Jeffrey Sapigao is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 66 credentials. Prior to his current role, he worked at Bed Bath and Beyond and has been associated with JPMorgan Chase Bank since 2015. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Joshua Haupt Jimenez is a financial advisor at Morgan Stanley in El Segundo, CA, holding Series 63 and Series 66 licenses with four years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at PlanMember Securities Corporation, Bevmo, Set Schedule, and Intelliloan. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and strategies to support client financial goals.

Johnny Cheng Yu Liu is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2014. Outside of his advisory role, he serves as a board member of the Southern California Monte Jade Science and Technology Association, a nonprofit organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individuals and institutional clients, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by advanced modeling tools.

Laura Vasquez is a financial advisor with Charles Schwab in Torrance, CA, holding Series 63 and Series 65 credentials and nine years of industry experience. She has worked at Charles Schwab and its affiliated bank since 2015, with a brief tenure at H&R Block in 2018. Outside of her advisory role, she is an Airbnb property owner. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management. The firm combines extensive scale with integrated brokerage, custody, and advisory services, utilizing multi-asset model portfolios and a formal alternative-investment platform.

Attila Vari is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he supports affluent families and business owners by addressing various financial needs, with a particular focus on investment management and wealth planning services. He has been employed at Merrill Lynch since 1997 and collaborates with a CFP® professional partner who prepares wealth plans, while he concentrates on investment aspects. Attila brings over 25 years of experience in financial services. His approach involves strategically aligning clients' balance sheets to position them for sustainable growth, employing a defined process to help clients build long-term liquidity and achieve their financial goals. He offers advice tailored to clients' specific situations, establishes objectives, develops appropriate financial strategies, and regularly reviews progress with clients. Attila holds a Personal Investment Advisor (PIA) designation and earned a High School Diploma from Wayne Hills High School. He is a first-generation Hungarian whose parents immigrated to the United States after escaping communism, and he attributes his commitment to hard work and determination to their example.

Ryan LeVine is a Financial Consultant at Fidelity Investments, where he partners with individuals and families to develop personalized financial strategies tailored to their unique goals and circumstances. His approach emphasizes building meaningful relationships to support clients' financial planning needs. Ryan's professional experience includes several roles within Fidelity Investments, progressing from Financial Services Representative in 2023, to Financial Representative, Relationship Manager, Investment Consultant, and currently Financial Consultant. Prior to joining Fidelity, he worked as an Associate at Transamerica Life Insurance Company from 2018 to 2021. He holds a CA Insurance License. Outside of his professional work, Ryan enjoys a range of personal interests including comedy, food, golf, music, reading, and traveling. He values spending time with his family and looks forward to engaging with new clients.

Michael Banco is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding a Series 66 designation and 16 years of industry experience. He has worked at Wells Fargo Bank and Bank of America, as well as Merrill, spanning roles from 2016 to the present. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Jennifer Embler is a financial advisor with Ameriprise in Redondo Beach, CA, holding a Series 66 designation and 24 years of industry experience. Her prior roles include positions at Signature Estate & Investment Advisors and Signator Investors Inc. She is also the owner of Absolute Wealth Advisory, Inc., a business related to managing her Ameriprise practice. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, delivering tailored, non-discretionary recommendations through a centralized consulting team that integrates research, modeling, and tax-efficient strategies.

Alexander Taylor is a financial advisor at LPL Financial with five years of industry experience. He holds a Series 66 designation and has worked at LPL Financial since 2020. Prior to that, he was employed at ZEFR and Exponential Interactive. Outside of his advisory role, he is involved with Taylored Enterprises, Inc., a home-based business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, retirement plan consulting, and access to model portfolios supported by research from LPL and third-party subadvisors.

Alejandro Loza is a financial advisor at Merrill in Long Beach, CA, holding a Series 66 designation with one year of industry experience. He previously worked at Bank of America from 2008 to 2024. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates into Bank of America’s broader platform, providing access to various products and services beyond typical managed accounts.

Archimedes Gomez is a financial advisor with LPL Financial in Lakewood, CA, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. His career includes roles at BMO Bank NA, Wells Fargo Clearing, JP Morgan Chase Bank, and other financial institutions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management along with access to model portfolios, research, and a variety of investment strategies.

Randall Miller is a CFP®-certified financial advisor with 24 years of industry experience, currently with Cetera. He has been associated with Cetera and Cetera Wealth Services, LLC since 2015. Outside of his advisory work, he serves on the alumni advisory board for the Jefferson Scholars Foundation and volunteers with the CFP Board Center for Financial Planning to support diversity and youth involvement in the profession. He also serves as a hearing panelist for the Certified Financial Planner Board of Standards. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform that includes affiliated and third-party managers.

Xin Li is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. Xin has worked at Cetera and Cetera Investment Services LLC since 2024 and has additional experience at Cathay Bank since 2021. Prior to his advisory career, he was affiliated with New York University and Michigan State University. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors and utilizes a multi-manager platform with multiple program structures and custodial relationships.

Luke Frasso is a financial advisor at Ameriprise in El Segundo, CA, holding a Series 66 designation with approximately one year of industry experience. His prior work includes positions at Northwestern Mutual Life Insurance Company, Northwestern Mutual Investment Services LLC, and Raymond James Financial Services. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting approach, with an emphasis on Ameriprise-managed accounts and algorithmic automation to generate personalized recommendations.

Stephen Moore is a Series 66-licensed financial advisor at Charles Schwab with five years of industry experience. Prior to joining Schwab in 2025, he was employed at Merrill and Bank of America from 2019 to 2025. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational infrastructure.

Donald Moulton is a financial advisor with UBS Financial Services in El Segundo, CA, holding a Series 63 designation and 47 years of industry experience. He has been with UBS Financial Services since 1990. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides customized financial planning and portfolio management using proprietary research and model-based asset allocations.

Lacey Somwaru is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 designation and beginning her advisory career in 2025. Prior to joining Morgan Stanley, she worked at TTFB CA LLC and has experience in education and fitness sectors, including roles at the University of California, Los Angeles, and LifeTime Fitness. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services using firm-approved tools and a structured discovery process.

Thomas Chau is a financial advisor with LPL Financial in Huntington Beach, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He worked for Western International Securities, Inc. for 20 years before joining LPL Financial in 2025. He is also involved with Chau and Associates Asset Management Inc., a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Xenia Sedano is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds the Series 63 and Series 65 designations. Sedano has worked with Wells Fargo Bank and Wells Fargo Clearing Services since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Benjamin Koehlinger is a financial advisor at Thrivent Investment Management with 19 years of industry experience. He holds the Series 66 designation and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2006. Outside of his advisory role, he serves as Vice President of the Majors Division for the Lakewood Village Little League, organizing games and coordinating league activities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning focused on a broad range of financial topics and allows clients to combine planning with managed accounts under a consolidated billing option.