Patrick Walstad is a financial advisor at Charles Schwab with 27 years of industry experience. He has been with Charles Schwab since 2000 and Charles Schwab Bank since 2005. He holds the Series 63 and Series 66 designations and is based in Scottsdale, AZ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios, supported by centralized custody and operational resources.

Derek Brown is an advisor with LPL Financial, holding Series 65 and Series 63 licenses and four years of industry experience. His prior roles include positions at AE Wealth Management and Independent Wealth Management. Additionally, he has experience in the hospitality industry with McFadden's Bar and Grill. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions utilizing both proprietary and third-party strategies, supported by extensive technology and a broad network of advisors.

Ryan Mummert is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2009 and 2015, respectively. He serves as a board member and past board chair of the UNM Foundation Investment Committee and is also a board member of the UNM Lobo Club. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process using firm-approved tools and modeling techniques.

Roger Verboon is a financial advisor at OSAIC with 29 years of industry experience. He worked previously at Securities America Advisors, Inc., where he was affiliated for over two decades. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform that offers a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.

Nick Catsoules is a financial advisor with Vanguard Advisers based in Scottsdale, AZ. He holds Series 63 and Series 66 designations and has 13 years of industry experience. Catsoules has been with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2014. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach. The firm manages a large client base through its digital platform combined with a team servicing model, offering portfolios constructed primarily from Vanguard funds and ETFs with various customization options.

Terence Turner is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding the Series 66 designation and over 26 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a structured financial planning process, managing approximately $2.74 trillion in client assets.

Catherine Martin is a financial advisor with Vanguard Advisers, holding a Series 66 designation and eight years of industry experience. She has worked at Edward Jones and has been with The Vanguard Group and its affiliates since 2018. Prior to her advisory career, she was involved with Waters Mill Weddings & Event Facility and has an academic background from the University of North Georgia. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models to create personalized portfolios primarily from Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisory teams.

Stacy O'keeffe is a financial advisor at OSAIC with 24 years of industry experience. She holds Series 63 and Series 65 designations and has worked at several firms, including Woodbury Financial, Royal Alliance Associates, FSC Securities Corporation, and Sagepoint Financial. O'keeffe is also president and chair of the OSAIC Foundation, where she is actively involved in community activities and foundation governance. OSAIC is a multi-advisor platform serving retail and institutional clients through brokerage and advisory services, offering comprehensive financial planning and portfolio management solutions. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and a broad range of strategies executed through a complex network of affiliated entities.

Louis Pejlovas III is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 66 designation and 14 years of industry experience. He has worked at Wells Fargo Clearing since 2016. Outside of his advisory role, he is involved in a party planning and event rental business, which he owns jointly with his spouse. Wells Fargo Advisors provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers a wide range of brokerage and advisory solutions, supported by extensive research and analytics, serving more than 14,000 financial advisors and managing roughly $671 billion in assets.

Alan Bunn is a financial advisor at OSAIC with 20 years of industry experience. He holds a Series 66 designation and has worked previously with Lincoln Financial Network and Osaic FA, Inc. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, utilizing tools such as risk-tolerance questionnaires, efficient frontier analysis, and rebalancing, and supports various advisory strategies including discretionary Unified Managed Accounts and third-party money manager programs.

Matthew Barber is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Fidelity Investments, Merrill, Fisher Investments, and USAA Financial Planning Services. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Luis Bejarano Sr. is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 designations and four years of industry experience. His prior roles include positions at U.S. Bancorp Advisors, The Vanguard Group, and Thrivent Financial. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, using a goal-based, algorithm-driven approach that incorporates proprietary models and primarily Vanguard funds and ETFs. The firm manages a large client base through a digital platform supported by over 2,200 advisors.

Daniel Bertolet is a financial advisor at Ameriprise with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wedbush Securities Inc for 11 years before joining Ameriprise in 2025. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria. The firm provides written Recommendation Reports addressing income sources, Social Security options, and tax-efficient withdrawal strategies, using a combination of research, modeling, and algorithmic tools to support its recommendations.

Matthew Ryan is a financial advisor with OSAIC based in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. His prior work includes roles at UBS Financial Services and positions outside finance at companies such as DoorDash, Instacart, and Civana Wellness Resort and Spa. OSAIC serves a diverse client base through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization supported by various analytical tools, and it distinguishes itself by its scale, affiliate network, and private-equity ownership.

Eric Waszolek is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 18 years of industry experience. He has been with Raymond James & Associates since 2012. Outside of his advisory role, he manages his own rental real estate property. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Alton Fabre III is a financial advisor at LPL Financial in Phoenix, AZ, holding a Series 66 designation with 10 years of industry experience. His prior roles include positions at BMO Investment Services, BancWest Investment Services, Bank of America, and Merrill. Outside of his advisory work, he is a co-owner of Vector Real Estate, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Christopher Loy is a financial advisor at OSAIC with 12 years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at FSC Securities and E*TRADE Securities LLC. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization with various implementation options through its complex affiliate network.

Keeyana Missaghieh is a financial advisor at Strategic Advisers, LLC, a Fidelity Investments company, with one year of industry experience. She holds Series 65 and Series 63 licenses and has prior experience at Charles Schwab. Strategic Advisers provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm is notable for its use of algorithmic methodologies and its advisory role to multiple registered investment companies and fund-of-funds.

Nancy Saulson is a financial advisor at Vanguard Advisers with 13 years of industry experience. She holds Series 63 and Series 66 credentials and has worked with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2012. Saulson is also president of Capital Financial Services, Inc., a non-investment related business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, serving a large client base through a digital platform and extensive advisor team.

Nathan Litterio is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and three years of industry experience. He previously worked at Morgan Stanley and E*Trade Securities LLC. Prior to his finance career, he held roles in education and other fields. Vanguard Advisers serves retail investors and eligible employer-sponsored retirement plan participants by providing automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering customization options including ESG preferences.