Andrew Heckel is a Wealth Management Advisor and Senior Portfolio Manager with Merrill Lynch Wealth Management. He provides clients with transparent, process-driven guidance and proactive communication at every stage of wealth management, including accumulation, preservation, and distribution. He helps clients pursue their objectives by managing personalized or defined investment strategies, which may incorporate individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. As a Senior Portfolio Manager, he has the flexibility to construct portfolios on a discretionary basis and offer his strategies to other Merrill advisors' clients. Andrew holds the Certified Private Wealth Advisor (CPWA) designation awarded by the Investments & Wealth Institute in conjunction with The University of Chicago Booth School of Business. He earned a Bachelor of Arts degree in political science with a minor in business management from Clemson University. He is a member of the Clemson Letter Winner's Association and the ASU Sun Devil Wrestling Inner Circle. Andrew is actively involved in his community, serving as a Greco-Roman and freestyle wrestling coach appointed with USA Wrestling. He participates in the Highlands Church Men's Group in Scottsdale, Arizona. Andrew enjoys an active lifestyle including Brazilian Jiu Jitsu, and he resides in Scottsdale with his wife, Anna, and their two children.

Preston Friarson is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Schwab, he held various roles outside of finance including positions at Olive Garden and FedEx. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a large-scale, integrated model combining non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and alternative investment options.

Ted Duvall is a Series 66-credentialed financial advisor with 25 years of industry experience. He has been with Ameriprise since 2005, including six years at the current firm location in Peoria, AZ. Outside of his advisory role, he is a member of Kingdom Advisors, a professional association. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that focus on dependable income and tax-aware withdrawal strategies.

Fernando Sandoval Luna is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing six years of industry experience. His work history includes roles at Morgan Stanley Smith Barney LLC and The Vanguard Group, Inc., as well as prior experience in retail and customer service positions. Outside of advising, he owns and manages a rental property in Riverbank, CA. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, emphasizing structured financial planning supported by firm-approved tools and models, while managing approximately $2.74 trillion in client assets.

Paul Koch is a financial advisor at Robert W. Baird & Co. with 21 years of industry experience. He holds the Series 66 designation and previously worked at Ameriprise Financial Services, Inc. from 2016 to 2023. The DDK Group, part of Baird’s Private Wealth Management department, serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody and brokerage services, utilizing manager-traded and model-traded strategies alongside tax-management and direct-indexing capabilities.

Wendy Stolcis is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. She holds a Series 63 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Hunter Hinton is a Planning Consultant at Fidelity Investments, a role he has held since 2026. He focuses on providing clients with clear peace of mind, ongoing predictability, and overall control of their financial lives. Prior to this, he served as a Relationship Manager at Fidelity Investments from 2024 to 2026 and began his financial advisory career as a Financial Advisor at Edward Jones from 2023 to 2024. His professional experience encompasses various aspects of financial planning and client relationship management.

Kal Jamsa Jr. is a financial advisor with Morgan Stanley in Peoria, AZ, holding Series 63 and Series 65 licenses and 46 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he spent over two decades at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and extensive resources.

Catherine Anderson is a financial advisor at OSAIC with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Lincoln Financial Advisors, Kohl's, and Nationwide Securities LLC prior to joining OSAIC. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment approach focused on asset allocation and portfolio optimization supported by risk-tolerance assessments and rebalancing tools.

Ryan Graham is a Financial Consultant at Fidelity Investments, where he began his current role in 2023. He has over two decades of experience in the financial industry, focusing on retirement planning, tax-efficient investing, and legacy preservation. His career includes positions such as Investment Consultant at Fidelity Investments, Financial Advisor at PFG Advisors - Copper State Wealth Management, and Private Client Advisor and Personal Banker roles at JPMorgan Chase. Ryan's background spans from entry-level teller roles to advanced advisory positions, showcasing a comprehensive understanding of financial services. Ryan holds a California Insurance License. Outside of his professional work, he has personal interests in cars, fitness, music, parenthood, snowboarding, and traveling.

Shon Houston is a financial advisor with Osaic Wealth in Scottsdale, AZ, holding Series 63 and Series 66 designations and bringing 16 years of industry experience. He has worked at Securities America, Inc. for eight years and joined Osaic in 2024. Outside his advisory role, he serves as a Data Integrity Analyst for SAA RIA. Osaic Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through various programs such as comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization, supported by multiple custodial and platform arrangements, and is notable for its scale, complex affiliate network, and private-equity ownership.

Daniel Bott Sr. is a financial advisor with Merrill in Scottsdale, AZ, holding Series 63 and Series 65 credentials and over 50 years of industry experience. He has worked with Bank of America and Merrill since 2009. Outside of his advisory role, he owns New Financial Frontiers LLC, which provides educational materials and software to investment management professionals, and serves as a director for the Academy of Model Aeronautics Foundation, a nonprofit supporting model aviation and youth scholarships. He is also involved in a family drag racing team, Bott Motorsports. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonathan Carlon is a financial advisor with LPL Financial in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. Prior to joining LPL in 2023, he worked at Stifel, Nicolaus and Company and has experience in the wine distribution industry. Outside of advising, he is involved with The Twisted Tines in Mesa, AZ, a non-investment-related activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kirby Pettitt is a financial advisor at LPL Financial with Series 65 and Series 63 licenses and one year of industry experience. Prior to joining LPL Financial, he worked at TheBest Claims Solutions and operated his own business. Pettitt is also a business owner of Pvolve, an entrepreneurial venture unrelated to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plans, banks, trust companies, and institutions, offering financial planning, managed portfolio programs, and institutional platforms with a wide range of investment options and research support tools.

Victoria Printz is a financial advisor at OSAIC with 15 years of industry experience. She holds a Series 66 designation and has worked at several firms, including Royal Alliance, AXA Advisors, Bridgemark Strategies, LPL Financial, Charles Schwab, and Ameriprise. Victoria is based in Scottsdale, AZ. OSAIC Wealth serves a diverse client base, including individual investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, supported by various program options and a broad affiliate network.

Drake Nover is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation with three years of industry experience. His prior roles include positions at Renaissance Financial, Securian Financial Services, Minnesota Life Insurance, and several other firms. Outside of finance, he has experience working at Stonehome Brewing Co. and has held roles in education at the University of Arizona and Owosso High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages a substantial amount of client assets and employs structured financial planning tools and strategies to assist clients.

Lisa Gomez is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding a Series 63 designation and possessing 25 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets beginning in 1984. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Ryan Bontorin is a financial advisor with Equitable Advisors in Scottsdale, AZ. He holds a Series 66 designation and has been with Equitable Advisors since 2026. His prior work experience includes roles in legal services and various organizations such as Hendrix Law and Timmendorf Beach Devils. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a range of advisory models delivered through Investment Adviser Representatives, third-party managers, and LPL-sponsored programs.

Grant Hubbard is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Bank of America Private Bank and USAA Financial Planning Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research and analytics to support investment decisions and provides a combination of brokerage and advisory solutions.

Loren Doheny is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fidelity Investments since 2012, including roles at Fidelity Personal and Workplace Advisors and Strategic Advisers LLC. Outside of his advisory work, he serves as a director at Flight Facilities, Inc., participating in long-range planning and quarterly board meetings. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios based on long-term asset allocation benchmarks.