He previously led Keating Wealth Management, LLC for nine years before joining Cerity Partners in 2024. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, and institutional investors, managing approximately $126.9 billion in assets. The firm offers a comprehensive range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolios and a variety of affiliated capabilities.