Timothy Street is a financial advisor with J.P. Morgan Securities in Scottsdale, AZ, holding Series 63, Series 65, and Series 66 credentials and 15 years of industry experience. He has worked at JP Morgan Chase Bank since 2019 and previously at JP Morgan Securities, LLC, and Tandem Wealth Advisors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process includes centralized due diligence and uses quantitative and qualitative research to build model asset allocations that may incorporate ESG criteria.

Ethan Grinnen is a financial advisor at Vanguard Advisers with Series 66 credentials and one year of industry experience. Prior to his current role, he has been involved in various business ventures including Fog in a Box LLC and Mexkor Restaurant Group LLC. He is also employed by Marriott International Inc. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models and portfolios constructed mainly from Vanguard funds and ETFs.

Erika Fabricatore is a Senior Financial Advisor with Merrill Lynch Wealth Management. She is part of a team serving affluent families, professionals, business owners, and corporate executives by providing advisory and wealth management services. Her focus areas include portfolio management, retirement income planning, and assistance with corporate retirement plans such as 401(k) and defined benefit plans. Erika holds professional designations relevant to retirement benefits and financial advising. She works alongside colleagues to support clients in designing financial strategies tailored to their goals and priorities. Her experience contributes to helping clients navigate complex investment and retirement planning decisions. Outside of her professional practice, Erika is engaged with community organizations, including the Delaware Valley Youth Athletic Association and Saint Pio Catholic School. She resides in Philadelphia with her family.

Kevin Deluca is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 designation and has been with Charles Schwab & Co., Inc. since 2016, including a role at Charles Schwab Bank, SSB since 2021. Outside of his advisory work, he serves as the Treasurer for The Phoenix Iowa Club, a volunteer position involving financial reporting and fund management. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts and offers a broad range of investment guidance through multi-asset model portfolios and alternative investment programs.

Joshua Waitz is a financial advisor with J.P. Morgan Securities in Scottsdale, AZ, holding Series 63 and Series 65 credentials and having 28 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2018. Outside of his advisory role, he is an owner and partner of Claiborne Industries LLC, a personal investment entity focused on real estate. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative research and may include ESG criteria, supported by affiliates that provide implementation and portfolio services.

Samuel Smith is a financial advisor with LPL Financial, holding a Series 66 credential and nine years of industry experience. His career includes roles at Bank of America, Raymond James Financial, and Bank of the West. He is also involved with Flagstar Wealth Services in connection with his work at LPL. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives.

Connor Seymour is a financial advisor with J.P. Morgan Securities in Phoenix, AZ, holding a Series 66 designation and one year of industry experience. His work history includes roles at JPMORGAN Chase Bank, Old National Bank, and Klazroom, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm focuses on non-discretionary asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and both quantitative and qualitative research.

Ryan Mills is a financial advisor with Wells Fargo Clearing in Tempe, AZ, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with Wells Fargo Clearing since 2016 and associated with Wells Fargo Bank, NA since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Ryan Harper is a financial advisor with Equitable Advisors in Scottsdale, AZ, holding a Series 66 designation and seven years of industry experience. He has worked at Equitable Advisors since 2019 and previously held roles at Axa Advisors, Nicola Imports, and Zoom Video Communications. Harper serves as a trustee for a family living trust and works as a broker for Unum Group's Long Term Disability products. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charities. The firm offers a range of investment programs and fiduciary services, utilizing third-party asset managers and endorsed advisory platforms to deliver customized client solutions.

Kateryna Kariniemi is a financial advisor with Ameriprise in Phoenix, AZ, holding a Series 66 designation and 13 years of industry experience. She has been with Ameriprise and its affiliated entities since 2014. Ameriprise is a large institutional firm offering a retirement-income planning service designed for individuals nearing or in retirement who meet specific asset criteria. The firm provides a range of advisory, brokerage, and insurance solutions, with a retirement-income approach that integrates research, modeling, and tax-efficiency analysis.

Shelley Sedor is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. She holds a Series 63 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Donovan Zimmerman is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He previously worked at Concourse Financial Group Securities Inc for 19 years before joining Cetera in 2025. Outside of advisory work, he serves as an elder at Sunnyslope Mennonite Church, providing leadership and spiritual guidance. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party investment strategies.

Jeffrey Obrien is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 65 designations and nine years of industry experience. Prior to joining Vanguard in 2020, he worked at several financial firms including JP Morgan Securities and McAdam LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering tax-aware features and customization options.

Curtis Skousen is a financial advisor at Vanguard Advisers with five years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for five years. His background also includes roles in the automotive and cleaning industries, as well as teaching at the University of Phoenix. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios mainly from Vanguard funds and ETFs, combining scale and digital delivery through its extensive advisor team.

Franklin Wenning is a financial advisor at Morgan Stanley in Scottsdale, AZ, with 10 years of industry experience. He holds a Series 66 designation and previously worked at Merrill from 2016 to 2018. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers both individual and corporate financial planning services.

Jared Maroon is a financial advisor with Raymond James Financial, holding a Series 66 designation and 14 years of industry experience. He previously worked at Edward Jones for nine years before joining Raymond James in 2021. He is also involved with SilverTree Collective, an umbrella entity for various business groups, and serves as treasurer and officer for SilverTree Wealth Partners, the DBA for his branch. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored non-discretionary planning and supports municipal and public finance services through unique affiliations within its large advisor network.

Lindsey Martin is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015, respectively. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and market modeling techniques as part of its financial planning process.

Robert Henegar is a financial advisor with Morgan Stanley in Tempe, AZ, holding Series 63 and Series 66 designations and five years of industry experience. Prior to his current role, he served in the United States Navy for ten years and worked at Simmec Training Solutions for six years. He also attended Columbia University from 2017 to 2021. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm-approved tools and modeling techniques.

Maria Lucero is a financial advisor at Merrill with 17 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Haven Aiton is a financial advisor at Morgan Stanley in Tempe, AZ, holding Series 63 and Series 66 designations with three years of industry experience. Prior to joining Morgan Stanley in 2025, Aiton worked at The Vanguard Group for two years and has experience in various sectors including previous roles at Primoris Services Corporation and the San Diego Zoo Safari Park. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.