Magaly Carson is a financial advisor at Wells Fargo Advisors with 27 years of industry experience. She previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Outside of her advisory work, she owns a jewelry business and operates a divorce consulting firm. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including niche areas such as business-owner transition and divorce planning.

Charles Gibbs is a financial advisor with LPL Financial in Scottsdale, AZ, holding Series 63 and Series 65 credentials and 39 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC, where he worked for a combined total of 10 years. Outside of his advisory work, he manages a business entity unrelated to investment activities for tax purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, including discretionary and non-discretionary management, model portfolios, and support from LPL Research and third-party subadvisors.

Jamillah Wilcox is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. Her prior roles include positions at JP Morgan Securities, Charles Schwab, and Fidelity Brokerage Services. Additionally, she operated Jamillah Shehan Studio for three years. She also has experience as a sole proprietor managing a rental property in Colorado Springs. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, offering tailored financial planning that incorporates firm-approved tools and models to help clients plan their financial futures.

Lauren Smith is a Planning Consultant at Fidelity Investments, a position she has held since 2026. She has been with Fidelity Investments since 2019, progressing through roles including Investment Consultant, Central Relationship Manager, Investment Solutions Representative, and Customer Relationship Advocate. Lauren focuses on building strong interpersonal relationships with her clients, emphasizing the importance of understanding the individual behind financial decisions to provide meaningful financial planning. Her professional experience spans various facets of financial advising and client relationship management, allowing her to engage deeply with clients' financial goals and circumstances. Lauren believes that effective financial planning involves comprehending clients' hopes, dreams, beliefs, fears, and sacrifices, facilitating conversations that are both effective and meaningful. Outside of her professional career, Lauren enjoys family activities, exploring culinary experiences as a foodie, music, Pilates, tennis, and traveling.

Matthew Whitaker is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab Co., Inc. since 2023, including a role at Charles Schwab Bank, SSB. Prior to joining Schwab, he was with Dynamite Wealth Management and has a background that includes periods outside the financial industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, employing a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Gina Carollo is a financial advisor at Vanguard Advisers with four years of industry experience. She holds Series 66 and Series 63 licenses and has worked at several firms including The Vanguard Group, Inc. and Viking Cruises. Vanguard Advisers delivers investment advice through a combination of automated and human-supported services, catering primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Angelica Garcia is a Series 66-licensed financial advisor with Merrill in Scottsdale, AZ, where she has worked since 2008. She has 18 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Madeline Bair is a financial advisor at Merrill with 13 years of industry experience. She holds Series 65 and Series 63 licenses and has been with Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Bassuk is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. His prior firms include SagePoint Financial, Independent Financial Group, and First Allied Securities among others. He is based in Scottsdale, AZ. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm employs advanced asset-allocation tools and multiple advisory platforms to construct and manage portfolios across various investment types.

Alexander Fabris is a financial advisor at Vanguard Advisers with 10 years of industry experience. He has been with Vanguard Advisers, Inc. since 2019 and is also affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc. He holds Series 63 and Series 66 designations. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring personalized asset allocations constructed mainly from Vanguard funds and ETFs, and serves a large client base through its digital platform and extensive advisor team.

Sarah Reynolds is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. She previously worked at Fidelity Investments for 14 years before joining Vanguard in 2025. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans through digital and personalized services. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and tax-efficient features.

John Dunkel is a CFP® professional with 16 years of industry experience, currently with Charles Schwab in Scottsdale, AZ. He has been with Charles Schwab and Charles Schwab Bank since 2011. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Carrie Daly is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Morgan Stanley since 2016. Outside of her advisory role, Daly serves as an arbitrator for FINRA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm employs a structured financial planning process supported by proprietary tools and serves clients with services that include tailored financial planning and estate strategies.

Joshua Moody is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2018. Prior to his current roles, he worked at Costco Wholesale from 2015 to 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Alan Pederson is a financial advisor with Osaic Wealth, Inc. based in Scottsdale, AZ. He holds Series 63 and Series 66 designations and has 29 years of industry experience. Since 2014, he has worked with SagePoint Financial. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers a broad range of brokerage and advisory services, portfolio construction tools, and access to third-party money managers and wrap programs.

Stephen Pessagno is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation and having nine years of industry experience. His prior work includes roles at Bank of America, Merrill, and JP Morgan Chase & Co. He has been with Morgan Stanley and its Private Bank since 2017. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Mitch Hatton is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. In this role, he provides clients with personalized financial services and collaborates with them to develop investment strategies aligned with their financial objectives. He has been with Fidelity Investments since 2016, progressing through various roles including Financial Representative, Investment Solutions Representative, Central Relationship Manager, Relationship Manager, Investment Consultant, and Financial Consultant. This experience has equipped him with a broad understanding of investment and client relationship management. Outside of his professional work, Mitch is interested in comedy, fitness, movies, parenthood, pets, and traveling.

George Vargas is a CFP® certificant with 14 years of industry experience, currently serving as an advisor at Vanguard Advisers in Scottsdale, AZ. His prior roles include positions at TD Ameritrade and USAA financial planning services. He is also an employee of The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Joyce Barden is a financial advisor at Edward Jones in Phoenix, AZ, holding a Series 66 designation with eight years of industry experience. She has been with Edward Jones since 2018 and previously spent 24 years at DeVry University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a broad range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

William Moren is a CFP® professional with 32 years of experience at The Vanguard Group, Inc., where he has worked since 1994. He holds Series 63 and Series 65 licenses and is based in Scottsdale, AZ. Outside of his advisory role, he acts as a limited agent for family members' investment matters. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies and constructs portfolios primarily from Vanguard funds and ETFs, offering various customization options and tax-aware features.