Bradley Stouffer is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management. He has been with Merrill since 1991 and serves as a qualified Portfolio Manager. In this role, he provides traditional financial advice and guidance while also building and managing personalized or defined investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He serves clients through the firm's Investment Advisory Program, where he may manage strategies on a discretionary basis. Brad focuses on family wealth management strategies, personal retirement planning, and portfolio management services. He keeps current with the latest research and strategic insights from Merrill analysts and the Chief Investment Office to inform his portfolio management. Bradley holds a Bachelor's Degree from the University of Phoenix and is designated as a Personal Investment Advisor (PIA). Bradley has been active in his community, previously serving on the boards and as Board Chair for the Beatitudes Campus and Beatitudes Foundation. He lives in Phoenix with his family, enjoys reading, spending time with his family, traveling, and is an avid tennis player.

Benjamin Krauth is a CFP® certificant with three years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Scottsdale, AZ. His prior roles include work with DBAT Scottsdale and Rize Sports Performance. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, using proprietary models and largely Vanguard funds and ETFs to construct portfolios tailored to individual savings objectives.

Jammie Fort is a CFP®-certified financial advisor with 21 years of industry experience, currently practicing at Edward Jones in Phoenix, AZ since 2014. His background is primarily with Edward Jones, where he has served for over a decade. Outside of advising, he is involved in managing a rental property in Flagstaff, AZ. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supported by a nationwide network of over 23,000 financial advisors.

Jake Edwards is a financial advisor with Equitable Advisors based in Scottsdale, AZ. He holds Series 63 and Series 66 licenses and has three years of industry experience, including roles at Wells Fargo Clearing Services, Robinhood Financial, and other firms. Equitable Advisors serves a broad client base including individuals, high-net-worth clients, retirement plans, and institutional investors. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, working extensively through program sponsors and endorsed platforms.

Sarah Danna is a CFP® with 16 years of experience in the financial industry, currently serving as an advisor at Vanguard Advisers since 2010. She holds a Series 63 license and is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages a large client base through a combination of digital platforms and advisory teams.

Chet Ortman is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2014. He has a career spanning over two decades in the financial services industry, with previous roles including Regional Specialist at Time Financial from 2012 to 2014, Financial Advisor at Raymond James from 2008 to 2012, and Financial Consultant at A.G. Edwards from 2002 to 2008. As a Certified Financial Planner® practitioner, Chet works with clients to develop and implement disciplined financial plans tailored to their unique goals, focusing on understanding what is most important to them to help create balance in their financial lives. Additionally, he holds a California Insurance License.

Aaron Beasley is a financial advisor with Vanguard Advisers based in Scottsdale, AZ, holding Series 66 and Series 63 designations and one year of industry experience. His prior roles include positions at Bankers Life, JR Capital, and Quicken Loans. Outside of his advisory work, Beasley is contracted as a delivery driver with DoorDash. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized asset allocations primarily through Vanguard funds and ETFs.

Edward Roberts is a Certified Financial Planner (CFP®) with 23 years of industry experience. He is currently with Morgan Stanley in Scottsdale, AZ, where he has worked since 2021, following prior roles at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery processes and firm-approved tools to model financial outcomes.

Denise Rico is a financial advisor at Vanguard Advisers with 14 years of industry experience. She holds Series 63 and Series 66 credentials and has been with The Vanguard Group, Inc. since 2012. Outside of her advisory role, she is a partner in Dirt Boss LLC, a land clearing business in Peoria, Arizona. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations, offering portfolios constructed mainly from Vanguard funds and ETFs.

Thomas Benscoter is a financial advisor with Cetera in Scottsdale, AZ, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has previously worked with firms including Securities America Advisors and Avantax. Outside of his advisory role, he is a senior tax professional at an H&R Block franchise and provides tax consultation and preparation services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Elisha Agarwal is a financial advisor at OSAIC with 11 years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at Lincoln Financial Advisors Corporation for 10 years. She serves as a board member of the Hampton Roads Chess Association, a nonprofit organization supporting the local area. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory, financial planning, and retirement consulting services. The firm uses various asset-allocation tools and third-party platforms to construct diversified portfolios managed on discretionary or non-discretionary bases.

Alec Goossen is a financial advisor at Vanguard Advisers with four years of industry experience. He holds Series 66 and Series 63 licenses and has been with Vanguard Advisers since 2025. His prior work includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily constructs portfolios from Vanguard funds and ETFs.

Alexander Johnson is a financial advisor at Charles Schwab with five years of industry experience. His prior roles include service in the United States Air Force and a position at the University of West Florida. Outside of his advisory work, he is a partner in a real estate LLC focused on property acquisition and management. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a mix of non-discretionary advisory relationships and discretionary separately managed accounts with a multi-asset investment approach.

Rebecca Gurney is a financial advisor at Fidelity with two years of industry experience. She holds Series 63 and Series 66 designations and has prior experience at Farmers Insurance and a brief period of unemployment before joining Fidelity. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including a Charitable Gift Fund and registered investment companies. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, employing systematic methodologies and oversight controls.

Zane Rosenbaum is a financial advisor at Vanguard Advisers with a Series 66 credential and one year of industry experience. He has previously worked at Morgan Stanley and has held roles at various educational institutions, including The University of Georgia and Georgia State University. Vanguard Advisers delivers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach with portfolios mainly composed of Vanguard funds and ETFs, supported by a scalable platform and over 2,200 advisors.

Curt Blik is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including his current role with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and modeling techniques.

Joseph Licata is a financial advisor at OSAIC with a Series 65 credential and four years of industry experience. He previously worked at American Portfolios Advisors, Inc. for three years and is a partner at Ross, Strent and Company, LLP, an accounting firm where he has served since 2002. In addition to his advisory role, he acts as a trustee for multiple trusts created by outside attorneys for his accounting clients. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of affiliated advisers, employing various asset-allocation tools and third-party platforms to construct and manage portfolios.

William Kane is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at The Vanguard Group since 2022 and previously held roles at Charles Schwab and Equitable Advisors. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing hundreds of thousands of client relationships through a combination of automated platforms and a large advisor team.

Erin Daniels is a Series 66-licensed financial advisor at Ameriprise in Scottsdale, AZ, with 20 years of industry experience. Prior to joining Ameriprise in 2026, Erin worked at Stifel Nicolaus & Co Inc and BMO Harris Financial Advisors, Inc. and BMO Harris Bank N.A. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Gary Maack Magnusson is a financial advisor at OSAIC with 30 years of industry experience. He holds the Series 66 designation and previously worked for Woodbury Financial for 20 years before joining OSAIC in 2024. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of affiliated advisers, employing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across multiple asset classes.