Daniel Johnston is a financial advisor with Morgan Stanley in South Jordan, UT, holding Series 63 and Series 66 licenses and 27 years of industry experience. He previously worked at Fidelity Brokerage Services, Inc. for 24 years before joining Morgan Stanley in 2022. Outside of his advisory role, he operates a sole proprietorship focused on digital website marketing and advertising. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools including Monte Carlo simulations and secular return estimates in its process.

Maika Parker is a financial advisor with LPL Financial, holding a Series 66 credential and 1 year of industry experience. She has worked concurrently with Mountain America Credit Union and LPL Financial since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management and providing access to model portfolios and research.

James Harris is a financial advisor at LPL Financial with seven years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2018. Harris also has a long-term affiliation with Zions Bank dating back to 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by in-house and third-party research and portfolio models.

Robert Bakker is a financial advisor with LPL Financial in Midvale, Utah, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial in 2022, he worked at Mountain America Credit Union and has experience in roles outside finance, including at Little Dutch Boy Bakery and Utah Valley University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services, including discretionary and non-discretionary management, supported by research and model portfolios from LPL Research and third-party subadvisors.

Colter Wilcock is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and eight years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2017, including a prior year at Wells Fargo Bank, N.A. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan broker-dealer and banking organization and offers clients non-discretionary advisory services through a select group of Wealth Advisors.

Garrett Barthelmes is a financial advisor with LPL Financial, holding a Series 66 designation and 13 years of industry experience. Prior to joining LPL in 2021, he worked at J.P. Morgan Securities, Merrill Lynch, and Edward Jones. Outside of his advisory role, he is involved with Deyan Audio in a non-investment-related capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

Dallin Brand is a financial advisor with Primerica Advisors in Pleasant Grove, UT, holding Series 63 and Series 65 registrations and with eight years of industry experience. His background includes roles at Go Health, Cross Fit Lehi, PFS Investments Inc., Primerica Financial Services, Gunthers Comfort Air, and The Church of Jesus Christ of Latter-day Saints. He is involved in sales of various home-related products and services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering model-based advisory services supported by third-party asset managers and custodians.

Christopher Freymuller is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 40 years of industry experience. He has worked with Wells Fargo Advisors LLC since 2009 and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

John Shaw Jr. is a CFP®-designated financial advisor with Merrill, based in Salt Lake City, UT, and has 31 years of industry experience. His prior roles include positions at Barclays Capital Inc. and Thomas Weisel Partners LLC. Outside of his advisory work, he serves as a board member for the Main Street Place homeowners association in Scottsdale, AZ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, and institutional investors with model-based and discretionary investment strategies supported by internal and third-party managers.

Jeremy Miller is a financial advisor with Raymond James & Associates holding a Series 66 designation and eight years of industry experience. Before joining Raymond James in 2025, he spent 20 years at Wells Fargo Bank, N.A. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting through various advisory programs.

Mike Donaldson is a financial advisor with LPL Financial in Cottonwood Heights, UT, holding Series 63, 65, and 66 licenses and over 25 years of industry experience. He has worked at LPL Financial since 2019 and has a concurrent history with MML Investor Services and MassMutual Life Insurance Company since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management alongside research and model portfolios.

Gregory Miller is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds a Series 66 designation and previously worked at J.P. Morgan Securities for 11 years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Amy Diamond is a financial advisor at Edelman Financial Engines with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Alta Capital Management, Narus Financial Partners, and Copperwynd Financial. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment options.

Dusty Roche is a financial advisor at OSAIC with 21 years of industry experience. He held a role at Lincoln Financial Advisors for 18 years before joining OSAIC in 2025. Outside of advising, he helps operate Roche Ranches, a family farming business he has been involved with since 1994, and manages related transport and insurance activities. OSAIC serves a diverse client base including individuals, high-net-worth investors, and institutions, offering a range of investment advisory and brokerage services supported by advanced portfolio construction tools and multiple advisory platforms.

William Dishman is a CFP® and ChFC® with 33 years of industry experience. He is currently affiliated with LPL Financial and has held prior roles at Raymond James Financial and several other investment firms. Dishman is also involved with 2795 Partners, LLC and Utah Wealth Strategies, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research and model portfolios.

Jonathan Rowland is a financial advisor with LPL Financial in Draper, Utah, holding Series 63 and Series 65 credentials and 23 years of industry experience. His prior roles include positions at Parkland Securities, LLC and DFPG Investments, LLC. In addition to his advisory work, he has been involved in insurance sales since 1997. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs supported by research and technology, providing both discretionary and non-discretionary management services.

Spencer Carlson is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors, based in Salt Lake City, UT, and has one year of industry experience. Prior to joining Cambridge, he held roles at Fidelity Investments and has varied experience including positions at the University of Utah and Liberty Hills Tennis LLC. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through independent financial professionals using a range of customizable strategies and platform arrangements.

Dan Smedley is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley and its affiliated entities since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by advanced modeling tools.

Kevin Buehler is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with E*TRADE Capital Management LLC and E*TRADE Securities LLC prior to joining Morgan Stanley. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market scenario modeling.

Ryan Winzenried is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. Prior to joining Schwab, he worked at various firms including Northwestern Mutual and Amazon, and has also been associated with Treehouse Athletic Club. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and rigorous due diligence on alternative investments.