Geoffrey Moore is a financial advisor at UBS Financial Services with 21 years of industry experience. He holds a Series 66 designation and has been with UBS since 2005. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor plans to client goals and risk tolerances.

Timothy Bunker is a financial advisor at OSAIC with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Royal Alliance Associates, Inc. since 2018, following a two-year tenure at Signator Investors, Inc. He is also president of Bunker Financial Services Inc., where he sells and services life insurance, fixed annuities, group health, and disability insurance. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct portfolios across various asset classes.

Logan Saucedo is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 designations and having 19 years of industry experience. He has been with Charles Schwab since 2009. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts, using multi-asset model portfolios and a centralized operational structure.

Santino Pino is a financial advisor with Primerica Advisors in Phoenix, AZ, holding a Series 63 designation and 12 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2013. Outside of his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm emphasizes a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Gary Deardorff is a CFP® professional with 34 years of industry experience, currently serving as an advisor at OSAIC Wealth Inc. He has previously worked at Woodbury Financial Services, National Planning Corporation, and Cetera, among others. Outside of his advisory role, he is the managing member of Phoenix Financial Group Ltd and Phoenix Tax Planning LLC, providing investment-related portfolio maintenance as well as general tax services. OSAIC Wealth Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary account management across multiple investment types.

Garrett Lupro is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding Series 63 and Series 65 licenses and 11 years of industry experience. Prior to joining Schwab in 2020, he worked at USAA Investment Management Company and USAA Financial Advisors, Inc. from 2015 through 2020. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and incorporates multi-asset model portfolios alongside alternative investment solutions.

Ayden Kihara is a financial advisor at Charles Schwab & Co., Inc. with two years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining Charles Schwab, his background includes roles at Northwestern Mutual and the Arizona Diamondbacks. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, combining multi-asset model portfolios with alternative investment options and centralized operational support.

Maxwell Morgan is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Morgan Stanley and The Vanguard Group. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs in its offerings.

Seth Fink is a financial advisor at LPL Financial with 20 years of industry experience. He holds a Series 66 designation and previously worked at firms including PFG Advisors, Securities America, Equitable Advisors, and AXA Advisors. Outside of his advisory role, Fink is president of the nonprofit Human Kindness Project and owns Phocus Accounting and Tax Specialists, a CPA firm offering accounting, tax preparation, and business consulting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, with investment offerings supported by LPL Research and third-party subadvisors.

Tyler Penrod is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and six years of industry experience. He previously worked at The Vanguard Group and has been self-employed since 2019. In addition to his advisory role, he is a licensed notary public. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management supported by multi-asset model portfolios and alternative investment options.

Roger Wilson is a CFP® professional with 24 years of industry experience, currently serving at Charles Schwab in Phoenix, AZ. His prior experience includes over a decade at USAA in various financial planning and advisory roles. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Christen Krueger is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 20 years of industry experience. Christen has been with Thrivent and its related entities since 2005, including 18 years at THRIVENT Financial. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning without discretionary trading authority, combining planning with managed-account options under a consolidated billing service called WealthPlan.

Timothy Holly is a CFP® professional affiliated with OSAIC, based in Phoenix, AZ, with 41 years of industry experience. His prior roles include positions at Securities America Advisors and Invest Financial Corp. Outside of his advisory work, he is an agent for BlueCross BlueShield of Arizona and operates in insurance services through First Financial Strategies, LLC. Osaic Wealth, Inc. serves a diverse client base, including individual and institutional investors, offering brokerage and advisory services, financial planning, and access to multiple managed account solutions. The firm utilizes various portfolio construction tools and supports both discretionary and non-discretionary account management through a broad network of affiliated advisers.

Nicholas Doyle is a CFP® professional with 21 years of industry experience, currently serving at Cetera since 2019. His prior experience includes roles at Foresters Financial Services and Foresters Advisory Services LLC. Outside of advisory work, he is a board member and partial owner of Foam Distributors and is involved in family-owned business ventures in warehousing and office real estate. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through various program structures and manager options, managing over $256 billion in assets with more than 10,000 advisors.

Scott Wallace is a financial advisor at Edward Jones with 15 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors, offering a range of advisory programs and investment solutions under a fiduciary standard.

Margaret Ostendorf is a financial advisor at Charles Schwab with 31 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Charles Schwab since 1993, including a role at Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by in-depth investment research.

Ruggero Borletti is a Private Wealth Manager at Merrill Private Wealth Management, a role he has held since joining Merrill in 2017. He has been engaged in the financial services industry since 1989. Ruggero's experience covers working with ultra-affluent clients both domestically and internationally, particularly those undergoing wealth transformations such as business sales. His expertise includes college education planning, executive compensation, family wealth management strategies, international wealth management, legacy planning, managing new wealth, philanthropic planning, women and wealth, tax minimization, and retirement income. Prior to Merrill, he worked in the Private Wealth Management divisions of UBS and Morgan Stanley, and began his career in corporate finance at NM Rothschild & Sons in London. He earned a Bachelor of Arts degree in Economics from Brown University in 1988 and holds the Certified Exit Planning Advisor (CEPA®) designation from the Exit Planning Institute, earned in 2019. Ruggero is fluent in English and Italian, has working knowledge of Spanish and French, and resides in Arizona. His personal interests include biking, cooking, hiking, running, scuba diving, skiing, tennis, traveling, and yoga. He has lived and worked in multiple countries, including Switzerland, the UK, and Kenya, and has five children.

Kevin Lewis is a financial advisor with J.P. Morgan Securities LLC, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Morgan Stanley, John Hancock, E*TRADE, and Edward Jones. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform its recommendations.

Michael Blazina is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. His prior roles include positions at USAA Investment Management Company and USAA Financial Planning Services. He has been with Charles Schwab since 2020. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers an integrated platform including brokerage, custody, and alternative investments.

Nicole Salokar is a financial advisor with Charles Schwab, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. Her prior roles include positions at USAA Financial Planning Services and USAA Investment Management Company. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized custodial and supervisory operations.