Dan Smedley is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley and its affiliated entities since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by advanced modeling tools.

Kevin Buehler is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with E*TRADE Capital Management LLC and E*TRADE Securities LLC prior to joining Morgan Stanley. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market scenario modeling.

Ryan Winzenried is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. Prior to joining Schwab, he worked at various firms including Northwestern Mutual and Amazon, and has also been associated with Treehouse Athletic Club. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and rigorous due diligence on alternative investments.

Joshua Lenners is a financial professional with Cetera, holding a Series 66 designation and beginning his advisory career in 2025. He has experience working with Renaissance Financial and Cetera Wealth Services, LLC. Outside of his financial activities, he has been involved with Willow Creek Country Club and Eggsburgh. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and multiple program platforms.

Curtis Willardson is a financial advisor with LPL Financial in Lehi, UT, holding CFP®, Series 63, and Series 65 designations and bringing 38 years of industry experience. He previously worked at Cetera Advisor Networks LLC and Salt Lake Bsi, Inc. Outside of his advisory role, Willardson serves as a trustee for the Willardson Asset Protection Trust. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Garrett Coates is a financial advisor at Raymond James & Associates with 13 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Raymond James, he worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC for several years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Jamison Smith is a financial advisor at Morgan Stanley with 25 years of industry experience. He has previously worked at Fidelity and E*TRADE Capital Management and Securities. Outside of his advisory role, he runs a YouTube channel featuring biking footage without personal appearances. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, delivering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both individual plans and corporate financial planning agreements.

Michael Baker is a CFP® and ChFC® with 14 years of experience, currently serving as a financial advisor at Edward Jones since 2012. He is based in Murray, UT. Outside of his advisory role, he serves as Board President for Red Rock Winchester, overseeing HOA assessments and building maintenance. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm offers a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products, supported by a nationwide network of over 23,000 financial advisors.

Levi Ostler is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 66 and Series 63 credentials and has previously worked at Goldman Sachs and JP Morgan Chase. Outside of financial advising, he is involved as a Lyft driver. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning supported by structured processes and utilizes various analytical tools, managing approximately $2.74 trillion in client assets.

Carter Cox is a financial advisor at Morgan Stanley with one year of industry experience. Prior to joining Morgan Stanley, he held positions in various service and hospitality roles, including at Oak View Group Hospitality and Omni Hotels. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and advisory programs supported by structured planning tools and a broad range of investment services.

Linda Bagley is a financial advisor at Morgan Stanley with 26 years of industry experience. She has been with Morgan Stanley since 2018 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors. She holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and provides its services through financial advisors and estate planning groups.

Robert Hutton is a financial advisor at Edward Jones with 18 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Edward Jones in 2018, he worked at Morgan Stanley and MS & Co., LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs with approximately $1.01 trillion in assets under management and maintains a large nationwide network of advisors and branch offices.

Samantha Carter is a financial professional with Cetera and holds a Series 66 designation. She has been working in the financial services industry since 2025, including roles at Cetera, Cetera Wealth Services, and Renaissance Financial. Prior to her financial career, she was involved in several non-financial roles, including operating Hug Hes Cafe for five years. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a wide range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and utilizes multiple program structures and custodial relationships.

Jonathan Clegg is a financial advisor with Edward Jones, holding a Series 66 designation and 18 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory strategies, including tax-efficient services and affiliated investment products, supported by a large national network of financial advisors and branch offices.

Spencer Fredrickson is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley since 2023. His prior experience includes roles at E*TRADE Securities LLC, TD Ameritrade, Regency Investments, RAM Enterprises, and Gallup. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools.

Allyn Shaw is a CFP® professional with 22 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. since 2011. Prior to this, he worked at the University of Phoenix for seven years. He is the President of a local Homeowners Association and owns Shaw Financial Services, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through its affiliation with a municipal advisor.

Levi Waters is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has previously worked at E*TRADE Capital Management, E*TRADE Securities, and Edward Jones. Outside of finance, Levi operates a handyman business called Lend a Hand Handyman. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning arrangements.

Steven Jackson is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 credentials and having 32 years of industry experience. He has worked at various Fidelity-affiliated firms since 1993 and is involved outside of work providing care for special needs individuals during holidays. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research and quantitative analysis with systematic portfolio construction.

John Nielsen is a CFP® professional with 42 years of experience in the financial services industry. He currently works with Cetera and has held roles at Keystone Wealth Advisors and Retirement Planning Associates, among others. Nielsen is also involved in equipment leasing through RPA Aero LLC, where he manages operational and accounting duties. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with varied discretionary and non-discretionary portfolio management options, financial planning, and access to third-party money managers.

Steven Fullmer is a financial advisor with OSAIC who holds a Series 63 designation and has 39 years of industry experience. He has been associated with Royal Alliance since 2013. Outside of his advisory role, he is a managing member of several entities, including ALISANDRA, LLC, which manages his personal investments. OSAIC serves a diverse clientele ranging from individual and high-net-worth investors to institutional clients such as pension plans and charitable organizations. The firm provides a wide array of services including brokerage, investment advisory, financial planning, and access to various third-party money managers through multiple advisory platforms.