Johnathon Campion is a CFP® with seven years of industry experience, currently serving as a financial advisor at Cerity Partners LLC since 2025. He previously worked at Canopy Wealth Management and Northwestern Mutual Investment Services LLC. Cerity Partners is an SEC-registered investment adviser managing approximately $126.9 billion in client assets as of December 31, 2024, serving a diverse client base including individuals, families, institutions, and corporations. The firm offers a range of services such as investment management, financial planning, and access to alternative and private-market investments, with a focus on customized, diversified portfolios and private-market programs for qualified clients.

Connor Hutchinson is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and three years of industry experience. He has worked at Schwab Wealth Advisory since 2026 and has prior experience with Charles Schwab & Co., Inc and Farmers Insurance. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab's research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its advisory services.

Tom Waite is a CFP® professional with 28 years of industry experience. He has been with Charles Schwab and its affiliated entities since 1996, including his current role at Schwab Wealth Advisory since 2018. His prior work includes a year at BNC National Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm delivers advice using Schwab’s asset allocation models and research tools, offering annual financial reviews and investment recommendations without discretionary trading authority.

Elizabeth Mahoney is a financial advisor with Stratos Wealth Partners, Ltd in Scottsdale, AZ, holding a Series 66 designation and bringing 23 years of industry experience. She has worked at Stratos Wealth Partners and LPL Financial since 2016 and was previously with Wells Fargo Clearing from 2012 to 2016. Stratos Wealth Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers financial planning, advisor-managed programs, model portfolios, and retirement plan consulting through a large network of investment adviser representatives using a combination of proprietary and third-party strategies.

Terry Heimes is a Certified Financial Planner® with 31 years of experience, currently affiliated with Commonwealth Financial Network and co-owner of CalmWater Financial Group. He has been with both Commonwealth and CalmWater Financial Group since 2011. He also owns On Time, LLC, a private entity unrelated to investments. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages around $212.7 billion in client assets. The firm offers a range of managed account programs, access to third-party asset managers, and comprehensive back-office services.

Tracy Mc Macken is a CFP®-certified financial advisor with nine years of industry experience. She currently works at Schwab Wealth Advisory, Inc. and Charles Schwab & Co., Inc. and previously spent eight years at The Vanguard Group, Inc. Tracy holds Series 63 and Series 66 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Charles Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its advisory services.

James Lesniewski is a financial advisor at VALIC Financial Advisors with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial and Bankers Life. He also acts as an agent selling non-securities insurance products through Agia. VALIC Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers wrap programs, portfolio management, and financial planning through a large network of advisors, utilizing discretionary unified managed accounts and a technology-driven approach to investment management.

Nicholas Scarcelli is a financial advisor at Independent Advisor Alliance, LLC with four years of industry experience. He holds the Series 66 designation and has previously worked at LPL Financial, Equitable Advisors, and Creative Financial Group. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement plan consulting. The firm combines a network of advisory representatives with brokerage services through LPL Financial and uses various portfolio management strategies alongside technology platforms to support client needs.

Robert Johnson is a CFP® with 14 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory since 2021. He previously worked for The Vanguard Group, Inc. from 2011 to 2021. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations. The firm operates within the Schwab ecosystem, delivering advice through standard asset allocation models and research tools, while leaving final trading decisions to clients.

Philipp Ballmaier is a financial advisor at PNC Wealth Management with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at The Vanguard Group and Charles Schwab. Outside of his advisory role, he is a freelance writer, a habilitation specialist with Arizona Autism, and a content creator for the YouTube channel Timeless Devotionals. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including a digital discretionary model account offered as an invitation-only pilot for PNC Bank employees. The firm uses algorithm-driven risk assessments and delegates portfolio implementation to third parties, focusing on mutual funds and ETFs with annual rebalancing.

Sean O Neill is a Series 66 licensed financial advisor with Schwab Wealth Advisory in Phoenix, AZ. He has two years of industry experience, including prior roles at Charles Schwab and five years at SP+. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations that utilize Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not charge clients directly, distinguishing its advisory services from many enterprise wealth managers.

William Read is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliated entities since 2000. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program. The firm serves individual clients with annual financial reviews, retirement planning, and investment recommendations, using standard asset allocation models and Schwab research tools while allowing clients to make final trading decisions.

Jason Kennedy is a financial advisor at Focus Partners Wealth, LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including The Colony Group, Commonwealth Financial Network, and Retirement Wealth Partners LLC. Kennedy is based in Scottsdale, AZ. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, investment advisory, financial and tax planning, and employee benefit consulting. The firm employs an enhanced open architecture investment approach that integrates active and passive strategies, third-party managers, and private funds, while also providing access to affiliated private funds and specialized financial products.

Alisha Kotranza is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and one year of industry experience. Her previous roles include positions at Charles Schwab & Co., The Vanguard Group, and Wells Fargo. Before entering the financial industry, she worked in hospitality and the food service sector. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering annual financial reviews and investment recommendations based on standard asset allocation models and Schwab research tools. The firm operates within the Schwab ecosystem and does not directly charge clients fees, distinguishing its advisory approach from many other enterprise wealth managers.

Timothy Cone is a financial advisor with AE Wealth Management, LLC, holding a Series 65 credential and over a decade of industry experience, including twelve years at Centuri Group. He is also involved with Arizona Estate Planners, Inc., a comprehensive financial, estate, and insurance planning firm. Outside of his advisory work, Cone is the founder of Orange Dog Ware, an online outdoor apparel and goods business that also offers upland dog guide services. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach combining model portfolios from AEWM, third-party strategists, and advisor-managed models, supported by internal investment consulting and licensing programs.

Alex Wilson is a CFP® professional with 25 years of industry experience. He has been with Schwab Wealth Advisory Inc. and Charles Schwab since 2017, following a one-year tenure at USAA Financial Advisors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm functions as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its operating model from many other enterprise wealth managers.

Marc Delphine is a financial advisor with Empower Advisory Group in Scottsdale, AZ, holding Series 63, 65, and 66 licenses and possessing 24 years of industry experience. His prior roles include positions at GWFS Equities, Inc., Prudential Investment Management Services LLC, and Edward Jones. Outside of advising, he serves as an adjunct professor at Grand Canyon University, teaching basic economics. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated platform that emphasizes long-term portfolio returns and annual rebalancing.

Brandon French is a financial advisor at TIAA-CREF with nine years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Personal Capital Advisors Corporation, Strategic Advisers, Inc., and Fidelity Brokerage Services LLC. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing retirement plan relationships. The firm operates a fiduciary advisory model combining point-in-time planning services with ongoing portfolio management through various managed account programs.

Travis Mcgann is a CFP® professional at Independent Financial Partners with 20 years of industry experience. He has worked at firms including LPL Financial and Wells Fargo Advisors. Outside of his advisory role, he is involved in overseeing a wealth management firm and serves as a life insurance agent. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with a notable focus on retirement-plan advisory and pension consulting.

Samuel Hawkins is a financial advisor with Sequoia Financial Group, L.L.C., holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Cetera, Renaissance Financial, and Securian Financial Services. Outside of finance, he has experience in the restaurant industry with Fox Restaurant Concepts. Sequoia Financial Advisors, LLC serves a diverse client base including individuals, family offices, corporations, and charitable organizations. The firm offers wealth planning, investment management, and retirement-plan advisory services, using a mix of model and custom portfolios with various investment vehicles overseen by an Investment Policy Committee.