Drew Skelly is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 credentials and has 29 years of industry experience. His prior work includes 13 years at Citigroup Global Markets before joining Morgan Stanley Smith Barney in 2009 and subsequently Morgan Stanley Private Bank, N.A. Skelly is also a partner in a check printing business. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets.

William Badie is a financial advisor at Charles Schwab with a Series 66 credential and less than one year of industry experience. His prior work includes roles at Morgan Stanley, Northwestern Mutual, and TriNet, among others. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers investment guidance via multi-asset model portfolios and alternative investments.

Thomas Taylor is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. His career includes positions at Wells Fargo Clearing, Charles Schwab, Merrill, Citigroup Global Markets, and several other firms. He is based in Woodland Hills, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment options, utilizing proprietary research and tools to create tailored client recommendations.

Robert Estepanian is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 16 years of industry experience. He has been with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2010. Outside of his advisory role, he is a co-owner and manager of a family trust that holds a single-family rental property. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence and incorporates ESG considerations within its model asset allocations.

Lisa Lyons is a financial advisor with OSAIC, holding a Series 63 designation and bringing 36 years of industry experience. She has been affiliated with Regal Advisory Service, Inc. since 1997 and Royal Alliance Associates, Inc. since 1992. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform that offers brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm employs a model-based investment approach with portfolio optimization tools and supports discretionary strategies alongside third-party money managers.

Michael Mirolla is a Planning Consultant who develops engagement strategies tailored to each client's unique planning needs. He collaborates closely with clients to build financial plans aimed at supporting their financial goals. Prior to his current role, Michael worked as a Relationship Manager at Fidelity Investments from 2025 to 2026 and as a Financial Representative at the same firm from 2024 to 2025. He holds a California Insurance License.

Trevor Lowe is a financial advisor at Morgan Stanley with five years of industry experience. He holds Series 65 and Series 63 licenses. Prior to joining Morgan Stanley in 2025, he worked four years at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A., among other roles. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools supported by the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Ray Pearl Jr. is a CFP® professional with 22 years of experience in the financial services industry. He has worked with Wells Fargo Clearing since 2016 and previously spent seven years at Wells Fargo Investments, LLC. He is based in Pasadena, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a variety of investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics to inform portfolio management and investment selection.

Ethan Peterson is a financial advisor at Merrill with Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, Union Bank, and Wells Fargo. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Glenn Vallercamp is a financial advisor at Thrivent Investment Management with seven years of industry experience. He holds a Series 66 designation and has worked at Thrivent Financial and Azusa Pacific University. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, delivering written recommendations on a broad range of financial planning topics. The firm offers holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option.

Howard Abrams is a financial advisor with UBS Financial Services in Sherman Oaks, CA, holding Series 63 and Series 65 licenses and 35 years of industry experience. He has been with UBS since 2003. UBS Financial Services serves individual, corporate, and institutional clients, offering brokerage and investment advisory services including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocation to tailor client solutions.

Yen Chen is a financial advisor with Cetera, holding Series 65 and Series 66 licenses and having 14 years of industry experience. Prior to joining Cetera in 2023, Chen worked at East West Bank, LPL Financial, Bank of the West, BancWest Investment Services, Ace Diversified Capital, and Wells Fargo Investments. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various investment strategies and third-party managers.

Peter Urrutia is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2020. His prior experience includes roles at Wells Fargo Clearing and Primerica Advisors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Evan Press is a financial advisor with Equitable Advisors, holding a Series 66 designation and 23 years of industry experience. He has been with Equitable Advisors since 2003 and previously worked with Axa Advisors. Outside of his advisory role, he serves as a volunteer tennis coach and holds leadership positions on the Chatsworth High School Site Council and PTSA, as well as serving on the board of Connextions, an organization focused on youth sports camps and wellness education. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, institutions, and charitable organizations. The firm’s approach involves matching clients to program models or discretionary managers, often utilizing third-party asset managers and advisory programs.

Juliette Benshaw is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following six years at Wells Fargo Bank NA. Her spouse owns a business called Turtle Cloud in Woodland Hills, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Charles Curtin is a financial advisor with Osaic, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His prior work includes roles at SagePoint Financial, Inc. and NPB Financial Group, LLC. Outside of his advisor role, he owns a sole proprietorship providing life and long-term care insurance quotes and related fixed insurance products. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, comprehensive financial planning, and various managed portfolio programs. The firm emphasizes model-based asset allocation and portfolio optimization, supporting discretionary and advisor-managed strategies across a broad set of programs.

Oscar Murillo Cabrera is a CFP® professional affiliated with Charles Schwab with three years of industry experience. He previously worked at Fidelity Investments and Paul Cashman State Farm. Currently based in Encino, CA, he holds Series 63 and Series 66 licenses. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by a large integrated operational structure.

Michael Bernardo is a financial advisor with LPL Financial in Calabasas, CA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with LPL Financial since 2018 and has a long-standing association with Logix Federal Credit Union since 2000. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. It offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, leveraging both discretionary and non-discretionary strategies supported by advanced operational tools.

Jeannette Comulada is a financial advisor with Primerica Advisors in Woodland Hills, CA, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. She has worked at PFS Investments Inc. since 2009 and has been with Primerica Financial Services since 2007. Outside of advisory services, she is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and discretionary separately managed account options to individual and high-net-worth clients. The firm utilizes third-party asset managers and BNY Mellon Advisors for trading and emphasizes a tiered wrap-fee structure.

Jason Barba is a financial advisor with LPL Financial in Burbank, CA, holding a Series 66 designation and six years of industry experience. Prior to joining LPL Financial in 2025, he worked at JPMorgan Chase Bank and J.P. Morgan Securities from 2021 to 2024, and Equitable Advisors from 2019 to 2021. Outside of his advisory role, he has been employed at Taco Bell since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management options through a large network of advisors, emphasizing customizable strategies supported by research and technology.